ZIP 33960 vs ZIP 33875

33960 is one of 8 ZIP codes that lie mostly in Highlands County, FL — 73% of its own area is in the county.

Shaded by typical home value, it ranks 1 of the 8 with a value.

33875 is one of 8 ZIP codes that lie mostly in Highlands County, FL.

Shaded by typical home value, it ranks 2 of the 8 with a value.

1 school location in 33875: 1 elementary.

In alphabetical order: CRACKER TRAIL ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2004 the typical home in 33960 was worth $104,936.

Values peaked at $383,059 in August 2026. The latest reading is the peak.

As of August 2026: $383,059, +6.6% over twelve months.

Start with the typical home: $383,059. Put 20% down and borrow $306,447 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,122 a month in principal and interest.

The median household here earns $53,679 a year, $4,473 a month. So the payment takes 47.4% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.0% in 2004.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2004 (5.71%) the payment was $488.

In December 2020, with rates at 2.68%, it was $772.

By August 2026, at 6.67%, it was $1,971 — +155% since December 2020, while the home's value moved +61%.

Reported values rose +265% since January 2004.

General prices (CPI-U) rose +79% over the same span.

Divide one by the other: in August 2026 dollars, the 2004 home was worth $188,204. So the real change is +104%, not +265%.

33960: +265% since January 2004.

Highlands County: +177% since January 2004.

Florida: +137% since January 2004 — 33960 ran ahead of it by 128 points.

Owning the typical home costs about $2,505 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,083 a month.

Price divided by a year's rent: 29.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2004 the typical home in 33875 was worth $104,372.

Values peaked at $288,423 in July 2024. The latest reading is −3.1% from that peak.

As of August 2026: $279,391, −0.5% over twelve months.

Start with the typical home: $279,391. Put 20% down and borrow $223,513 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,548 a month in principal and interest.

The median household here earns $76,990 a year, $6,416 a month. So the payment takes 24.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.0% in 2004.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2004 (5.71%) the payment was $485.

In December 2020, with rates at 2.68%, it was $618.

By August 2026, at 6.67%, it was $1,437 — +133% since December 2020, while the home's value moved +46%.

Reported values rose +168% since January 2004.

General prices (CPI-U) rose +79% over the same span.

Divide one by the other: in August 2026 dollars, the 2004 home was worth $187,192. So the real change is +49%, not +168%.

33875: +168% since January 2004.

Highlands County: +177% since January 2004.

Florida: +137% since January 2004 — 33875 ran ahead of it by 31 points.

Owning the typical home costs about $1,827 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,713 a month.

Price divided by a year's rent: 13.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 1 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 100% of it, and below it in 7 of the last 24 months.

Across Highlands County, builders pulled permits for 768 new homes in 2025.

Of those, 92% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 23 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 58.

Going out — closed sales: about 23 a month. That is 89% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 2.6 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: listings and sales were even.

Homes sold: about 23 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 18 — so sales ran at 128% of it, and below it in 17 of the last 24 months.

Across Highlands County, builders pulled permits for 768 new homes in 2025.

Of those, 92% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Highlands County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,431 moved in. Among the ten receiving the most, 872 moved out.

Net across those counties: +559 households. Beside it, homes for sale in this ZIP: 5 in June 2026.

Most arrivals came from Polk, FL (306 households); most departures went to Polk, FL (304).

This ZIP sits in Highlands County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,431 moved in. Among the ten receiving the most, 872 moved out.

Net across those counties: +559 households. Beside it, homes for sale in this ZIP: 58 in June 2026.

Most arrivals came from Polk, FL (306 households); most departures went to Polk, FL (304).