ZIP 33953 vs ZIP 33983

33953 is one of 13 ZIP codes that lie mostly in Charlotte County, FL.

Shaded by typical home value, it ranks 7 of the 13 with a value.

33983 is one of 13 ZIP codes that lie mostly in Charlotte County, FL.

Shaded by typical home value, it ranks 8 of the 13 with a value.

1 school location in 33983: 1 elementary.

In alphabetical order: DEEP CREEK ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 33953 was worth $108,854.

Values peaked at $419,733 in August 2022. The latest reading is −26.3% from that peak.

As of August 2026: $309,502, −5.5% over twelve months.

Start with the typical home: $309,502. Put 20% down and borrow $247,602 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,714 a month in principal and interest.

The median household here earns $77,227 a year, $6,436 a month. So the payment takes 26.6% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $652.

In December 2020, with rates at 2.68%, it was $861.

By August 2026, at 6.67%, it was $1,592 — +85% since December 2020, while the home's value moved +16%.

Reported values rose +184% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $214,835. So the real change is +44%, not +184%.

33953: +184% since January 2000.

Charlotte County: +235% since January 2000.

Florida: +245% since January 2000 — 33953 ran behind it by 61 points.

Owning the typical home costs about $2,024 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,706 a month.

Price divided by a year's rent: 15.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33983 was worth $83,631.

Values peaked at $387,567 in August 2022. The latest reading is −22.0% from that peak.

As of August 2026: $302,172, −4.2% over twelve months.

Start with the typical home: $302,172. Put 20% down and borrow $241,738 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,674 a month in principal and interest.

The median household here earns $67,705 a year, $5,642 a month. So the payment takes 29.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $501.

In December 2020, with rates at 2.68%, it was $793.

By August 2026, at 6.67%, it was $1,555 — +96% since December 2020, while the home's value moved +23%.

Reported values rose +261% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $165,054. So the real change is +83%, not +261%.

33983: +261% since January 2000.

Charlotte County: +235% since January 2000.

Florida: +245% since January 2000 — 33983 ran ahead of it by 16 points.

Owning the typical home costs about $1,976 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,910 a month.

Price divided by a year's rent: 13.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 42 a month (Redfin, 3-month rolling data through August 2026). That is 79% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 170. That is 47% of the 2015–2019 level for the same months.

Going out — closed sales: about 41 a month. That is 96% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 4.1 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 41 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 31 — so sales ran at 132% of it, and below it in 15 of the last 24 months.

Across Charlotte County, builders pulled permits for 3,015 new homes in 2025.

Of those, 85% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 43 a month (Redfin, 3-month rolling data through August 2026). That is 67% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 174. That is 65% of the 2015–2019 level for the same months.

Going out — closed sales: about 41 a month. That is 65% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 4.3 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 41 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 57 — so sales ran at 72% of it, and below it in 24 of the last 24 months.

Across Charlotte County, builders pulled permits for 3,015 new homes in 2025.

Of those, 85% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Charlotte County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 3,548 moved in. Among the ten receiving the most, 2,789 moved out.

Net across those counties: +759 households. Beside it, homes for sale in this ZIP: 170 in June 2026.

Most arrivals came from Sarasota, FL (1,408 households); most departures went to Sarasota, FL (1,268).

This ZIP sits in Charlotte County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 3,548 moved in. Among the ten receiving the most, 2,789 moved out.

Net across those counties: +759 households. Beside it, homes for sale in this ZIP: 174 in June 2026.

Most arrivals came from Sarasota, FL (1,408 households); most departures went to Sarasota, FL (1,268).