ZIP 33857 vs ZIP 33872

33857 is one of 8 ZIP codes that lie mostly in Highlands County, FL.

Shaded by typical home value, it ranks 4 of the 8 with a value.

33872 is one of 8 ZIP codes that lie mostly in Highlands County, FL.

Shaded by typical home value, it ranks 5 of the 8 with a value.

2 school locations in 33872: 1 elementary, 1 high.

In alphabetical order: HILL-GUSTAT MIDDLE SCHOOL, SUN 'N LAKE ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2004 the typical home in 33857 was worth $71,113.

Values peaked at $267,982 in June 2024. The latest reading is −4.7% from that peak.

As of August 2026: $255,410, −1.1% over twelve months.

Start with the typical home: $255,410. Put 20% down and borrow $204,328 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,415 a month in principal and interest.

The median household here earns $47,083 a year, $3,924 a month. So the payment takes 36.1% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.0% in 2004.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2004 (5.71%) the payment was $331.

In December 2020, with rates at 2.68%, it was $569.

By August 2026, at 6.67%, it was $1,314 — +131% since December 2020, while the home's value moved +45%.

Reported values rose +259% since January 2004.

General prices (CPI-U) rose +79% over the same span.

Divide one by the other: in August 2026 dollars, the 2004 home was worth $127,542. So the real change is +100%, not +259%.

33857: +259% since January 2004.

Highlands County: +177% since January 2004.

Florida: +137% since January 2004 — 33857 ran ahead of it by 122 points.

Owning the typical home costs about $1,670 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,035 a month.

Price divided by a year's rent: 20.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2004 the typical home in 33872 was worth $100,745.

Values peaked at $267,992 in June 2024. The latest reading is −5.4% from that peak.

As of August 2026: $253,420, −2.4% over twelve months.

Start with the typical home: $253,420. Put 20% down and borrow $202,736 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,404 a month in principal and interest.

The median household here earns $68,086 a year, $5,674 a month. So the payment takes 24.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.8% in 2004.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2004 (5.71%) the payment was $468.

In December 2020, with rates at 2.68%, it was $571.

By August 2026, at 6.67%, it was $1,304 — +128% since December 2020, while the home's value moved +44%.

Reported values rose +152% since January 2004.

General prices (CPI-U) rose +79% over the same span.

Divide one by the other: in August 2026 dollars, the 2004 home was worth $180,687. So the real change is +40%, not +152%.

33872: +152% since January 2004.

Highlands County: +177% since January 2004.

Florida: +137% since January 2004 — 33872 ran ahead of it by 15 points.

Owning the typical home costs about $1,657 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,671 a month.

Price divided by a year's rent: 12.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 1 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 50% of it, and below it in 14 of the last 24 months.

Across Highlands County, builders pulled permits for 768 new homes in 2025.

Of those, 92% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 51 a month (Redfin, 3-month rolling data through August 2026). That is 186% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 212.

Going out — closed sales: about 37 a month. That is 139% of the 2015–2019 level for the same months. The drain is drawn 42% narrower: the share of homes for sale that sell each month is 58% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.7 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 14 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 37 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 23 — so sales ran at 161% of it, and below it in 1 of the last 24 months.

Across Highlands County, builders pulled permits for 768 new homes in 2025.

Of those, 92% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Highlands County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,431 moved in. Among the ten receiving the most, 872 moved out.

Net across those counties: +559 households. Beside it, homes for sale in this ZIP: 10 in June 2026.

Most arrivals came from Polk, FL (306 households); most departures went to Polk, FL (304).

This ZIP sits in Highlands County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,431 moved in. Among the ten receiving the most, 872 moved out.

Net across those counties: +559 households. Beside it, homes for sale in this ZIP: 212 in June 2026.

Most arrivals came from Polk, FL (306 households); most departures went to Polk, FL (304).