ZIP 33701 vs ZIP 33704

33701 is one of 48 ZIP codes that lie mostly in Pinellas County, FL.

Shaded by typical home value, it ranks 2 of the 39 nearby ZIPs shown.

2 school locations in 33701: 2 high.

In alphabetical order: PINELLAS MYCROSCHOOL OF INTEGRATED ACADEMICS AND TECHNOLOGIE, ST. PETERSBURG COLLEGIATE STEM HIGH SCHOOL. Locations only — no ratings are shown here.

33704 is one of 48 ZIP codes that lie mostly in Pinellas County, FL.

Shaded by typical home value, it ranks 3 of the 39 nearby ZIPs shown.

2 school locations in 33704: 2 elementary.

In alphabetical order: NORTH SHORE ELEMENTARY SCHOOL, WOODLAWN ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 33701 was worth $137,328.

Values peaked at $815,956 in August 2022. The latest reading is −9.0% from that peak.

As of August 2026: $742,292, −0.1% over twelve months.

Start with the typical home: $742,292. Put 20% down and borrow $593,834 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $4,112 a month in principal and interest.

The median household here earns $69,098 a year, $5,758 a month. So the payment takes 71.4% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $822.

In December 2020, with rates at 2.68%, it was $1,807.

By August 2026, at 6.67%, it was $3,819 — +111% since December 2020, while the home's value moved +33%.

Reported values rose +441% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $271,031. So the real change is +174%, not +441%.

33701: +441% since January 2000.

Pinellas County: +265% since January 2000.

Florida: +245% since January 2000 — 33701 ran ahead of it by 196 points.

Against 1,098 Florida ZIP codes, 33701 sits at the 0th percentile for affordability (price vs local income).

60th for appreciation (recent value growth); 9th for rental yield (rent vs price).

Owning the typical home costs about $4,854 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,517 a month.

Price divided by a year's rent: 24.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33704 was worth $137,030.

Values peaked at $787,267 in May 2024. The latest reading is −6.6% from that peak.

As of August 2026: $735,185, +0.7% over twelve months.

Start with the typical home: $735,185. Put 20% down and borrow $588,148 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $4,072 a month in principal and interest.

The median household here earns $102,647 a year, $8,554 a month. So the payment takes 47.6% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $820.

In December 2020, with rates at 2.68%, it was $1,630.

By August 2026, at 6.67%, it was $3,782 — +132% since December 2020, while the home's value moved +46%.

Reported values rose +437% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $270,443. So the real change is +172%, not +437%.

33704: +437% since January 2000.

Pinellas County: +265% since January 2000.

Florida: +245% since January 2000 — 33704 ran ahead of it by 192 points.

Against 1,098 Florida ZIP codes, 33704 sits at the 10th percentile for affordability (price vs local income).

78th for appreciation (recent value growth); 8th for rental yield (rent vs price).

Owning the typical home costs about $4,807 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,055 a month.

Price divided by a year's rent: 29.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 46 a month (Redfin, 3-month rolling data through August 2026). That is 96% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 222. That is 130% of the 2015–2019 level for the same months.

Going out — closed sales: about 34 a month. That is 78% of the 2015–2019 level for the same months. The drain is drawn 37% narrower: the share of homes for sale that sell each month is 63% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.5 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 34 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 38 — so sales ran at 89% of it, and below it in 16 of the last 24 months.

Across Pinellas County, builders pulled permits for 4,198 new homes in 2025.

Of those, 33% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 30 a month (Redfin, 3-month rolling data through August 2026). That is 57% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 119. That is 74% of the 2015–2019 level for the same months.

Going out — closed sales: about 37 a month. That is 80% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 37 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 42 — so sales ran at 88% of it, and below it in 21 of the last 24 months.

Across Pinellas County, builders pulled permits for 4,198 new homes in 2025.

Of those, 33% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Pinellas County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 10,881 moved in. Among the ten receiving the most, 12,698 moved out.

Net across those counties: −1,817 households. Beside it, homes for sale in this ZIP: 222 in June 2026.

Most arrivals came from Hillsborough, FL (5,025 households); most departures went to Hillsborough, FL (4,886).

County assessor records list 6,489 properties with a market value here. Their average assessed market value is $599,222; the typical home value is $742,292.

The assessor average sits −19.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 6,383 homes with a recorded purchase date, 21% have had the same owner for 20 years or more, and 31% changed hands in the last five.

42% are owned from a different mailing address, 7% from out of state.

This ZIP sits in Pinellas County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 10,881 moved in. Among the ten receiving the most, 12,698 moved out.

Net across those counties: −1,817 households. Beside it, homes for sale in this ZIP: 119 in June 2026.

Most arrivals came from Hillsborough, FL (5,025 households); most departures went to Hillsborough, FL (4,886).

County assessor records list 6,526 properties with a market value here. Their average assessed market value is $648,024; the typical home value is $735,185.

The assessor average sits −11.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 6,124 homes with a recorded purchase date, 34% have had the same owner for 20 years or more, and 26% changed hands in the last five.

14% are owned from a different mailing address, 3% from out of state.