ZIP 33458 vs ZIP 33408

33458 is one of 50 ZIP codes that lie mostly in Palm Beach County, FL — 81% of its own area is in the county.

Shaded by typical home value, it ranks 12 of the 40 nearby ZIPs shown.

10 school locations in 33458: 5 elementary, 3 middle, 2 high.

In alphabetical order: BEACON COVE INTERMEDIATE SCHOOL, INDEPENDENCE MIDDLE SCHOOL, JERRY THOMAS ELEMENTARY SCHOOL, JUPITER ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

33408 is one of 50 ZIP codes that lie mostly in Palm Beach County, FL.

Shaded by typical home value, it ranks 15 of the 40 nearby ZIPs shown.

1 school location in 33408: 1 high.

In alphabetical order: THE CONSERVATORY SCHOOL AT NORTH PALM BEACH. Locations only — no ratings are shown here.

In January 2000 the typical home in 33458 was worth $155,507.

Values peaked at $650,175 in May 2024. The latest reading is −4.0% from that peak.

As of August 2026: $623,949, +1.8% over twelve months.

Start with the typical home: $623,949. Put 20% down and borrow $499,159 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,456 a month in principal and interest.

The median household here earns $107,626 a year, $8,969 a month. So the payment takes 38.5% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $931.

In December 2020, with rates at 2.68%, it was $1,325.

By August 2026, at 6.67%, it was $3,210 — +142% since December 2020, while the home's value moved +52%.

Reported values rose +301% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $306,909. So the real change is +103%, not +301%.

33458: +301% since January 2000.

Palm Beach County: +281% since January 2000.

Florida: +245% since January 2000 — 33458 ran ahead of it by 56 points.

Against 1,098 Florida ZIP codes, 33458 sits at the 27th percentile for affordability (price vs local income).

87th for appreciation (recent value growth); 29th for rental yield (rent vs price).

Owning the typical home costs about $4,080 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,803 a month.

Price divided by a year's rent: 18.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33408 was worth $154,469.

Values peaked at $665,136 in August 2022. The latest reading is −7.4% from that peak.

As of August 2026: $616,233, +2.4% over twelve months.

Start with the typical home: $616,233. Put 20% down and borrow $492,986 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,413 a month in principal and interest.

The median household here earns $91,390 a year, $7,616 a month. So the payment takes 44.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $925.

In December 2020, with rates at 2.68%, it was $1,398.

By August 2026, at 6.67%, it was $3,170 — +127% since December 2020, while the home's value moved +43%.

Reported values rose +299% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $304,860. So the real change is +102%, not +299%.

33408: +299% since January 2000.

Palm Beach County: +281% since January 2000.

Florida: +245% since January 2000 — 33408 ran ahead of it by 54 points.

Against 1,098 Florida ZIP codes, 33408 sits at the 13th percentile for affordability (price vs local income).

91st for appreciation (recent value growth); 32nd for rental yield (rent vs price).

Owning the typical home costs about $4,030 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,081 a month.

Price divided by a year's rent: 16.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 83 a month (Redfin, 3-month rolling data through August 2026). That is 67% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 226. That is 67% of the 2015–2019 level for the same months.

Going out — closed sales: about 95 a month. That is 77% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 2.4 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 95 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 103 — so sales ran at 92% of it, and below it in 24 of the last 24 months.

Across Palm Beach County, builders pulled permits for 4,228 new homes in 2025.

Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 49 a month (Redfin, 3-month rolling data through August 2026). That is 89% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 262. That is 103% of the 2015–2019 level for the same months.

Going out — closed sales: about 36 a month. That is 71% of the 2015–2019 level for the same months. The drain is drawn 32% narrower: the share of homes for sale that sell each month is 68% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 7.2 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 36 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 43 — so sales ran at 84% of it, and below it in 24 of the last 24 months.

Across Palm Beach County, builders pulled permits for 4,228 new homes in 2025.

Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Palm Beach County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,244 moved in. Among the ten receiving the most, 16,068 moved out.

Net across those counties: +176 households. Beside it, homes for sale in this ZIP: 226 in June 2026.

Most arrivals came from Broward, FL (7,488 households); most departures went to Broward, FL (5,681).

County assessor records list 80 properties with a market value here. Their average assessed market value is $491,005; the typical home value is $623,949.

The assessor average sits −21.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Palm Beach County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,244 moved in. Among the ten receiving the most, 16,068 moved out.

Net across those counties: +176 households. Beside it, homes for sale in this ZIP: 262 in June 2026.

Most arrivals came from Broward, FL (7,488 households); most departures went to Broward, FL (5,681).

County assessor records list 86 properties with a market value here. Their average assessed market value is $551,500; the typical home value is $616,233.

The assessor average sits −10.5% from the market figure — an average against a typical value, so treat it as a check, not a verdict.