ZIP 33136 vs ZIP 33181

33136 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 37 of the 39 nearby ZIPs shown.

9 school locations in 33136: 3 elementary, 3 middle, 3 high.

In alphabetical order: CHAPMAN PARTNERSHIP EARLY CHILDHOOD CENTER N, FREDERICK R. DOUGLASS ELEMENTARY, MATER ACADEMY VIRTUAL CHARTER SCHOOL, MATER PREPARATORY ACADEMY, and more on the ZIP page. Locations only — no ratings are shown here.

33181 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 38 of the 39 nearby ZIPs shown.

6 school locations in 33181: 2 elementary, 2 middle, 2 high.

In alphabetical order: DAVID LAWRENCE JR. K-8 CENTER, MAST@FIU, MATER ACADEMY BAY BISCAYNE NORTH MIAMI ELEMENTARY SCHOOL, MATER ACADEMY BISCAYNE MIDDLE SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 33136 was worth $87,666.

Values peaked at $370,227 in December 2023. The latest reading is −13.9% from that peak.

As of August 2026: $318,604, −6.1% over twelve months.

Start with the typical home: $318,604. Put 20% down and borrow $254,883 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,765 a month in principal and interest.

The median household here earns $43,481 a year, $3,623 a month. So the payment takes 48.7% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $525.

In December 2020, with rates at 2.68%, it was $752.

By August 2026, at 6.67%, it was $1,639 — +118% since December 2020, while the home's value moved +37%.

Reported values rose +263% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $173,018. So the real change is +84%, not +263%.

33136: +263% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33136 ran ahead of it by 18 points.

Against 1,098 Florida ZIP codes, 33136 sits at the 9th percentile for affordability (price vs local income).

1st for appreciation (recent value growth); 96th for rental yield (rent vs price).

Owning the typical home costs about $2,083 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,589 a month.

Price divided by a year's rent: 10.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33181 was worth $88,390.

Values peaked at $370,583 in April 2024. The latest reading is −14.9% from that peak.

As of August 2026: $315,199, −4.6% over twelve months.

Start with the typical home: $315,199. Put 20% down and borrow $252,159 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,746 a month in principal and interest.

The median household here earns $56,473 a year, $4,706 a month. So the payment takes 37.1% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $529.

In December 2020, with rates at 2.68%, it was $765.

By August 2026, at 6.67%, it was $1,622 — +112% since December 2020, while the home's value moved +33%.

Reported values rose +257% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $174,447. So the real change is +81%, not +257%.

33181: +257% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33181 ran ahead of it by 12 points.

Against 1,098 Florida ZIP codes, 33181 sits at the 31st percentile for affordability (price vs local income).

8th for appreciation (recent value growth); 93rd for rental yield (rent vs price).

Owning the typical home costs about $2,061 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,340 a month.

Price divided by a year's rent: 11.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 5 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 28.

Going out — closed sales: about 5 a month. The drain is drawn 14% narrower: the share of homes for sale that sell each month is 86% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.6 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: listings and sales were even.

Homes sold: about 5 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 5 — so sales ran at 100% of it, and below it in 16 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 45 a month (Redfin, 3-month rolling data through August 2026). That is 94% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 235. That is 98% of the 2015–2019 level for the same months.

Going out — closed sales: about 17 a month. That is 53% of the 2015–2019 level for the same months. The drain is drawn 46% narrower: the share of homes for sale that sell each month is 54% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 14.1 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 28 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 17 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 28 — so sales ran at 61% of it, and below it in 24 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 28 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 1,608 properties with a market value here. Their average assessed market value is $254,662; the typical home value is $318,604.

The assessor average sits −20.1% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 235 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 6,212 properties with a market value here. Their average assessed market value is $253,469; the typical home value is $315,199.

The assessor average sits −19.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.