ZIP 33908 vs ZIP 33972

33908 is one of 34 ZIP codes that lie mostly in Lee County, FL.

Shaded by typical home value, it ranks 20 of the 33 with a value.

5 school locations in 33908: 2 elementary, 2 middle, 1 high.

In alphabetical order: HARLEM HEIGHTS COMMUNITY CHARTER SCHOOL, HEIGHTS ELEMENTARY SCHOOL, ISLAND PARK HIGH SCHOOL, LEXINGTON MIDDLE SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

33972 is one of 34 ZIP codes that lie mostly in Lee County, FL.

Shaded by typical home value, it ranks 21 of the 33 with a value.

In January 2000 the typical home in 33908 was worth $148,357.

Values peaked at $424,472 in August 2022. The latest reading is −24.9% from that peak.

As of August 2026: $318,987, −5.6% over twelve months.

Start with the typical home: $318,987. Put 20% down and borrow $255,190 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,767 a month in principal and interest.

The median household here earns $74,711 a year, $6,226 a month. So the payment takes 28.4% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $888.

In December 2020, with rates at 2.68%, it was $882.

By August 2026, at 6.67%, it was $1,641 — +86% since December 2020, while the home's value moved +17%.

Reported values rose +115% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $292,798. So the real change is +9%, not +115%.

33908: +115% since January 2000.

Lee County: +160% since January 2000.

Florida: +245% since January 2000 — 33908 ran behind it by 130 points.

Owning the typical home costs about $2,086 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,851 a month.

Price divided by a year's rent: 14.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33972 was worth $87,253.

Values peaked at $355,676 in March 2024. The latest reading is −11.9% from that peak.

As of August 2026: $313,454, −4.1% over twelve months.

Start with the typical home: $313,454. Put 20% down and borrow $250,763 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,736 a month in principal and interest.

The median household here earns $73,239 a year, $6,103 a month. So the payment takes 28.4% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $522.

In December 2020, with rates at 2.68%, it was $679.

By August 2026, at 6.67%, it was $1,613 — +138% since December 2020, while the home's value moved +49%.

Reported values rose +259% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $172,203. So the real change is +82%, not +259%.

33972: +259% since January 2000.

Lee County: +160% since January 2000.

Florida: +245% since January 2000 — 33972 ran ahead of it by 14 points.

Owning the typical home costs about $2,050 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,974 a month.

Price divided by a year's rent: 13.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 85 a month (Redfin, 3-month rolling data through August 2026). That is 81% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 506. That is 95% of the 2015–2019 level for the same months.

Going out — closed sales: about 92 a month. That is 84% of the 2015–2019 level for the same months. The drain is drawn 12% narrower: the share of homes for sale that sell each month is 88% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.5 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 92 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 93 — so sales ran at 99% of it, and below it in 21 of the last 24 months.

Across Lee County, builders pulled permits for 13,547 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 70 a month (Redfin, 3-month rolling data through August 2026). That is 174% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 277.

Going out — closed sales: about 51 a month. That is 153% of the 2015–2019 level for the same months. The drain is drawn 30% narrower: the share of homes for sale that sell each month is 70% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 19 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 51 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 29 — so sales ran at 176% of it, and below it in 1 of the last 24 months.

Across Lee County, builders pulled permits for 13,547 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Lee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,684 moved in. Among the ten receiving the most, 6,967 moved out.

Net across those counties: +1,717 households. Beside it, homes for sale in this ZIP: 506 in June 2026.

Most arrivals came from Collier, FL (2,781 households); most departures went to Collier, FL (1,925).

County assessor records list 71 properties with a market value here. Their average assessed market value is $353,100; the typical home value is $318,987.

The assessor average sits +10.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Lee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,684 moved in. Among the ten receiving the most, 6,967 moved out.

Net across those counties: +1,717 households. Beside it, homes for sale in this ZIP: 277 in June 2026.

Most arrivals came from Collier, FL (2,781 households); most departures went to Collier, FL (1,925).