ZIP 33139 vs ZIP 33125

33139 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 28 of the 39 nearby ZIPs shown.

3 school locations in 33139: 1 elementary, 1 middle, 1 high.

In alphabetical order: MIAMI BEACH FEINBERG/FISHER K-8, MIAMI BEACH SOUTH POINTE ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

33125 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 27 of the 39 nearby ZIPs shown.

6 school locations in 33125: 3 elementary, 1 middle, 1 high, 1 other.

In alphabetical order: CITRUS GROVE ELEMENTARY SCHOOL, CITRUS GROVE MIDDLE SCHOOL, EARLY BEGINNINGS ACADEMY, GREEN SPRINGS HIGH SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 33139 was worth $149,395.

Values peaked at $501,522 in November 2023. The latest reading is −7.5% from that peak.

As of August 2026: $464,044, 0.0% over twelve months.

Start with the typical home: $464,044. Put 20% down and borrow $371,235 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,570 a month in principal and interest.

The median household here earns $63,368 a year, $5,281 a month. So the payment takes 48.7% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 15.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $895.

In December 2020, with rates at 2.68%, it was $1,208.

By August 2026, at 6.67%, it was $2,387 — +98% since December 2020, while the home's value moved +24%.

Reported values rose +211% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $294,846. So the real change is +57%, not +211%.

33139: +211% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33139 ran behind it by 34 points.

Against 1,098 Florida ZIP codes, 33139 sits at the 9th percentile for affordability (price vs local income).

60th for appreciation (recent value growth); 75th for rental yield (rent vs price).

Owning the typical home costs about $3,034 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,835 a month.

Price divided by a year's rent: 13.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33125 was worth $90,019.

Values peaked at $482,716 in February 2025. The latest reading is −4.3% from that peak.

As of August 2026: $462,144, +0.2% over twelve months.

Start with the typical home: $462,144. Put 20% down and borrow $369,715 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,560 a month in principal and interest.

The median household here earns $40,940 a year, $3,412 a month. So the payment takes 75.0% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $539.

In December 2020, with rates at 2.68%, it was $1,000.

By August 2026, at 6.67%, it was $2,378 — +138% since December 2020, while the home's value moved +50%.

Reported values rose +413% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $177,662. So the real change is +160%, not +413%.

33125: +413% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33125 ran ahead of it by 168 points.

Against 1,098 Florida ZIP codes, 33125 sits at the 0th percentile for affordability (price vs local income).

62nd for appreciation (recent value growth); 38th for rental yield (rent vs price).

Owning the typical home costs about $3,022 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,380 a month.

Price divided by a year's rent: 16.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 125 a month (Redfin, 3-month rolling data through August 2026). That is 65% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 708. That is 56% of the 2015–2019 level for the same months.

Going out — closed sales: about 85 a month. That is 91% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 8.3 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 40 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 85 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 80 — so sales ran at 106% of it, and below it in 19 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 32 a month (Redfin, 3-month rolling data through August 2026). That is 100% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 140.

Going out — closed sales: about 17 a month. The drain is drawn 31% narrower: the share of homes for sale that sell each month is 69% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 8.4 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 15 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 17 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 22 — so sales ran at 77% of it, and below it in 22 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 708 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 24,530 properties with a market value here. Their average assessed market value is $374,254; the typical home value is $464,044.

The assessor average sits −19.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 140 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 6,465 properties with a market value here. Their average assessed market value is $382,129; the typical home value is $462,144.

The assessor average sits −17.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.