Lotvox market story · compare

ZIP 33873 vs ZIP 33834

ZIP 33873

Hardee County, FL

ZIP 33834

Hardee County, FL

1 of 4

Who's going to sell

Turnover Index not published for 33873 yet.

Where

33873 in Hardee County, FL

33834 · $205,85633865 · $429,36033873 · $239,56833890 · $296,195 33873
$206K$429K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

33873 is one of 4 ZIP codes that lie mostly in Hardee County, FL.

Shaded by typical home value, it ranks 3 of the 4 with a value.

Value rank in county
3 of 4

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 33873

8 school locations in 33873: 4 elementary, 4 high.

In alphabetical order: HARDEE JUNIOR HIGH SCHOOL, HARDEE VIRTUAL FRANCHISE, HARDEE VIRTUAL INSTRUCTION PROGRAM, HARDEE VIRTUAL INSTRUCTION PROGRAM (DISTRICT PROVIDED), and more on the ZIP page. Locations only — no ratings are shown here.

School locations
8

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

Turnover Index not published for 33834 yet.

Where

33834 in Hardee County, FL

33834 · $205,85633865 · $429,36033873 · $239,56833890 · $296,195 33834
$206K$429K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

33834 is one of 4 ZIP codes that lie mostly in Hardee County, FL — 71% of its own area is in the county.

Shaded by typical home value, it ranks 4 of the 4 with a value.

Value rank in county
4 of 4

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 33834

1 school location in 33834: 1 elementary.

In alphabetical order: BOWLING GREEN ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

School locations
1

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 4

What it costs

Home values

What homes are worth in 33873

$0$100K$200K$300K200020052010201520202025Peak December 2025 · $240,290Latest · $239,568
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 33873 was worth $62,366.

Values peaked at $240,290 in December 2025. The latest reading is −0.3% from that peak.

As of August 2026: $239,568, +1.5% over twelve months.

Typical home value
$239,568
12-month change
+1.5%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$239,568
Loan at 20% down
$191,654
30-year fixed rate
7.40%
Monthly principal + interest
$1,327
Median household income, per month
$4,276
Share of income
31.0%
0%30%60%
At today's rate, by home value, 2000–2026: 8.1% → 31.0%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $239,568. Put 20% down and borrow $191,654 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,327 a month in principal and interest.

The median household here earns $51,311 a year, $4,276 a month. So the payment takes 31.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.1% in 2000.

Payment share of income
31.0%
Monthly P&I
$1,327

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K2000200520102015202020252.68% rate · $4856.67% rate · $1,233
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $373.

In December 2020, with rates at 2.68%, it was $485.

By August 2026, at 6.67%, it was $1,233 — +154% since December 2020, while the home's value moved +60%.

Payment change since 2020
+154%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +284% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $123,086. So the real change is +95%, not +284%.

Real change since 2000
+95%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

33873 against its neighbors

0100200300400500200020052010201520202025
33873 (2000 = 100)Hardee County (2000 = 100)Florida (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

33873: +284% since January 2000.

Hardee County: +276% since January 2000.

Florida: +245% since January 2000 — 33873 ran ahead of it by 39 points.

Change since 2000
+284%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,567
principal + interest $1,327 · taxes & insurance est. $240
Rent: typical rent (ZORI)
$911
Price-to-rent ratio
21.9
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,567 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $911 a month.

Price divided by a year's rent: 21.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
21.9

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 33834

$0$100K$200K$300K200020052010201520202025Peak August 2024 · $213,677Latest · $205,856
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 33834 was worth $43,657.

Values peaked at $213,677 in August 2024. The latest reading is −3.7% from that peak.

As of August 2026: $205,856, +0.9% over twelve months.

Typical home value
$205,856
12-month change
+0.9%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$205,856
Loan at 20% down
$164,685
30-year fixed rate
7.40%
Monthly principal + interest
$1,140
Median household income, per month
$4,864
Share of income
23.4%
0%30%60%
At today's rate, by home value, 2000–2026: 5.0% → 23.4%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $205,856. Put 20% down and borrow $164,685 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,140 a month in principal and interest.

The median household here earns $58,364 a year, $4,864 a month. So the payment takes 23.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 5.0% in 2000.

Payment share of income
23.4%
Monthly P&I
$1,140

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K2000200520102015202020252.68% rate · $4146.67% rate · $1,059
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $261.

In December 2020, with rates at 2.68%, it was $414.

By August 2026, at 6.67%, it was $1,059 — +156% since December 2020, while the home's value moved +61%.

Payment change since 2020
+156%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +372% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $86,162. So the real change is +139%, not +372%.

Real change since 2000
+139%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

33834 against its neighbors

0200400600200020052010201520202025
33834 (2000 = 100)Hardee County (2000 = 100)Florida (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

33834: +372% since January 2000.

Hardee County: +276% since January 2000.

Florida: +245% since January 2000 — 33834 ran ahead of it by 127 points.

Change since 2000
+372%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,346
principal + interest $1,140 · taxes & insurance est. $206
Rent: typical rent (ZORI)
$947
Price-to-rent ratio
18.1
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,346 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $947 a month.

Price divided by a year's rent: 18.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
18.1

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo8.1 mo8.1 months of supplyNet +7 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 11 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 38.

Going out — closed sales: about 5 a month. The drain is drawn 35% narrower: the share of homes for sale that sell each month is 65% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 8.1 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
8.1

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

05101520252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 5 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 6 — so sales ran at 83% of it, and below it in 7 of the last 24 months.

Sales vs 2015–19 level
83%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

05010015020228520237320241232025104
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Hardee County, builders pulled permits for 104 new homes in 2025.

Of those, 83% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
104

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Housing pulse

Sales pace vs. normal

024620252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 2 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 200% of it, and below it in 2 of the last 24 months.

Sales vs 2015–19 level
200%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

05010015020228520237320241232025104
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Hardee County, builders pulled permits for 104 new homes in 2025.

Of those, 83% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
104

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
307
Moved out (top-10 destination counties)
322
Net households
−15
Top origins
Polk, FL112
Highlands, FL71
Hillsborough, FL50
Top destinations
Polk, FL141
Highlands, FL95
Hillsborough, FL34
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Hardee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 307 moved in. Among the ten receiving the most, 322 moved out.

Net across those counties: −15 households. Beside it, homes for sale in this ZIP: 38 in June 2026.

Most arrivals came from Polk, FL (112 households); most departures went to Polk, FL (141).

Net households (top-10 flows)
−15

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
307
Moved out (top-10 destination counties)
322
Net households
−15
Top origins
Polk, FL112
Highlands, FL71
Hillsborough, FL50
Top destinations
Polk, FL141
Highlands, FL95
Hillsborough, FL34
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Hardee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 307 moved in. Among the ten receiving the most, 322 moved out.

Net across those counties: −15 households. Beside it, homes for sale in this ZIP: 7 in June 2026.

Most arrivals came from Polk, FL (112 households); most departures went to Polk, FL (141).

Net households (top-10 flows)
−15

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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