ZIP 33948 vs ZIP 33980

33948 is one of 13 ZIP codes that lie mostly in Charlotte County, FL.

Shaded by typical home value, it ranks 11 of the 13 with a value.

7 school locations in 33948: 1 elementary, 1 middle, 5 high.

In alphabetical order: CHARLOTTE TECHNICAL COLLEGE, CHARLOTTE VIRTUAL FRANCHISE, CHARLOTTE VIRTUAL INSTRUCTION PROGRAM, MEADOW PARK ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

33980 is one of 13 ZIP codes that lie mostly in Charlotte County, FL.

Shaded by typical home value, it ranks 12 of the 13 with a value.

2 school locations in 33980: 1 elementary, 1 high.

In alphabetical order: CHARLOTTE HARBOR SCHOOL, KINGSWAY ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 33948 was worth $78,984.

Values peaked at $341,893 in August 2022. The latest reading is −23.4% from that peak.

As of August 2026: $261,967, −4.4% over twelve months.

Start with the typical home: $261,967. Put 20% down and borrow $209,574 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,451 a month in principal and interest.

The median household here earns $60,788 a year, $5,066 a month. So the payment takes 28.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $473.

In December 2020, with rates at 2.68%, it was $701.

By August 2026, at 6.67%, it was $1,348 — +92% since December 2020, while the home's value moved +21%.

Reported values rose +232% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $155,883. So the real change is +68%, not +232%.

33948: +232% since January 2000.

Charlotte County: +235% since January 2000.

Florida: +245% since January 2000 — 33948 ran behind it by 13 points.

Owning the typical home costs about $1,713 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,867 a month.

Price divided by a year's rent: 11.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33980 was worth $78,637.

Values peaked at $326,566 in September 2022. The latest reading is −23.3% from that peak.

As of August 2026: $250,475, −5.1% over twelve months.

Start with the typical home: $250,475. Put 20% down and borrow $200,380 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,387 a month in principal and interest.

The median household here earns $61,871 a year, $5,156 a month. So the payment takes 26.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $471.

In December 2020, with rates at 2.68%, it was $672.

By August 2026, at 6.67%, it was $1,289 — +92% since December 2020, while the home's value moved +21%.

Reported values rose +219% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $155,198. So the real change is +61%, not +219%.

33980: +219% since January 2000.

Charlotte County: +235% since January 2000.

Florida: +245% since January 2000 — 33980 ran behind it by 27 points.

Owning the typical home costs about $1,638 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,787 a month.

Price divided by a year's rent: 11.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 48 a month (Redfin, 3-month rolling data through August 2026). That is 65% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 187. That is 54% of the 2015–2019 level for the same months.

Going out — closed sales: about 47 a month. That is 75% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.95 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 47 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 56 — so sales ran at 84% of it, and below it in 24 of the last 24 months.

Across Charlotte County, builders pulled permits for 3,015 new homes in 2025.

Of those, 85% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 31 a month (Redfin, 3-month rolling data through August 2026). That is 74% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 169. That is 102% of the 2015–2019 level for the same months.

Going out — closed sales: about 25 a month. That is 67% of the 2015–2019 level for the same months. The drain is drawn 28% narrower: the share of homes for sale that sell each month is 72% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.7 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 25 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 34 — so sales ran at 74% of it, and below it in 21 of the last 24 months.

Across Charlotte County, builders pulled permits for 3,015 new homes in 2025.

Of those, 85% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Charlotte County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 3,548 moved in. Among the ten receiving the most, 2,789 moved out.

Net across those counties: +759 households. Beside it, homes for sale in this ZIP: 187 in June 2026.

Most arrivals came from Sarasota, FL (1,408 households); most departures went to Sarasota, FL (1,268).

This ZIP sits in Charlotte County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 3,548 moved in. Among the ten receiving the most, 2,789 moved out.

Net across those counties: +759 households. Beside it, homes for sale in this ZIP: 169 in June 2026.

Most arrivals came from Sarasota, FL (1,408 households); most departures went to Sarasota, FL (1,268).