Lotvox market story · compare
ZIP 33547 vs ZIP 33611
1 of 4
Who's going to sell
Turnover Index not published for 33547 yet.
Where
33547 in Hillsborough, FL
33547 is one of 55 ZIP codes that lie mostly in Hillsborough, FL — 98% of its own area is in the county.
Shaded by typical home value, it ranks 5 of the 35 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 5 of 35
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 33547
7 school locations in 33547: 4 elementary, 2 middle, 1 high.
In alphabetical order: BARRINGTON MIDDLE SCHOOL, BEVIS ELEMENTARY SCHOOL, FISHHAWK CREEK ELEMENTARY SCHOOL, NEWSOME HIGH SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 7
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 33611 yet.
Where
33611 in Hillsborough, FL
33611 is one of 55 ZIP codes that lie mostly in Hillsborough, FL.
Shaded by typical home value, it ranks 7 of the 37 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 7 of 37
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 33611
5 school locations in 33611: 3 elementary, 1 middle, 1 other.
In alphabetical order: ANDERSON ELEMENTARY SCHOOL, BALLAST POINT ELEMENTARY SCHOOL, CHIARAMONTE ELEMENTARY SCHOOL, MADISON MIDDLE SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 5
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 33547
In January 2000 the typical home in 33547 was worth $164,170.
Values peaked at $551,086 in August 2022. The latest reading is −6.3% from that peak.
As of August 2026: $516,362, −1.9% over twelve months.
- Typical home value
- $516,362
- 12-month change
- −1.9%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $516,362. Put 20% down and borrow $413,090 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $2,860 a month in principal and interest.
The median household here earns $121,769 a year, $10,147 a month. So the payment takes 28.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.0% in 2000.
- Payment share of income
- 28.2%
- Monthly P&I
- $2,860
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $983.
In December 2020, with rates at 2.68%, it was $1,195.
By August 2026, at 6.67%, it was $2,657 — +122% since December 2020, while the home's value moved +40%.
- Payment change since 2020
- +122%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +215% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $324,006. So the real change is +59%, not +215%.
- Real change since 2000
- +59%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
33547 against its neighbors
33547: +215% since January 2000.
Hillsborough: +256% since January 2000.
Florida: +245% since January 2000 — 33547 ran behind it by 31 points.
- Change since 2000
- +215%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
33547 among Florida ZIPs
Against 1,098 Florida ZIP codes, 33547 sits at the 76th percentile for affordability (price vs local income).
28th for appreciation (recent value growth); 35th for rental yield (rent vs price).
- Affordability percentile
- 76th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $3,377 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,511 a month.
Price divided by a year's rent: 17.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 17.1
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 33611
In January 2000 the typical home in 33611 was worth $117,062.
Values peaked at $524,656 in April 2024. The latest reading is −7.9% from that peak.
As of August 2026: $483,431, −1.4% over twelve months.
- Typical home value
- $483,431
- 12-month change
- −1.4%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $483,431. Put 20% down and borrow $386,745 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $2,678 a month in principal and interest.
The median household here earns $82,804 a year, $6,900 a month. So the payment takes 38.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.4% in 2000.
- Payment share of income
- 38.8%
- Monthly P&I
- $2,678
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $701.
In December 2020, with rates at 2.68%, it was $1,142.
By August 2026, at 6.67%, it was $2,487 — +118% since December 2020, while the home's value moved +37%.
- Payment change since 2020
- +118%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +313% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $231,034. So the real change is +109%, not +313%.
- Real change since 2000
- +109%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
33611 against its neighbors
33611: +313% since January 2000.
Hillsborough: +256% since January 2000.
Florida: +245% since January 2000 — 33611 ran ahead of it by 68 points.
- Change since 2000
- +313%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
33611 among Florida ZIPs
Against 1,098 Florida ZIP codes, 33611 sits at the 26th percentile for affordability (price vs local income).
47th for appreciation (recent value growth); 32nd for rental yield (rent vs price).
- Affordability percentile
- 26th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $3,161 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,348 a month.
Price divided by a year's rent: 17.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 17.2
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 52 a month (Redfin, 3-month rolling data through August 2026). That is 69% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 145. That is 75% of the 2015–2019 level for the same months.
Going out — closed sales: about 56 a month. That is 61% of the 2015–2019 level for the same months. The drain is drawn 16% narrower: the share of homes for sale that sell each month is 84% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 2.6 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 5 more homes sold than came on each month, so inventory is shrinking. The basin is draining.
- Months of supply
- 2.6
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 56 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 61 — so sales ran at 92% of it, and below it in 22 of the last 24 months.
- Sales vs 2015–19 level
- 92%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Hillsborough, builders pulled permits for 8,696 new homes in 2025.
Of those, 49% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 8,696
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 95 a month (Redfin, 3-month rolling data through August 2026). That is 104% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 272. That is 119% of the 2015–2019 level for the same months.
Going out — closed sales: about 71 a month. That is 82% of the 2015–2019 level for the same months. The drain is drawn 27% narrower: the share of homes for sale that sell each month is 73% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 3.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 24 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 3.8
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 71 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 76 — so sales ran at 93% of it, and below it in 24 of the last 24 months.
- Sales vs 2015–19 level
- 93%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Hillsborough, builders pulled permits for 8,696 new homes in 2025.
Of those, 49% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 8,696
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Hillsborough. IRS tax returns for 2022-2023: among the ten counties sending the most households, 18,304 moved in. Among the ten receiving the most, 22,455 moved out.
Net across those counties: −4,151 households. Beside it, homes for sale in this ZIP: 145 in June 2026.
Most arrivals came from Pinellas, FL (4,886 households); most departures went to Pasco, FL (8,182).
- Net households (top-10 flows)
- −4,151
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Housing pulse
Migration and inventory
This ZIP sits in Hillsborough. IRS tax returns for 2022-2023: among the ten counties sending the most households, 18,304 moved in. Among the ten receiving the most, 22,455 moved out.
Net across those counties: −4,151 households. Beside it, homes for sale in this ZIP: 272 in June 2026.
Most arrivals came from Pinellas, FL (4,886 households); most departures went to Pasco, FL (8,182).
- Net households (top-10 flows)
- −4,151
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01