ZIP 33122 vs ZIP 33133

33122 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 2 of the 39 nearby ZIPs shown.

1 school location in 33122: 1 middle.

In alphabetical order: RENAISSANCE MIDDLE CHARTER SCHOOL. Locations only — no ratings are shown here.

33133 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 7 of the 39 nearby ZIPs shown.

6 school locations in 33133: 3 elementary, 3 middle.

In alphabetical order: COCONUT GROVE ELEMENTARY SCHOOL, FRANCIS S.TUCKER K-8 CENTER, GEORGE WASHINGTON CARVER MIDDLE SCHOOL, GEORGE W. CARVER ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In February 2020 the typical home in 33122 was worth $1,038,658.

Values peaked at $1,537,560 in September 2025. The latest reading is −2.2% from that peak.

As of August 2026: $1,503,923, −2.1% over twelve months.

Start with the typical home: $1,503,923. Put 20% down and borrow $1,203,138 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $8,330 a month in principal and interest.

The median household here earns $83,152 a year, $6,929 a month. So the payment takes 120.2% of income — more than the median household earns — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 83.0% in 2020.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2020 (3.47%) the payment was $3,715.

In December 2020, with rates at 2.68%, it was $3,451.

By August 2026, at 6.67%, it was $7,737 — +124% since December 2020, while the home's value moved +41%.

Reported values rose +45% since February 2020.

General prices (CPI-U) rose +29% over the same span.

Divide one by the other: in August 2026 dollars, the 2020 home was worth $1,338,661. So the real change is +12%, not +45%.

33122: +45% since February 2020.

Miami-Dade County: +61% since February 2020.

Florida: +48% since February 2020 — 33122 ran behind it by 3 points.

Against 1,098 Florida ZIP codes, 33122 sits at the 0th percentile for affordability (price vs local income).

19th for appreciation (recent value growth); 1st for rental yield (rent vs price).

Owning the typical home costs about $9,834 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,705 a month.

Price divided by a year's rent: 46.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33133 was worth $258,307.

Values peaked at $1,365,684 in August 2026. The latest reading is the peak.

As of August 2026: $1,365,684, +10.1% over twelve months.

Start with the typical home: $1,365,684. Put 20% down and borrow $1,092,547 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $7,565 a month in principal and interest.

The median household here earns $92,734 a year, $7,728 a month. So the payment takes 97.9% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 18.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,547.

In December 2020, with rates at 2.68%, it was $2,391.

By August 2026, at 6.67%, it was $7,026 — +194% since December 2020, while the home's value moved +85%.

Reported values rose +429% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $509,795. So the real change is +168%, not +429%.

33133: +429% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33133 ran ahead of it by 184 points.

Against 1,098 Florida ZIP codes, 33133 sits at the 0th percentile for affordability (price vs local income).

100th for appreciation (recent value growth); 4th for rental yield (rent vs price).

Owning the typical home costs about $8,930 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,621 a month.

Price divided by a year's rent: 31.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 1 a month in June 2026 (Redfin).

The 2015–2019 level for the same month was 0 — so sales ran at ∞% of it, and below it in 0 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 63 a month (Redfin, 3-month rolling data through August 2026). That is 78% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 299. That is 71% of the 2015–2019 level for the same months.

Going out — closed sales: about 55 a month. That is 91% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 5.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 55 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 48 — so sales ran at 115% of it, and below it in 20 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 5 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 636 properties with a market value here. Their average assessed market value is $1,032,720; the typical home value is $1,503,923.

The assessor average sits −31.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 299 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 12,048 properties with a market value here. Their average assessed market value is $920,160; the typical home value is $1,365,684.

The assessor average sits −32.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.