ZIP 33406 vs ZIP 33436

33406 is one of 50 ZIP codes that lie mostly in Palm Beach County, FL.

Shaded by typical home value, it ranks 24 of the 40 nearby ZIPs shown.

11 school locations in 33406: 3 elementary, 3 middle, 5 high.

In alphabetical order: BERKSHIRE ELEMENTARY SCHOOL, EDUCATIONAL SERVICES PROGRAM-EAST, ESE OTHER TEACHING SERVICES, G-STAR SCHOOL OF THE ARTS, and more on the ZIP page. Locations only — no ratings are shown here.

33436 is one of 50 ZIP codes that lie mostly in Palm Beach County, FL.

Shaded by typical home value, it ranks 25 of the 40 nearby ZIPs shown.

2 school locations in 33436: 2 elementary.

In alphabetical order: CITRUS COVE ELEMENTARY SCHOOL, FREEDOM SHORES ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 33406 was worth $90,334.

Values peaked at $441,674 in September 2024. The latest reading is −2.8% from that peak.

As of August 2026: $429,128, +1.6% over twelve months.

Start with the typical home: $429,129. Put 20% down and borrow $343,303 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,377 a month in principal and interest.

The median household here earns $79,696 a year, $6,641 a month. So the payment takes 35.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $541.

In December 2020, with rates at 2.68%, it was $944.

By August 2026, at 6.67%, it was $2,208 — +134% since December 2020, while the home's value moved +47%.

Reported values rose +375% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $178,283. So the real change is +141%, not +375%.

33406: +375% since January 2000.

Palm Beach County: +281% since January 2000.

Florida: +245% since January 2000 — 33406 ran ahead of it by 130 points.

Against 1,098 Florida ZIP codes, 33406 sits at the 35th percentile for affordability (price vs local income).

81st for appreciation (recent value growth); 56th for rental yield (rent vs price).

Owning the typical home costs about $2,806 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,256 a month.

Price divided by a year's rent: 15.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33436 was worth $123,954.

Values peaked at $436,532 in May 2024. The latest reading is −5.9% from that peak.

As of August 2026: $410,837, +0.6% over twelve months.

Start with the typical home: $410,837. Put 20% down and borrow $328,670 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,276 a month in principal and interest.

The median household here earns $76,011 a year, $6,334 a month. So the payment takes 35.9% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $742.

In December 2020, with rates at 2.68%, it was $939.

By August 2026, at 6.67%, it was $2,114 — +125% since December 2020, while the home's value moved +42%.

Reported values rose +231% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $244,636. So the real change is +68%, not +231%.

33436: +231% since January 2000.

Palm Beach County: +281% since January 2000.

Florida: +245% since January 2000 — 33436 ran behind it by 14 points.

Against 1,098 Florida ZIP codes, 33436 sits at the 35th percentile for affordability (price vs local income).

73rd for appreciation (recent value growth); 51st for rental yield (rent vs price).

Owning the typical home costs about $2,686 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,155 a month.

Price divided by a year's rent: 15.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 23 a month (Redfin, 3-month rolling data through August 2026). That is 72% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 75.

Going out — closed sales: about 20 a month. That is 69% of the 2015–2019 level for the same months. The drain is drawn 22% narrower: the share of homes for sale that sell each month is 78% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 20 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 26 — so sales ran at 77% of it, and below it in 22 of the last 24 months.

Across Palm Beach County, builders pulled permits for 4,228 new homes in 2025.

Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 79 a month (Redfin, 3-month rolling data through August 2026). That is 81% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 267. That is 79% of the 2015–2019 level for the same months.

Going out — closed sales: about 75 a month. That is 82% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.6 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 75 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 78 — so sales ran at 96% of it, and below it in 24 of the last 24 months.

Across Palm Beach County, builders pulled permits for 4,228 new homes in 2025.

Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Palm Beach County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,244 moved in. Among the ten receiving the most, 16,068 moved out.

Net across those counties: +176 households. Beside it, homes for sale in this ZIP: 75 in June 2026.

Most arrivals came from Broward, FL (7,488 households); most departures went to Broward, FL (5,681).

This ZIP sits in Palm Beach County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,244 moved in. Among the ten receiving the most, 16,068 moved out.

Net across those counties: +176 households. Beside it, homes for sale in this ZIP: 267 in June 2026.

Most arrivals came from Broward, FL (7,488 households); most departures went to Broward, FL (5,681).

County assessor records list 69 properties with a market value here. Their average assessed market value is $439,000; the typical home value is $410,837.

The assessor average sits +6.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.