ZIP 33585 vs ZIP 33597

33585 is one of 10 ZIP codes that lie mostly in Sumter County, FL.

Shaded by typical home value, it ranks 5 of the 9 with a value.

33597 is one of 10 ZIP codes that lie mostly in Sumter County, FL — 56% of its own area is in the county.

Shaded by typical home value, it ranks 6 of the 9 with a value.

2 school locations in 33597: 1 elementary, 1 middle.

In alphabetical order: SOUTH SUMTER MIDDLE SCHOOL, WEBSTER ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2012 the typical home in 33585 was worth $94,441.

Values peaked at $299,146 in March 2026. The latest reading is −0.9% from that peak.

As of August 2026: $296,472, +0.8% over twelve months.

Start with the typical home: $296,472. Put 20% down and borrow $237,178 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,642 a month in principal and interest.

The median household here earns $80,972 a year, $6,748 a month. So the payment takes 24.3% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.8% in 2012.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2012 (3.92%) the payment was $357.

In December 2020, with rates at 2.68%, it was $673.

By August 2026, at 6.67%, it was $1,525 — +127% since December 2020, while the home's value moved +43%.

Reported values rose +214% since January 2012.

General prices (CPI-U) rose +47% over the same span.

Divide one by the other: in August 2026 dollars, the 2012 home was worth $138,498. So the real change is +114%, not +214%.

33585: +214% since January 2012.

Sumter County: +102% since January 2012.

Florida: +186% since January 2012 — 33585 ran ahead of it by 28 points.

Owning the typical home costs about $1,939 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $970 a month.

Price divided by a year's rent: 25.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33597 was worth $96,659.

Values peaked at $292,297 in August 2024. The latest reading is −1.6% from that peak.

As of August 2026: $287,682, +1.8% over twelve months.

Start with the typical home: $287,682. Put 20% down and borrow $230,146 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,593 a month in principal and interest.

The median household here earns $61,563 a year, $5,130 a month. So the payment takes 31.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $579.

In December 2020, with rates at 2.68%, it was $671.

By August 2026, at 6.67%, it was $1,480 — +121% since December 2020, while the home's value moved +39%.

Reported values rose +198% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $190,766. So the real change is +51%, not +198%.

33597: +198% since January 2000.

Sumter County: +207% since January 2000.

Florida: +245% since January 2000 — 33597 ran behind it by 47 points.

Owning the typical home costs about $1,881 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $904 a month.

Price divided by a year's rent: 26.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 2 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 200% of it, and below it in 0 of the last 24 months.

Across Sumter County, builders pulled permits for 3,516 new homes in 2025.

Of those, 88% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 8 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 35.

Going out — closed sales: about 7 a month.

The ladder: homes for sale ÷ monthly sales = 5.3 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 7 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 9 — so sales ran at 78% of it, and below it in 24 of the last 24 months.

Across Sumter County, builders pulled permits for 3,516 new homes in 2025.

Of those, 88% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Sumter County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 2,364 moved in. Among the ten receiving the most, 1,991 moved out.

Net across those counties: +373 households. Beside it, homes for sale in this ZIP: 17 in June 2026.

Most arrivals came from Lake, FL (747 households); most departures went to Lake, FL (737).

This ZIP sits in Sumter County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 2,364 moved in. Among the ten receiving the most, 1,991 moved out.

Net across those counties: +373 households. Beside it, homes for sale in this ZIP: 35 in June 2026.

Most arrivals came from Lake, FL (747 households); most departures went to Lake, FL (737).