ZIP 33172 vs ZIP 33016

33172 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 39 of the 40 nearby ZIPs shown.

10 school locations in 33172: 3 elementary, 5 middle, 2 high.

In alphabetical order: DORAL ACADEMY, DORAL ACADEMY CHARTER HIGH SCHOOL, DORAL ACADEMY CHARTER MIDDLE SCHOOL, DORAL ACADEMY OF TECHNOLOGY, and more on the ZIP page. Locations only — no ratings are shown here.

33016 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 39 of the 40 nearby ZIPs shown.

10 school locations in 33016: 2 elementary, 3 middle, 5 high.

In alphabetical order: BEN SHEPPARD ELEMENTARY SCHOOL, BOB GRAHAM EDUCATION CENTER, CITY OF HIALEAH EDUCATIONAL ACADEMY, JOSE MARTI MAST 6-12 ACADEMY, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 33172 was worth $87,896.

Values peaked at $329,516 in July 2024. The latest reading is −10.2% from that peak.

As of August 2026: $296,043, −4.0% over twelve months.

Start with the typical home: $296,043. Put 20% down and borrow $236,834 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,640 a month in principal and interest.

The median household here earns $61,733 a year, $5,144 a month. So the payment takes 31.9% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $526.

In December 2020, with rates at 2.68%, it was $696.

By August 2026, at 6.67%, it was $1,523 — +119% since December 2020, while the home's value moved +38%.

Reported values rose +237% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $173,472. So the real change is +71%, not +237%.

33172: +237% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33172 ran behind it by 8 points.

Against 1,098 Florida ZIP codes, 33172 sits at the 55th percentile for affordability (price vs local income).

8th for appreciation (recent value growth); 96th for rental yield (rent vs price).

Owning the typical home costs about $1,936 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,385 a month.

Price divided by a year's rent: 10.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33016 was worth $92,211.

Values peaked at $327,751 in August 2024. The latest reading is −10.3% from that peak.

As of August 2026: $293,905, −4.4% over twelve months.

Start with the typical home: $293,905. Put 20% down and borrow $235,124 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,628 a month in principal and interest.

The median household here earns $56,633 a year, $4,719 a month. So the payment takes 34.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $552.

In December 2020, with rates at 2.68%, it was $698.

By August 2026, at 6.67%, it was $1,512 — +117% since December 2020, while the home's value moved +36%.

Reported values rose +219% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $181,988. So the real change is +61%, not +219%.

33016: +219% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33016 ran behind it by 26 points.

Against 1,098 Florida ZIP codes, 33016 sits at the 41st percentile for affordability (price vs local income).

7th for appreciation (recent value growth); 95th for rental yield (rent vs price).

Owning the typical home costs about $1,922 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,399 a month.

Price divided by a year's rent: 10.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 31 a month (Redfin, 3-month rolling data through August 2026). That is 69% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 113.

Going out — closed sales: about 18 a month. That is 58% of the 2015–2019 level for the same months. The drain is drawn 32% narrower: the share of homes for sale that sell each month is 68% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.2 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 18 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 30 — so sales ran at 60% of it, and below it in 24 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 29 a month (Redfin, 3-month rolling data through August 2026). That is 68% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 95.

Going out — closed sales: about 22 a month. That is 76% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 4.3 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 22 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 27 — so sales ran at 81% of it, and below it in 24 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 113 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 12,210 properties with a market value here. Their average assessed market value is $254,356; the typical home value is $296,043.

The assessor average sits −14.1% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 95 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 13,531 properties with a market value here. Their average assessed market value is $255,150; the typical home value is $293,905.

The assessor average sits −13.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.