ZIP 33935 vs ZIP 33440

33935 is one of 4 ZIP codes that lie mostly in Hendry County, FL — 58% of its own area is in the county.

Shaded by typical home value, it ranks 2 of the 4 with a value.

12 school locations in 33935: 5 elementary, 2 middle, 4 high, 1 other.

In alphabetical order: COUNTRY OAKS ELEMENTARY SCHOOL, COUNTY WIDE EXCEPTIONAL STUDENT EDUCATION, DIGITAL ACADEMY OF FLORIDA, EDWARD A. UPTHEGROVE ELEMENTARY, and more on the ZIP page. Locations only — no ratings are shown here.

33440 is one of 4 ZIP codes that lie mostly in Hendry County, FL — 95% of its own area is in the county.

Shaded by typical home value, it ranks 3 of the 4 with a value.

8 school locations in 33440: 4 elementary, 1 middle, 1 high, 2 other.

In alphabetical order: Ahfachkee Day School, CENTRAL ELEMENTARY SCHOOL, CLEWISTON HIGH SCHOOL, CLEWISTON MIDDLE SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 33935 was worth $51,657.

Values peaked at $312,163 in April 2024. The latest reading is −7.8% from that peak.

As of August 2026: $287,936, −4.0% over twelve months.

Start with the typical home: $287,936. Put 20% down and borrow $230,349 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,595 a month in principal and interest.

The median household here earns $50,184 a year, $4,182 a month. So the payment takes 38.1% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 6.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $309.

In December 2020, with rates at 2.68%, it was $623.

By August 2026, at 6.67%, it was $1,481 — +138% since December 2020, while the home's value moved +50%.

Reported values rose +457% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $101,950. So the real change is +182%, not +457%.

33935: +457% since January 2000.

Hendry County: +391% since January 2000.

Florida: +245% since January 2000 — 33935 ran ahead of it by 212 points.

Owning the typical home costs about $1,883 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,948 a month.

Price divided by a year's rent: 12.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33440 was worth $58,762.

Values peaked at $259,082 in June 2024. The latest reading is −1.4% from that peak.

As of August 2026: $255,512, −0.4% over twelve months.

Start with the typical home: $255,512. Put 20% down and borrow $204,410 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,415 a month in principal and interest.

The median household here earns $58,559 a year, $4,880 a month. So the payment takes 29.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 6.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $352.

In December 2020, with rates at 2.68%, it was $509.

By August 2026, at 6.67%, it was $1,315 — +158% since December 2020, while the home's value moved +63%.

Reported values rose +335% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $115,973. So the real change is +120%, not +335%.

33440: +335% since January 2000.

Hendry County: +391% since January 2000.

Florida: +245% since January 2000 — 33440 ran ahead of it by 90 points.

Owning the typical home costs about $1,671 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $849 a month.

Price divided by a year's rent: 25.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 45 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 204.

Going out — closed sales: about 27 a month. The drain is drawn 11% narrower: the share of homes for sale that sell each month is 89% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 7.5 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 18 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 27 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 14 — so sales ran at 193% of it, and below it in 0 of the last 24 months.

Across Hendry County, builders pulled permits for 470 new homes in 2025.

Of those, 99% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 13 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 65.

Going out — closed sales: about 10 a month. The drain is drawn 32% narrower: the share of homes for sale that sell each month is 68% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.7 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 10 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 6 — so sales ran at 167% of it, and below it in 17 of the last 24 months.

Across Hendry County, builders pulled permits for 470 new homes in 2025.

Of those, 99% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Hendry County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,147 moved in. Among the ten receiving the most, 666 moved out.

Net across those counties: +481 households. Beside it, homes for sale in this ZIP: 204 in June 2026.

Most arrivals came from Lee, FL (340 households); most departures went to Lee, FL (231).

This ZIP sits in Hendry County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,147 moved in. Among the ten receiving the most, 666 moved out.

Net across those counties: +481 households. Beside it, homes for sale in this ZIP: 65 in June 2026.

Most arrivals came from Lee, FL (340 households); most departures went to Lee, FL (231).