ZIP 34145 vs ZIP 34119

34145 is one of 22 ZIP codes that lie mostly in Collier County, FL.

Shaded by typical home value, it ranks 4 of the 19 with a value.

3 school locations in 34145: 1 elementary, 1 middle, 1 high.

In alphabetical order: MARCO ISLAND ACADEMY, MARCO ISLAND CHARTER MIDDLE, TOMMIE BARFIELD ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

34119 is one of 22 ZIP codes that lie mostly in Collier County, FL — 98% of its own area is in the county.

Shaded by typical home value, it ranks 5 of the 19 with a value.

5 school locations in 34119: 2 elementary, 1 middle, 2 high.

In alphabetical order: GULF COAST HIGH SCHOOL, LAUREL OAK ELEMENTARY SCHOOL, NAPLES CLASSICAL ACADEMY, OAKRIDGE MIDDLE SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 34145 was worth $260,932.

Values peaked at $982,067 in July 2022. The latest reading is −13.6% from that peak.

As of August 2026: $848,457, +0.2% over twelve months.

Start with the typical home: $848,457. Put 20% down and borrow $678,766 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $4,700 a month in principal and interest.

The median household here earns $104,105 a year, $8,675 a month. So the payment takes 54.2% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 16.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,562.

In December 2020, with rates at 2.68%, it was $1,866.

By August 2026, at 6.67%, it was $4,365 — +134% since December 2020, while the home's value moved +47%.

Reported values rose +225% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $514,976. So the real change is +65%, not +225%.

34145: +225% since January 2000.

Collier County: +208% since January 2000.

Florida: +245% since January 2000 — 34145 ran behind it by 20 points.

Owning the typical home costs about $5,548 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,266 a month.

Price divided by a year's rent: 21.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 34119 was worth $225,834.

Values peaked at $738,760 in March 2024. The latest reading is −12.7% from that peak.

As of August 2026: $645,244, −3.4% over twelve months.

Start with the typical home: $645,244. Put 20% down and borrow $516,195 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,574 a month in principal and interest.

The median household here earns $109,260 a year, $9,105 a month. So the payment takes 39.3% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,352.

In December 2020, with rates at 2.68%, it was $1,407.

By August 2026, at 6.67%, it was $3,320 — +136% since December 2020, while the home's value moved +49%.

Reported values rose +186% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $445,707. So the real change is +45%, not +186%.

34119: +186% since January 2000.

Collier County: +208% since January 2000.

Florida: +245% since January 2000 — 34119 ran behind it by 59 points.

Owning the typical home costs about $4,219 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,738 a month.

Price divided by a year's rent: 19.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 74 a month (Redfin, 3-month rolling data through August 2026). That is 84% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 360. That is 54% of the 2015–2019 level for the same months.

Going out — closed sales: about 82 a month. That is 87% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 4.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 82 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 76 — so sales ran at 108% of it, and below it in 20 of the last 24 months.

Across Collier County, builders pulled permits for 2,736 new homes in 2025.

Of those, 71% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 72 a month (Redfin, 3-month rolling data through August 2026). That is 73% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 280. That is 60% of the 2015–2019 level for the same months.

Going out — closed sales: about 83 a month. That is 80% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.4 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 11 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 83 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 79 — so sales ran at 105% of it, and below it in 23 of the last 24 months.

Across Collier County, builders pulled permits for 2,736 new homes in 2025.

Of those, 71% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Collier County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 4,495 moved in. Among the ten receiving the most, 4,715 moved out.

Net across those counties: −220 households. Beside it, homes for sale in this ZIP: 360 in June 2026.

Most arrivals came from Lee, FL (1,925 households); most departures went to Lee, FL (2,781).

County assessor records list 90 properties with a market value here. Their average assessed market value is $515,150; the typical home value is $848,457.

The assessor average sits −39.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Collier County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 4,495 moved in. Among the ten receiving the most, 4,715 moved out.

Net across those counties: −220 households. Beside it, homes for sale in this ZIP: 280 in June 2026.

Most arrivals came from Lee, FL (1,925 households); most departures went to Lee, FL (2,781).

County assessor records list 125 properties with a market value here. Their average assessed market value is $660,200; the typical home value is $645,244.

The assessor average sits +2.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.