ZIP 33440 vs ZIP 33936

33440 is one of 4 ZIP codes that lie mostly in Hendry County, FL — 95% of its own area is in the county.

Shaded by typical home value, it ranks 3 of the 4 with a value.

8 school locations in 33440: 4 elementary, 1 middle, 1 high, 2 other.

In alphabetical order: Ahfachkee Day School, CENTRAL ELEMENTARY SCHOOL, CLEWISTON HIGH SCHOOL, CLEWISTON MIDDLE SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

33936 is one of 4 ZIP codes that lie mostly in Hendry County, FL — 68% of its own area is in the county.

Shaded by typical home value, it ranks 4 of the 4 with a value.

7 school locations in 33936: 2 elementary, 2 middle, 1 high, 2 other.

In alphabetical order: AMANECER ELEMENTARY SCHOOL, DONNA J. BEASLEY TECHNICAL ACADEMY, EAST ZONE MIDDLE SCHOOL QQ, G. WEAVER HIPPS ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 33440 was worth $58,762.

Values peaked at $259,082 in June 2024. The latest reading is −1.4% from that peak.

As of August 2026: $255,512, −0.4% over twelve months.

Start with the typical home: $255,512. Put 20% down and borrow $204,410 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,415 a month in principal and interest.

The median household here earns $58,559 a year, $4,880 a month. So the payment takes 29.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 6.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $352.

In December 2020, with rates at 2.68%, it was $509.

By August 2026, at 6.67%, it was $1,315 — +158% since December 2020, while the home's value moved +63%.

Reported values rose +335% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $115,973. So the real change is +120%, not +335%.

33440: +335% since January 2000.

Hendry County: +391% since January 2000.

Florida: +245% since January 2000 — 33440 ran ahead of it by 90 points.

Owning the typical home costs about $1,671 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $849 a month.

Price divided by a year's rent: 25.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33936 was worth $66,603.

Values peaked at $278,944 in March 2024. The latest reading is −15.1% from that peak.

As of August 2026: $236,962, −7.0% over twelve months.

Start with the typical home: $236,962. Put 20% down and borrow $189,570 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,313 a month in principal and interest.

The median household here earns $48,260 a year, $4,022 a month. So the payment takes 32.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $399.

In December 2020, with rates at 2.68%, it was $525.

By August 2026, at 6.67%, it was $1,219 — +132% since December 2020, while the home's value moved +46%.

Reported values rose +256% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $131,448. So the real change is +80%, not +256%.

33936: +256% since January 2000.

Hendry County: +391% since January 2000.

Florida: +245% since January 2000 — 33936 ran ahead of it by 11 points.

Owning the typical home costs about $1,550 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,601 a month.

Price divided by a year's rent: 12.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 13 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 65.

Going out — closed sales: about 10 a month. The drain is drawn 32% narrower: the share of homes for sale that sell each month is 68% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.7 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 10 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 6 — so sales ran at 167% of it, and below it in 17 of the last 24 months.

Across Hendry County, builders pulled permits for 470 new homes in 2025.

Of those, 99% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 63 a month (Redfin, 3-month rolling data through August 2026). That is 97% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 239. That is 156% of the 2015–2019 level for the same months.

Going out — closed sales: about 46 a month. That is 79% of the 2015–2019 level for the same months. The drain is drawn 53% narrower: the share of homes for sale that sell each month is 47% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.2 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 18 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 46 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 50 — so sales ran at 92% of it, and below it in 24 of the last 24 months.

Across Hendry County, builders pulled permits for 470 new homes in 2025.

Of those, 99% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Hendry County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,147 moved in. Among the ten receiving the most, 666 moved out.

Net across those counties: +481 households. Beside it, homes for sale in this ZIP: 65 in June 2026.

Most arrivals came from Lee, FL (340 households); most departures went to Lee, FL (231).

This ZIP sits in Hendry County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,147 moved in. Among the ten receiving the most, 666 moved out.

Net across those counties: +481 households. Beside it, homes for sale in this ZIP: 239 in June 2026.

Most arrivals came from Lee, FL (340 households); most departures went to Lee, FL (231).