ZIP 33498 vs ZIP 33486

33498 is one of 50 ZIP codes that lie mostly in Palm Beach County, FL.

Shaded by typical home value, it ranks 7 of the 40 nearby ZIPs shown.

4 school locations in 33498: 2 elementary, 1 middle, 1 high.

In alphabetical order: EAGLES LANDING MIDDLE SCHOOL, SANDPIPER SHORES ELEMENTARY SCHOOL, SUNRISE PARK ELEMENTARY SCHOOL, WEST BOCA RATON HIGH SCHOOL. Locations only — no ratings are shown here.

33486 is one of 50 ZIP codes that lie mostly in Palm Beach County, FL.

Shaded by typical home value, it ranks 8 of the 40 nearby ZIPs shown.

3 school locations in 33486: 2 middle, 1 high.

In alphabetical order: ADDISON MIZNER SCHOOL, BOCA RATON COMMUNITY HIGH SCHOOL, BOCA RATON COMMUNITY MIDDLE SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 33498 was worth $226,332.

Values peaked at $803,070 in August 2026. The latest reading is the peak.

As of August 2026: $803,070, +5.5% over twelve months.

Start with the typical home: $803,070. Put 20% down and borrow $642,456 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $4,448 a month in principal and interest.

The median household here earns $129,615 a year, $10,801 a month. So the payment takes 41.2% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,355.

In December 2020, with rates at 2.68%, it was $1,564.

By August 2026, at 6.67%, it was $4,132 — +164% since December 2020, while the home's value moved +66%.

Reported values rose +255% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $446,690. So the real change is +80%, not +255%.

33498: +255% since January 2000.

Palm Beach County: +281% since January 2000.

Florida: +245% since January 2000 — 33498 ran ahead of it by 10 points.

Against 1,098 Florida ZIP codes, 33498 sits at the 20th percentile for affordability (price vs local income).

97th for appreciation (recent value growth); 54th for rental yield (rent vs price).

Owning the typical home costs about $5,251 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $4,704 a month.

Price divided by a year's rent: 14.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33486 was worth $175,164.

Values peaked at $759,789 in May 2024. The latest reading is −0.2% from that peak.

As of August 2026: $758,118, +6.4% over twelve months.

Start with the typical home: $758,118. Put 20% down and borrow $606,494 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $4,199 a month in principal and interest.

The median household here earns $113,575 a year, $9,465 a month. So the payment takes 44.4% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,049.

In December 2020, with rates at 2.68%, it was $1,573.

By August 2026, at 6.67%, it was $3,900 — +148% since December 2020, while the home's value moved +56%.

Reported values rose +333% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $345,704. So the real change is +119%, not +333%.

33486: +333% since January 2000.

Palm Beach County: +281% since January 2000.

Florida: +245% since January 2000 — 33486 ran ahead of it by 88 points.

Against 1,098 Florida ZIP codes, 33486 sits at the 14th percentile for affordability (price vs local income).

99th for appreciation (recent value growth); 12th for rental yield (rent vs price).

Owning the typical home costs about $4,957 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,895 a month.

Price divided by a year's rent: 21.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 30 a month (Redfin, 3-month rolling data through August 2026). That is 89% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 72.

Going out — closed sales: about 29 a month. That is 87% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 2.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 29 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 26 — so sales ran at 112% of it, and below it in 19 of the last 24 months.

Across Palm Beach County, builders pulled permits for 4,228 new homes in 2025.

Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 36 a month (Redfin, 3-month rolling data through August 2026). That is 79% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 107.

Going out — closed sales: about 29 a month. That is 80% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.6 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 29 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 31 — so sales ran at 94% of it, and below it in 16 of the last 24 months.

Across Palm Beach County, builders pulled permits for 4,228 new homes in 2025.

Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Palm Beach County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,244 moved in. Among the ten receiving the most, 16,068 moved out.

Net across those counties: +176 households. Beside it, homes for sale in this ZIP: 72 in June 2026.

Most arrivals came from Broward, FL (7,488 households); most departures went to Broward, FL (5,681).

This ZIP sits in Palm Beach County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,244 moved in. Among the ten receiving the most, 16,068 moved out.

Net across those counties: +176 households. Beside it, homes for sale in this ZIP: 107 in June 2026.

Most arrivals came from Broward, FL (7,488 households); most departures went to Broward, FL (5,681).