Lotvox market story · compare
ZIP 33156 vs ZIP 33122
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Who's going to sell
Turnover Index not published for 33156 yet.
Where
33156 in Miami-Dade County, FL
33156 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.
Shaded by typical home value, it ranks 3 of the 39 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 3 of 39
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 33156
8 school locations in 33156: 3 elementary, 3 middle, 2 high.
In alphabetical order: ALTERNATIVE OUTREACH PROGRAM, HOWARD DRIVE ELEMENTARY SCHOOL, KENWOOD K-8 CENTER, PALMETTO ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 8
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 33122 yet.
Where
33122 in Miami-Dade County, FL
33122 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.
Shaded by typical home value, it ranks 2 of the 39 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 2 of 39
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 33122
1 school location in 33122: 1 middle.
In alphabetical order: RENAISSANCE MIDDLE CHARTER SCHOOL. Locations only — no ratings are shown here.
- School locations
- 1
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 33156
In January 2000 the typical home in 33156 was worth $283,618.
Values peaked at $1,521,088 in August 2026. The latest reading is the peak.
As of August 2026: $1,521,088, +5.1% over twelve months.
- Typical home value
- $1,521,088
- 12-month change
- +5.1%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $1,521,089. Put 20% down and borrow $1,216,871 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $8,425 a month in principal and interest.
The median household here earns $134,720 a year, $11,227 a month. So the payment takes 75.0% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.0% in 2000.
- Payment share of income
- 75.0%
- Monthly P&I
- $8,425
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,698.
In December 2020, with rates at 2.68%, it was $2,527.
By August 2026, at 6.67%, it was $7,826 — +210% since December 2020, while the home's value moved +95%.
- Payment change since 2020
- +210%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +436% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $559,749. So the real change is +172%, not +436%.
- Real change since 2000
- +172%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
33156 against its neighbors
33156: +436% since January 2000.
Miami-Dade County: +330% since January 2000.
Florida: +245% since January 2000 — 33156 ran ahead of it by 191 points.
- Change since 2000
- +436%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
33156 among Florida ZIPs
Against 1,098 Florida ZIP codes, 33156 sits at the 0th percentile for affordability (price vs local income).
97th for appreciation (recent value growth); 1st for rental yield (rent vs price).
- Affordability percentile
- 0th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $9,946 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,759 a month.
Price divided by a year's rent: 45.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 45.9
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 33122
In February 2020 the typical home in 33122 was worth $1,038,658.
Values peaked at $1,537,560 in September 2025. The latest reading is −2.2% from that peak.
As of August 2026: $1,503,923, −2.1% over twelve months.
- Typical home value
- $1,503,923
- 12-month change
- −2.1%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $1,503,923. Put 20% down and borrow $1,203,138 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $8,330 a month in principal and interest.
The median household here earns $83,152 a year, $6,929 a month. So the payment takes 120.2% of income — more than the median household earns — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 83.0% in 2020.
- Payment share of income
- 120.2%
- Monthly P&I
- $8,330
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2020 (3.47%) the payment was $3,715.
In December 2020, with rates at 2.68%, it was $3,451.
By August 2026, at 6.67%, it was $7,737 — +124% since December 2020, while the home's value moved +41%.
- Payment change since 2020
- +124%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +45% since February 2020.
General prices (CPI-U) rose +29% over the same span.
Divide one by the other: in August 2026 dollars, the 2020 home was worth $1,338,661. So the real change is +12%, not +45%.
- Real change since 2020
- +12%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
33122 against its neighbors
33122: +45% since February 2020.
Miami-Dade County: +61% since February 2020.
Florida: +48% since February 2020 — 33122 ran behind it by 3 points.
- Change since 2020
- +45%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
33122 among Florida ZIPs
Against 1,098 Florida ZIP codes, 33122 sits at the 0th percentile for affordability (price vs local income).
19th for appreciation (recent value growth); 1st for rental yield (rent vs price).
- Affordability percentile
- 0th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $9,834 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,705 a month.
Price divided by a year's rent: 46.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 46.3
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 52 a month (Redfin, 3-month rolling data through August 2026). That is 76% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 249. That is 71% of the 2015–2019 level for the same months.
Going out — closed sales: about 44 a month. That is 84% of the 2015–2019 level for the same months.
The ladder: homes for sale ÷ monthly sales = 5.7 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 5.7
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 44 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 44 — so sales ran at 100% of it, and below it in 20 of the last 24 months.
- Sales vs 2015–19 level
- 100%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.
Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 16,535
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Sales pace vs. normal
Homes sold: about 1 a month in June 2026 (Redfin).
The 2015–2019 level for the same month was 0 — so sales ran at ∞% of it, and below it in 0 of the last 24 months.
- Sales vs 2015–19 level
- ∞%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-06
New supply
Homes being permitted
Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.
Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 16,535
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.
Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 249 in June 2026.
Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).
- Net households (top-10 flows)
- −11,529
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 11,826 properties with a market value here. Their average assessed market value is $1,147,354; the typical home value is $1,521,089.
The assessor average sits −24.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 11,826
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)
Housing pulse
Migration and inventory
This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.
Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 5 in June 2026.
Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).
- Net households (top-10 flows)
- −11,529
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 636 properties with a market value here. Their average assessed market value is $1,032,720; the typical home value is $1,503,923.
The assessor average sits −31.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 636
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)