Lotvox market story · compare
ZIP 33473 vs ZIP 33412
1 of 4
Who's going to sell
Turnover Index not published for 33473 yet.
Where
33473 in Palm Beach County, FL
33473 is one of 50 ZIP codes that lie mostly in Palm Beach County, FL.
Shaded by typical home value, it ranks 5 of the 40 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 5 of 40
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Turnover Index not published for 33412 yet.
Where
33412 in Palm Beach County, FL
33412 is one of 50 ZIP codes that lie mostly in Palm Beach County, FL.
Shaded by typical home value, it ranks 6 of the 40 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 6 of 40
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
2 of 4
What it costs
Home values
What homes are worth in 33473
In January 2010 the typical home in 33473 was worth $511,326.
Values peaked at $1,025,305 in April 2024. The latest reading is −4.5% from that peak.
As of August 2026: $978,831, +4.4% over twelve months.
- Typical home value
- $978,831
- 12-month change
- +4.4%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $978,831. Put 20% down and borrow $783,065 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $5,422 a month in principal and interest.
The median household here earns $148,776 a year, $12,398 a month. So the payment takes 43.7% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 22.8% in 2010.
- Payment share of income
- 43.7%
- Monthly P&I
- $5,422
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2010 (5.03%) the payment was $2,203.
In December 2020, with rates at 2.68%, it was $2,126.
By August 2026, at 6.67%, it was $5,036 — +137% since December 2020, while the home's value moved +49%.
- Payment change since 2020
- +137%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +91% since January 2010.
General prices (CPI-U) rose +54% over the same span.
Divide one by the other: in August 2026 dollars, the 2010 home was worth $785,560. So the real change is +25%, not +91%.
- Real change since 2010
- +25%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
33473 against its neighbors
33473: +91% since January 2010.
Palm Beach County: +165% since January 2010.
Florida: +147% since January 2010 — 33473 ran behind it by 55 points.
- Change since 2010
- +91%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
33473 among Florida ZIPs
Against 1,098 Florida ZIP codes, 33473 sits at the 17th percentile for affordability (price vs local income).
95th for appreciation (recent value growth).
- Affordability percentile
- 17th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $6,401 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $5,850 a month.
Price divided by a year's rent: 13.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 13.9
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 33412
In January 2000 the typical home in 33412 was worth $211,820.
Values peaked at $843,923 in December 2024. The latest reading is −1.1% from that peak.
As of August 2026: $835,049, +2.1% over twelve months.
- Typical home value
- $835,049
- 12-month change
- +2.1%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $835,049. Put 20% down and borrow $668,039 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $4,625 a month in principal and interest.
The median household here earns $134,818 a year, $11,235 a month. So the payment takes 41.2% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.4% in 2000.
- Payment share of income
- 41.2%
- Monthly P&I
- $4,625
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,268.
In December 2020, with rates at 2.68%, it was $1,663.
By August 2026, at 6.67%, it was $4,296 — +158% since December 2020, while the home's value moved +63%.
- Payment change since 2020
- +158%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +294% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $418,049. So the real change is +100%, not +294%.
- Real change since 2000
- +100%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
33412 against its neighbors
33412: +294% since January 2000.
Palm Beach County: +281% since January 2000.
Florida: +245% since January 2000 — 33412 ran ahead of it by 49 points.
- Change since 2000
- +294%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
33412 among Florida ZIPs
Against 1,098 Florida ZIP codes, 33412 sits at the 22nd percentile for affordability (price vs local income).
87th for appreciation (recent value growth); 60th for rental yield (rent vs price).
- Affordability percentile
- 22nd
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $5,460 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $4,729 a month.
Price divided by a year's rent: 14.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 14.7
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
3 of 4
What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 20 a month (Redfin, 3-month rolling data through August 2026).
On the shelf — homes for sale at the end of the period: 66.
Going out — closed sales: about 24 a month.
The ladder: homes for sale ÷ monthly sales = 2.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 4 more homes sold than came on each month, so inventory is shrinking. The basin is draining.
- Months of supply
- 2.8
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 24 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 18 — so sales ran at 133% of it, and below it in 10 of the last 24 months.
- Sales vs 2015–19 level
- 133%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Palm Beach County, builders pulled permits for 4,228 new homes in 2025.
Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 4,228
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 49 a month (Redfin, 3-month rolling data through August 2026). That is 124% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 206. That is 118% of the 2015–2019 level for the same months.
Going out — closed sales: about 42 a month. That is 125% of the 2015–2019 level for the same months.
The ladder: homes for sale ÷ monthly sales = 4.9 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 4.9
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 42 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 27 — so sales ran at 156% of it, and below it in 8 of the last 24 months.
- Sales vs 2015–19 level
- 156%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Palm Beach County, builders pulled permits for 4,228 new homes in 2025.
Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 4,228
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
4 of 4
Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Palm Beach County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,244 moved in. Among the ten receiving the most, 16,068 moved out.
Net across those counties: +176 households. Beside it, homes for sale in this ZIP: 66 in June 2026.
Most arrivals came from Broward, FL (7,488 households); most departures went to Broward, FL (5,681).
- Net households (top-10 flows)
- +176
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 69 properties with a market value here. Their average assessed market value is $471,900; the typical home value is $978,831.
The assessor average sits −51.8% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 69
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)
Housing pulse
Migration and inventory
This ZIP sits in Palm Beach County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,244 moved in. Among the ten receiving the most, 16,068 moved out.
Net across those counties: +176 households. Beside it, homes for sale in this ZIP: 206 in June 2026.
Most arrivals came from Broward, FL (7,488 households); most departures went to Broward, FL (5,681).
- Net households (top-10 flows)
- +176
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 88 properties with a market value here. Their average assessed market value is $615,700; the typical home value is $835,049.
The assessor average sits −26.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 88
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)