Lotvox market story · compare
ZIP 33914 vs ZIP 33920
1 of 4
Who's going to sell
Turnover Index not published for 33914 yet.
Where
33914 in Lee County, FL
33914 is one of 34 ZIP codes that lie mostly in Lee County, FL.
Shaded by typical home value, it ranks 10 of the 33 with a value.
- Value rank in county
- 10 of 33
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 33914
7 school locations in 33914: 3 elementary, 2 middle, 2 high.
In alphabetical order: GULF ELEMENTARY SCHOOL, GULF MIDDLE SCHOOL, IDA S. BAKER HIGH SCHOOL, OASIS CHARTER ELEMENTARY SCHOOL-SOUTH, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 7
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 33920 yet.
Where
33920 in Lee County, FL
33920 is one of 34 ZIP codes that lie mostly in Lee County, FL.
Shaded by typical home value, it ranks 11 of the 33 with a value.
- Value rank in county
- 11 of 33
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 33920
2 school locations in 33920: 1 elementary, 1 middle.
In alphabetical order: RIVER HALL ELEMENTARY SCHOOL, THE ALVA SCHOOL. Locations only — no ratings are shown here.
- School locations
- 2
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 33914
In January 2000 the typical home in 33914 was worth $136,903.
Values peaked at $543,157 in August 2022. The latest reading is −22.4% from that peak.
As of August 2026: $421,223, −2.4% over twelve months.
- Typical home value
- $421,223
- 12-month change
- −2.4%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $421,223. Put 20% down and borrow $336,978 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $2,333 a month in principal and interest.
The median household here earns $75,557 a year, $6,296 a month. So the payment takes 37.1% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.0% in 2000.
- Payment share of income
- 37.1%
- Monthly P&I
- $2,333
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $820.
In December 2020, with rates at 2.68%, it was $1,057.
By August 2026, at 6.67%, it was $2,167 — +105% since December 2020, while the home's value moved +29%.
- Payment change since 2020
- +105%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +208% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $270,192. So the real change is +56%, not +208%.
- Real change since 2000
- +56%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
33914 against its neighbors
33914: +208% since January 2000.
Lee County: +160% since January 2000.
Florida: +245% since January 2000 — 33914 ran behind it by 37 points.
- Change since 2000
- +208%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $2,754 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,960 a month.
Price divided by a year's rent: 17.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 17.9
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 33920
In January 2000 the typical home in 33920 was worth $104,229.
Values peaked at $449,721 in August 2022. The latest reading is −15.6% from that peak.
As of August 2026: $379,757, −3.9% over twelve months.
- Typical home value
- $379,757
- 12-month change
- −3.9%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $379,757. Put 20% down and borrow $303,806 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $2,103 a month in principal and interest.
The median household here earns $87,601 a year, $7,300 a month. So the payment takes 28.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.9% in 2000.
- Payment share of income
- 28.8%
- Monthly P&I
- $2,103
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $624.
In December 2020, with rates at 2.68%, it was $896.
By August 2026, at 6.67%, it was $1,954 — +118% since December 2020, while the home's value moved +37%.
- Payment change since 2020
- +118%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +264% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $205,707. So the real change is +85%, not +264%.
- Real change since 2000
- +85%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
33920 against its neighbors
33920: +264% since January 2000.
Lee County: +160% since January 2000.
Florida: +245% since January 2000 — 33920 ran ahead of it by 19 points.
- Change since 2000
- +264%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $2,483 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,700 a month.
Price divided by a year's rent: 11.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 11.7
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 124 a month (Redfin, 3-month rolling data through August 2026). That is 82% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 482. That is 84% of the 2015–2019 level for the same months.
Going out — closed sales: about 115 a month. That is 77% of the 2015–2019 level for the same months. The drain is drawn 8% narrower: the share of homes for sale that sell each month is 92% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 4.2 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 9 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 4.2
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 115 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 124 — so sales ran at 93% of it, and below it in 24 of the last 24 months.
- Sales vs 2015–19 level
- 93%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Lee County, builders pulled permits for 13,547 new homes in 2025.
Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 13,547
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 27 a month (Redfin, 3-month rolling data through August 2026).
On the shelf — homes for sale at the end of the period: 101.
Going out — closed sales: about 19 a month.
The ladder: homes for sale ÷ monthly sales = 5.2 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 5.2
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 19 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 10 — so sales ran at 190% of it, and below it in 2 of the last 24 months.
- Sales vs 2015–19 level
- 190%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Lee County, builders pulled permits for 13,547 new homes in 2025.
Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 13,547
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Lee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,684 moved in. Among the ten receiving the most, 6,967 moved out.
Net across those counties: +1,717 households. Beside it, homes for sale in this ZIP: 482 in June 2026.
Most arrivals came from Collier, FL (2,781 households); most departures went to Collier, FL (1,925).
- Net households (top-10 flows)
- +1,717
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 96 properties with a market value here. Their average assessed market value is $167,850; the typical home value is $421,223.
The assessor average sits −60.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 96
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)
Housing pulse
Migration and inventory
This ZIP sits in Lee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,684 moved in. Among the ten receiving the most, 6,967 moved out.
Net across those counties: +1,717 households. Beside it, homes for sale in this ZIP: 101 in June 2026.
Most arrivals came from Collier, FL (2,781 households); most departures went to Collier, FL (1,925).
- Net households (top-10 flows)
- +1,717
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01