ZIP 34134 vs ZIP 33931

34134 is one of 34 ZIP codes that lie mostly in Lee County, FL — 90% of its own area is in the county.

Shaded by typical home value, it ranks 4 of the 33 with a value.

33931 is one of 34 ZIP codes that lie mostly in Lee County, FL.

Shaded by typical home value, it ranks 5 of the 33 with a value.

1 school location in 33931: 1 elementary.

In alphabetical order: FORT MYERS BEACH ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 34134 was worth $248,671.

Values peaked at $786,155 in September 2022. The latest reading is −20.0% from that peak.

As of August 2026: $628,786, −3.0% over twelve months.

Start with the typical home: $628,786. Put 20% down and borrow $503,029 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,483 a month in principal and interest.

The median household here earns $122,102 a year, $10,175 a month. So the payment takes 34.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,489.

In December 2020, with rates at 2.68%, it was $1,558.

By August 2026, at 6.67%, it was $3,235 — +108% since December 2020, while the home's value moved +31%.

Reported values rose +153% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $490,778. So the real change is +28%, not +153%.

34134: +153% since January 2000.

Lee County: +160% since January 2000.

Florida: +245% since January 2000 — 34134 ran behind it by 92 points.

Owning the typical home costs about $4,112 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,322 a month.

Price divided by a year's rent: 15.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33931 was worth $188,113.

Values peaked at $703,263 in August 2022. The latest reading is −30.8% from that peak.

As of August 2026: $486,696, −1.0% over twelve months.

Start with the typical home: $486,696. Put 20% down and borrow $389,357 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,696 a month in principal and interest.

The median household here earns $80,438 a year, $6,703 a month. So the payment takes 40.2% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 15.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,126.

In December 2020, with rates at 2.68%, it was $1,443.

By August 2026, at 6.67%, it was $2,504 — +74% since December 2020, while the home's value moved +9%.

Reported values rose +159% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $371,260. So the real change is +31%, not +159%.

33931: +159% since January 2000.

Lee County: +160% since January 2000.

Florida: +245% since January 2000 — 33931 ran behind it by 86 points.

Owning the typical home costs about $3,183 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,525 a month.

Price divided by a year's rent: 11.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 44 a month (Redfin, 3-month rolling data through August 2026). That is 94% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 252. That is 80% of the 2015–2019 level for the same months.

Going out — closed sales: about 52 a month. That is 99% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 4.8 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 52 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 43 — so sales ran at 121% of it, and below it in 14 of the last 24 months.

Across Lee County, builders pulled permits for 13,547 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 41 a month (Redfin, 3-month rolling data through August 2026). That is 110% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 317. That is 138% of the 2015–2019 level for the same months.

Going out — closed sales: about 31 a month. That is 82% of the 2015–2019 level for the same months. The drain is drawn 35% narrower: the share of homes for sale that sell each month is 65% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 10.2 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 10 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 31 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 28 — so sales ran at 111% of it, and below it in 21 of the last 24 months.

Across Lee County, builders pulled permits for 13,547 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Lee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,684 moved in. Among the ten receiving the most, 6,967 moved out.

Net across those counties: +1,717 households. Beside it, homes for sale in this ZIP: 252 in June 2026.

Most arrivals came from Collier, FL (2,781 households); most departures went to Collier, FL (1,925).

County assessor records list 71 properties with a market value here. Their average assessed market value is $864,400; the typical home value is $628,786.

The assessor average sits +37.5% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Lee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,684 moved in. Among the ten receiving the most, 6,967 moved out.

Net across those counties: +1,717 households. Beside it, homes for sale in this ZIP: 317 in June 2026.

Most arrivals came from Collier, FL (2,781 households); most departures went to Collier, FL (1,925).