ZIP 33614 vs ZIP 33510

33614 is one of 55 ZIP codes that lie mostly in Hillsborough, FL.

Shaded by typical home value, it ranks 26 of the 37 nearby ZIPs shown.

9 school locations in 33614: 4 elementary, 1 middle, 4 high.

In alphabetical order: ALEXANDER ELEMENTARY SCHOOL, CAMINITI EXCEPTIONAL CENTER, CRESTWOOD ELEMENTARY SCHOOL, DETENTION CENTER WEST, and more on the ZIP page. Locations only — no ratings are shown here.

33510 is one of 55 ZIP codes that lie mostly in Hillsborough, FL.

Shaded by typical home value, it ranks 25 of the 36 nearby ZIPs shown.

6 school locations in 33510: 3 elementary, 2 middle, 1 high.

In alphabetical order: BRANDON HIGH SCHOOL, LIMONA ELEMENTARY SCHOOL, MANN MIDDLE SCHOOL, MCLANE MIDDLE SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 33614 was worth $65,360.

Values peaked at $362,610 in June 2024. The latest reading is −2.6% from that peak.

As of August 2026: $353,254, +1.8% over twelve months.

Start with the typical home: $353,254. Put 20% down and borrow $282,603 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,957 a month in principal and interest.

The median household here earns $51,143 a year, $4,262 a month. So the payment takes 45.9% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $391.

In December 2020, with rates at 2.68%, it was $737.

By August 2026, at 6.67%, it was $1,817 — +146% since December 2020, while the home's value moved +55%.

Reported values rose +440% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $128,995. So the real change is +174%, not +440%.

33614: +441% since January 2000.

Hillsborough: +256% since January 2000.

Florida: +245% since January 2000 — 33614 ran ahead of it by 196 points.

Against 1,098 Florida ZIP codes, 33614 sits at the 12th percentile for affordability (price vs local income).

82nd for appreciation (recent value growth); 22nd for rental yield (rent vs price).

Owning the typical home costs about $2,310 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,483 a month.

Price divided by a year's rent: 19.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33510 was worth $99,058.

Values peaked at $358,296 in April 2024. The latest reading is −4.0% from that peak.

As of August 2026: $343,927, +0.4% over twelve months.

Start with the typical home: $343,927. Put 20% down and borrow $275,142 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,905 a month in principal and interest.

The median household here earns $71,057 a year, $5,921 a month. So the payment takes 32.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $593.

In December 2020, with rates at 2.68%, it was $763.

By August 2026, at 6.67%, it was $1,769 — +132% since December 2020, while the home's value moved +46%.

Reported values rose +247% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $195,501. So the real change is +76%, not +247%.

33510: +247% since January 2000.

Hillsborough: +256% since January 2000.

Florida: +245% since January 2000 — 33510 ran ahead of it by 2 points.

Against 1,098 Florida ZIP codes, 33510 sits at the 51st percentile for affordability (price vs local income).

65th for appreciation (recent value growth); 40th for rental yield (rent vs price).

Owning the typical home costs about $2,249 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,668 a month.

Price divided by a year's rent: 17.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 43 a month (Redfin, 3-month rolling data through August 2026). That is 88% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 173.

Going out — closed sales: about 23 a month. That is 56% of the 2015–2019 level for the same months. The drain is drawn 70% narrower: the share of homes for sale that sell each month is 30% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 7.4 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 20 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 23 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 38 — so sales ran at 61% of it, and below it in 24 of the last 24 months.

Across Hillsborough, builders pulled permits for 8,696 new homes in 2025.

Of those, 49% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 42 a month (Redfin, 3-month rolling data through August 2026). That is 79% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 123.

Going out — closed sales: about 22 a month. That is 49% of the 2015–2019 level for the same months. The drain is drawn 67% narrower: the share of homes for sale that sell each month is 33% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.5 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 20 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 22 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 43 — so sales ran at 51% of it, and below it in 24 of the last 24 months.

Across Hillsborough, builders pulled permits for 8,696 new homes in 2025.

Of those, 49% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Hillsborough. IRS tax returns for 2022-2023: among the ten counties sending the most households, 18,304 moved in. Among the ten receiving the most, 22,455 moved out.

Net across those counties: −4,151 households. Beside it, homes for sale in this ZIP: 173 in June 2026.

Most arrivals came from Pinellas, FL (4,886 households); most departures went to Pasco, FL (8,182).

This ZIP sits in Hillsborough. IRS tax returns for 2022-2023: among the ten counties sending the most households, 18,304 moved in. Among the ten receiving the most, 22,455 moved out.

Net across those counties: −4,151 households. Beside it, homes for sale in this ZIP: 123 in June 2026.

Most arrivals came from Pinellas, FL (4,886 households); most departures went to Pasco, FL (8,182).