ZIP 33140 vs ZIP 33137

33140 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 10 of the 39 nearby ZIPs shown.

3 school locations in 33140: 1 elementary, 1 middle, 1 other.

In alphabetical order: MATER ACADEMY AT MOUNT SINAI, MIAMI BEACH NAUTILUS MIDDLE SCHOOL, NORTH BEACH ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

33137 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 12 of the 39 nearby ZIPs shown.

2 school locations in 33137: 1 elementary, 1 high.

In alphabetical order: TOUSSAINT L'OUVERTURE ELEMENTARY, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 33140 was worth $211,853.

Values peaked at $720,706 in November 2023. The latest reading is −5.0% from that peak.

As of August 2026: $684,957, +2.4% over twelve months.

Start with the typical home: $684,957. Put 20% down and borrow $547,966 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,794 a month in principal and interest.

The median household here earns $103,898 a year, $8,658 a month. So the payment takes 43.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,269.

In December 2020, with rates at 2.68%, it was $1,692.

By August 2026, at 6.67%, it was $3,524 — +108% since December 2020, while the home's value moved +31%.

Reported values rose +223% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $418,114. So the real change is +64%, not +223%.

33140: +223% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33140 ran behind it by 22 points.

Against 1,098 Florida ZIP codes, 33140 sits at the 14th percentile for affordability (price vs local income).

89th for appreciation (recent value growth); 56th for rental yield (rent vs price).

Owning the typical home costs about $4,479 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,675 a month.

Price divided by a year's rent: 15.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33137 was worth $153,180.

Values peaked at $717,718 in January 2024. The latest reading is −5.8% from that peak.

As of August 2026: $675,991, +1.2% over twelve months.

Start with the typical home: $675,991. Put 20% down and borrow $540,793 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,744 a month in principal and interest.

The median household here earns $82,798 a year, $6,900 a month. So the payment takes 54.3% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $917.

In December 2020, with rates at 2.68%, it was $1,496.

By August 2026, at 6.67%, it was $3,478 — +133% since December 2020, while the home's value moved +46%.

Reported values rose +341% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $302,317. So the real change is +124%, not +341%.

33137: +341% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33137 ran ahead of it by 96 points.

Against 1,098 Florida ZIP codes, 33137 sits at the 7th percentile for affordability (price vs local income).

77th for appreciation (recent value growth); 48th for rental yield (rent vs price).

Owning the typical home costs about $4,420 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,572 a month.

Price divided by a year's rent: 15.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 57 a month (Redfin, 3-month rolling data through August 2026). That is 62% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 368. That is 59% of the 2015–2019 level for the same months.

Going out — closed sales: about 36 a month. That is 68% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 10.2 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 21 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 36 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 41 — so sales ran at 88% of it, and below it in 16 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 83 a month (Redfin, 3-month rolling data through August 2026). That is 102% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 460. That is 86% of the 2015–2019 level for the same months.

Going out — closed sales: about 46 a month. That is 142% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 9.9 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 37 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 46 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 30 — so sales ran at 153% of it, and below it in 5 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 368 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 14,333 properties with a market value here. Their average assessed market value is $539,490; the typical home value is $684,957.

The assessor average sits −21.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 460 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 9,267 properties with a market value here. Their average assessed market value is $542,982; the typical home value is $675,991.

The assessor average sits −19.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.