ZIP 33055 vs ZIP 33161

33055 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 16 of the 39 nearby ZIPs shown.

11 school locations in 33055: 6 elementary, 2 middle, 3 high.

In alphabetical order: ACCELERATION ACADEMIES-CENTRAL MIAMI, CAROL CITY ELEMENTARY SCHOOL, CAROL CITY MIDDLE SCHOOL, CHARLES DAVID WYCHE JR ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

33161 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 18 of the 39 nearby ZIPs shown.

6 school locations in 33161: 3 elementary, 2 middle, 1 high.

In alphabetical order: ARCHCREEK ELEMENTARY SCHOOL, LINDA LENTIN K-8 CENTER, NORTH MIAMI ELEMENTARY SCHOOL, NORTH MIAMI MIDDLE SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 33055 was worth $90,737.

Values peaked at $513,640 in November 2024. The latest reading is −2.1% from that peak.

As of August 2026: $503,085, +0.4% over twelve months.

Start with the typical home: $503,085. Put 20% down and borrow $402,468 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,787 a month in principal and interest.

The median household here earns $59,728 a year, $4,977 a month. So the payment takes 56.0% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $543.

In December 2020, with rates at 2.68%, it was $1,048.

By August 2026, at 6.67%, it was $2,588 — +147% since December 2020, while the home's value moved +55%.

Reported values rose +454% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $179,079. So the real change is +181%, not +454%.

33055: +454% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33055 ran ahead of it by 209 points.

Against 1,098 Florida ZIP codes, 33055 sits at the 5th percentile for affordability (price vs local income).

67th for appreciation (recent value growth); 71st for rental yield (rent vs price).

Owning the typical home costs about $3,290 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,037 a month.

Price divided by a year's rent: 13.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33161 was worth $73,329.

Values peaked at $503,681 in October 2024. The latest reading is −1.3% from that peak.

As of August 2026: $497,131, +3.1% over twelve months.

Start with the typical home: $497,131. Put 20% down and borrow $397,705 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,754 a month in principal and interest.

The median household here earns $55,265 a year, $4,605 a month. So the payment takes 59.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $439.

In December 2020, with rates at 2.68%, it was $959.

By August 2026, at 6.67%, it was $2,558 — +167% since December 2020, while the home's value moved +68%.

Reported values rose +578% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $144,722. So the real change is +244%, not +578%.

33161: +578% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33161 ran ahead of it by 333 points.

Against 1,098 Florida ZIP codes, 33161 sits at the 5th percentile for affordability (price vs local income).

92nd for appreciation (recent value growth); 35th for rental yield (rent vs price).

Owning the typical home costs about $3,251 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,267 a month.

Price divided by a year's rent: 18.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 26 a month (Redfin, 3-month rolling data through August 2026). That is 77% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 68.

Going out — closed sales: about 20 a month. That is 71% of the 2015–2019 level for the same months. The drain is drawn 25% narrower: the share of homes for sale that sell each month is 75% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 20 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 25 — so sales ran at 80% of it, and below it in 24 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 49 a month (Redfin, 3-month rolling data through August 2026). That is 90% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 221. That is 117% of the 2015–2019 level for the same months.

Going out — closed sales: about 32 a month. That is 69% of the 2015–2019 level for the same months. The drain is drawn 35% narrower: the share of homes for sale that sell each month is 65% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.8 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 17 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 32 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 39 — so sales ran at 82% of it, and below it in 24 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 68 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 10,599 properties with a market value here. Their average assessed market value is $355,801; the typical home value is $503,085.

The assessor average sits −29.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 221 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 9,702 properties with a market value here. Their average assessed market value is $409,814; the typical home value is $497,131.

The assessor average sits −17.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.