ZIP 33170 vs ZIP 33196

33170 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 21 of the 39 nearby ZIPs shown.

5 school locations in 33170: 1 elementary, 2 middle, 2 high.

In alphabetical order: ARTHUR AND POLLY MAYS CONSERVATORY OF THE ARTS, CORAL REEF MONTESSORI ACADEMY CHARTER SCHOOL, PALM GLADES PREPARATORY ACADEMY, PALM GLADES PREPARATORY HIGH SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

33196 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 22 of the 39 nearby ZIPs shown.

8 school locations in 33196: 4 elementary, 3 middle, 1 high.

In alphabetical order: CHRISTINA M. EVE ELEMENTARY SCHOOL, DR. GILBERT L. PORTER ELEMENTARY SCHOOL, HAMMOCKS MIDDLE SCHOOL, JORGE MAS CANOSA MIDDLE SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 33170 was worth $104,930.

Values peaked at $583,881 in February 2025. The latest reading is −2.4% from that peak.

As of August 2026: $569,631, −0.9% over twelve months.

Start with the typical home: $569,631. Put 20% down and borrow $455,705 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,155 a month in principal and interest.

The median household here earns $68,953 a year, $5,746 a month. So the payment takes 54.9% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $628.

In December 2020, with rates at 2.68%, it was $1,142.

By August 2026, at 6.67%, it was $2,931 — +157% since December 2020, while the home's value moved +61%.

Reported values rose +443% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $207,090. So the real change is +175%, not +443%.

33170: +443% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33170 ran ahead of it by 198 points.

Against 1,098 Florida ZIP codes, 33170 sits at the 6th percentile for affordability (price vs local income).

45th for appreciation (recent value growth); 17th for rental yield (rent vs price).

Owning the typical home costs about $3,725 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,505 a month.

Price divided by a year's rent: 18.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33196 was worth $138,627.

Values peaked at $583,099 in October 2024. The latest reading is −2.8% from that peak.

As of August 2026: $566,913, 0.0% over twelve months.

Start with the typical home: $566,913. Put 20% down and borrow $453,530 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,140 a month in principal and interest.

The median household here earns $93,370 a year, $7,781 a month. So the payment takes 40.4% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $830.

In December 2020, with rates at 2.68%, it was $1,203.

By August 2026, at 6.67%, it was $2,917 — +142% since December 2020, while the home's value moved +53%.

Reported values rose +309% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $273,595. So the real change is +107%, not +309%.

33196: +309% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33196 ran ahead of it by 64 points.

Against 1,098 Florida ZIP codes, 33196 sits at the 20th percentile for affordability (price vs local income).

59th for appreciation (recent value growth); 28th for rental yield (rent vs price).

Owning the typical home costs about $3,707 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,614 a month.

Price divided by a year's rent: 18.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 23 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 100.

Going out — closed sales: about 17 a month. The drain is drawn 24% narrower: the share of homes for sale that sell each month is 76% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.0 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 17 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 15 — so sales ran at 113% of it, and below it in 12 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 52 a month (Redfin, 3-month rolling data through August 2026). That is 66% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 170. That is 83% of the 2015–2019 level for the same months.

Going out — closed sales: about 36 a month. That is 55% of the 2015–2019 level for the same months. The drain is drawn 27% narrower: the share of homes for sale that sell each month is 73% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.8 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 16 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 36 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 56 — so sales ran at 64% of it, and below it in 24 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 100 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 4,291 properties with a market value here. Their average assessed market value is $442,774; the typical home value is $569,631.

The assessor average sits −22.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 170 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 14,822 properties with a market value here. Their average assessed market value is $447,269; the typical home value is $566,913.

The assessor average sits −21.1% from the market figure — an average against a typical value, so treat it as a check, not a verdict.