ZIP 33415 vs ZIP 33434

33415 is one of 50 ZIP codes that lie mostly in Palm Beach County, FL.

Shaded by typical home value, it ranks 37 of the 40 nearby ZIPs shown.

4 school locations in 33415: 3 elementary, 1 other.

In alphabetical order: FOREST HILL ELEMENTARY SCHOOL, MELALEUCA ELEMENTARY SCHOOL, PINE JOG ELEMENTARY SCHOOL, TOUSSAINT L'OUVERTURE HIGH. Locations only — no ratings are shown here.

33434 is one of 50 ZIP codes that lie mostly in Palm Beach County, FL.

Shaded by typical home value, it ranks 38 of the 40 nearby ZIPs shown.

1 school location in 33434: 1 high.

In alphabetical order: OLYMPIC HEIGHTS COMMUNITY HIGH. Locations only — no ratings are shown here.

In January 2000 the typical home in 33415 was worth $63,534.

Values peaked at $302,973 in May 2024. The latest reading is −7.1% from that peak.

As of August 2026: $281,434, −0.8% over twelve months.

Start with the typical home: $281,434. Put 20% down and borrow $225,147 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,559 a month in principal and interest.

The median household here earns $57,199 a year, $4,767 a month. So the payment takes 32.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $380.

In December 2020, with rates at 2.68%, it was $636.

By August 2026, at 6.67%, it was $1,448 — +128% since December 2020, while the home's value moved +43%.

Reported values rose +343% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $125,391. So the real change is +124%, not +343%.

33415: +343% since January 2000.

Palm Beach County: +281% since January 2000.

Florida: +245% since January 2000 — 33415 ran ahead of it by 98 points.

Against 1,098 Florida ZIP codes, 33415 sits at the 51st percentile for affordability (price vs local income).

52nd for appreciation (recent value growth); 93rd for rental yield (rent vs price).

Owning the typical home costs about $1,840 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,125 a month.

Price divided by a year's rent: 11.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33434 was worth $84,852.

Values peaked at $282,566 in November 2023. The latest reading is −9.8% from that peak.

As of August 2026: $254,999, +5.7% over twelve months.

Start with the typical home: $254,999. Put 20% down and borrow $203,999 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,412 a month in principal and interest.

The median household here earns $75,480 a year, $6,290 a month. So the payment takes 22.5% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $508.

In December 2020, with rates at 2.68%, it was $532.

By August 2026, at 6.67%, it was $1,312 — +146% since December 2020, while the home's value moved +55%.

Reported values rose +201% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $167,464. So the real change is +52%, not +201%.

33434: +201% since January 2000.

Palm Beach County: +281% since January 2000.

Florida: +245% since January 2000 — 33434 ran behind it by 45 points.

Against 1,098 Florida ZIP codes, 33434 sits at the 98th percentile for affordability (price vs local income).

99th for appreciation (recent value growth); 100th for rental yield (rent vs price).

Owning the typical home costs about $1,667 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,584 a month.

Price divided by a year's rent: 8.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 65 a month (Redfin, 3-month rolling data through August 2026). That is 84% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 253. That is 129% of the 2015–2019 level for the same months.

Going out — closed sales: about 43 a month. That is 60% of the 2015–2019 level for the same months. The drain is drawn 53% narrower: the share of homes for sale that sell each month is 47% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.9 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 22 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 43 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 63 — so sales ran at 68% of it, and below it in 24 of the last 24 months.

Across Palm Beach County, builders pulled permits for 4,228 new homes in 2025.

Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 73 a month (Redfin, 3-month rolling data through August 2026). That is 87% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 243. That is 71% of the 2015–2019 level for the same months.

Going out — closed sales: about 70 a month. That is 105% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 70 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 62 — so sales ran at 113% of it, and below it in 15 of the last 24 months.

Across Palm Beach County, builders pulled permits for 4,228 new homes in 2025.

Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Palm Beach County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,244 moved in. Among the ten receiving the most, 16,068 moved out.

Net across those counties: +176 households. Beside it, homes for sale in this ZIP: 253 in June 2026.

Most arrivals came from Broward, FL (7,488 households); most departures went to Broward, FL (5,681).

This ZIP sits in Palm Beach County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,244 moved in. Among the ten receiving the most, 16,068 moved out.

Net across those counties: +176 households. Beside it, homes for sale in this ZIP: 243 in June 2026.

Most arrivals came from Broward, FL (7,488 households); most departures went to Broward, FL (5,681).