Lotvox market story · compare
ZIP 33565 vs ZIP 33567
1 of 4
Who's going to sell
Turnover Index not published for 33565 yet.
Where
33565 in Hillsborough, FL
33565 is one of 55 ZIP codes that lie mostly in Hillsborough, FL.
Shaded by typical home value, it ranks 14 of the 36 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 14 of 36
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 33565
2 school locations in 33565: 2 elementary.
In alphabetical order: CORK ELEMENTARY SCHOOL, KNIGHTS ELEMENTARY SCHOOL. Locations only — no ratings are shown here.
- School locations
- 2
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 33567 yet.
Where
33567 in Hillsborough, FL
33567 is one of 55 ZIP codes that lie mostly in Hillsborough, FL.
Shaded by typical home value, it ranks 13 of the 36 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 13 of 36
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 33567
3 school locations in 33567: 1 elementary, 1 middle, 1 high.
In alphabetical order: DURANT HIGH SCHOOL, ROBINSON ELEMENTARY SCHOOL, TURKEY CREEK MIDDLE SCHOOL. Locations only — no ratings are shown here.
- School locations
- 3
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 33565
In January 2000 the typical home in 33565 was worth $110,330.
Values peaked at $411,659 in May 2024. The latest reading is −3.7% from that peak.
As of August 2026: $396,377, −0.4% over twelve months.
- Typical home value
- $396,377
- 12-month change
- −0.4%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $396,377. Put 20% down and borrow $317,102 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $2,196 a month in principal and interest.
The median household here earns $67,403 a year, $5,617 a month. So the payment takes 39.1% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.9% in 2000.
- Payment share of income
- 39.1%
- Monthly P&I
- $2,196
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $661.
In December 2020, with rates at 2.68%, it was $912.
By August 2026, at 6.67%, it was $2,039 — +124% since December 2020, while the home's value moved +41%.
- Payment change since 2020
- +124%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +259% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $217,748. So the real change is +82%, not +259%.
- Real change since 2000
- +82%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
33565 against its neighbors
33565: +259% since January 2000.
Hillsborough: +256% since January 2000.
Florida: +245% since January 2000 — 33565 ran ahead of it by 14 points.
- Change since 2000
- +259%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
33565 among Florida ZIPs
Against 1,098 Florida ZIP codes, 33565 sits at the 24th percentile for affordability (price vs local income).
50th for appreciation (recent value growth); 64th for rental yield (rent vs price).
- Affordability percentile
- 24th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $2,592 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,358 a month.
Price divided by a year's rent: 14.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 14.0
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 33567
In January 2000 the typical home in 33567 was worth $99,646.
Values peaked at $403,506 in February 2025. The latest reading is −2.3% from that peak.
As of August 2026: $394,025, −0.3% over twelve months.
- Typical home value
- $394,025
- 12-month change
- −0.3%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $394,025. Put 20% down and borrow $315,220 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $2,183 a month in principal and interest.
The median household here earns $85,737 a year, $7,145 a month. So the payment takes 30.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.7% in 2000.
- Payment share of income
- 30.5%
- Monthly P&I
- $2,183
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $597.
In December 2020, with rates at 2.68%, it was $874.
By August 2026, at 6.67%, it was $2,027 — +132% since December 2020, while the home's value moved +46%.
- Payment change since 2020
- +132%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +295% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $196,662. So the real change is +100%, not +295%.
- Real change since 2000
- +100%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
33567 against its neighbors
33567: +295% since January 2000.
Hillsborough: +256% since January 2000.
Florida: +245% since January 2000 — 33567 ran ahead of it by 50 points.
- Change since 2000
- +295%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
33567 among Florida ZIPs
Against 1,098 Florida ZIP codes, 33567 sits at the 62nd percentile for affordability (price vs local income).
54th for appreciation (recent value growth); 51st for rental yield (rent vs price).
- Affordability percentile
- 62nd
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $2,577 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,175 a month.
Price divided by a year's rent: 15.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 15.1
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 32 a month (Redfin, 3-month rolling data through August 2026).
On the shelf — homes for sale at the end of the period: 107.
Going out — closed sales: about 25 a month.
The ladder: homes for sale ÷ monthly sales = 4.2 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 4.2
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 25 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 14 — so sales ran at 179% of it, and below it in 0 of the last 24 months.
- Sales vs 2015–19 level
- 179%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Hillsborough, builders pulled permits for 8,696 new homes in 2025.
Of those, 49% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 8,696
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 7 a month (Redfin, 3-month rolling data through August 2026).
On the shelf — homes for sale at the end of the period: 30.
Going out — closed sales: about 11 a month.
The ladder: homes for sale ÷ monthly sales = 2.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 4 more homes sold than came on each month, so inventory is shrinking. The basin is draining.
- Months of supply
- 2.8
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 11 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 12 — so sales ran at 92% of it, and below it in 24 of the last 24 months.
- Sales vs 2015–19 level
- 92%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Hillsborough, builders pulled permits for 8,696 new homes in 2025.
Of those, 49% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 8,696
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
4 of 4
Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Hillsborough. IRS tax returns for 2022-2023: among the ten counties sending the most households, 18,304 moved in. Among the ten receiving the most, 22,455 moved out.
Net across those counties: −4,151 households. Beside it, homes for sale in this ZIP: 107 in June 2026.
Most arrivals came from Pinellas, FL (4,886 households); most departures went to Pasco, FL (8,182).
- Net households (top-10 flows)
- −4,151
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Housing pulse
Migration and inventory
This ZIP sits in Hillsborough. IRS tax returns for 2022-2023: among the ten counties sending the most households, 18,304 moved in. Among the ten receiving the most, 22,455 moved out.
Net across those counties: −4,151 households. Beside it, homes for sale in this ZIP: 30 in June 2026.
Most arrivals came from Pinellas, FL (4,886 households); most departures went to Pasco, FL (8,182).
- Net households (top-10 flows)
- −4,151
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01