ZIP 33035 vs ZIP 33126

33035 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 37 of the 39 nearby ZIPs shown.

5 school locations in 33035: 3 middle, 2 high.

In alphabetical order: GATEWAY ENVIRONMENTAL K-8 LEARNING CENTER, KEYS GATE CHARTER HIGH SCHOOL, KEYS GATE CHARTER SCHOOL, SOMERSET PREP ACADEMY MIDDLE HOMESTEAD, and more on the ZIP page. Locations only — no ratings are shown here.

33126 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 37 of the 39 nearby ZIPs shown.

5 school locations in 33126: 3 elementary, 1 middle, 1 other.

In alphabetical order: ACCELERATION ACADEMIES LEJEUNE, CHARLES R HADLEY ELEMENTARY SCHOOL, HENRY M. FLAGLER ELEMENTARY SCHOOL, KINLOCH PARK ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 33035 was worth $86,479.

Values peaked at $363,517 in July 2024. The latest reading is −10.5% from that peak.

As of August 2026: $325,253, −6.5% over twelve months.

Start with the typical home: $325,253. Put 20% down and borrow $260,202 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,802 a month in principal and interest.

The median household here earns $67,601 a year, $5,633 a month. So the payment takes 32.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $518.

In December 2020, with rates at 2.68%, it was $683.

By August 2026, at 6.67%, it was $1,673 — +145% since December 2020, while the home's value moved +54%.

Reported values rose +276% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $170,675. So the real change is +91%, not +276%.

33035: +276% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33035 ran ahead of it by 31 points.

Against 1,098 Florida ZIP codes, 33035 sits at the 47th percentile for affordability (price vs local income).

1st for appreciation (recent value growth); 86th for rental yield (rent vs price).

Owning the typical home costs about $2,127 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,288 a month.

Price divided by a year's rent: 11.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33126 was worth $90,623.

Values peaked at $336,058 in July 2024. The latest reading is −11.2% from that peak.

As of August 2026: $298,325, −3.9% over twelve months.

Start with the typical home: $298,325. Put 20% down and borrow $238,660 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,652 a month in principal and interest.

The median household here earns $55,722 a year, $4,644 a month. So the payment takes 35.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $543.

In December 2020, with rates at 2.68%, it was $718.

By August 2026, at 6.67%, it was $1,535 — +114% since December 2020, while the home's value moved +34%.

Reported values rose +229% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $178,854. So the real change is +67%, not +229%.

33126: +229% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33126 ran behind it by 16 points.

Against 1,098 Florida ZIP codes, 33126 sits at the 35th percentile for affordability (price vs local income).

10th for appreciation (recent value growth); 95th for rental yield (rent vs price).

Owning the typical home costs about $1,951 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,365 a month.

Price divided by a year's rent: 10.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 56 a month (Redfin, 3-month rolling data through August 2026). That is 119% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 254.

Going out — closed sales: about 30 a month. That is 76% of the 2015–2019 level for the same months. The drain is drawn 61% narrower: the share of homes for sale that sell each month is 39% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 8.4 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 25 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 30 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 34 — so sales ran at 88% of it, and below it in 18 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 35 a month (Redfin, 3-month rolling data through August 2026). That is 83% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 137.

Going out — closed sales: about 22 a month. That is 66% of the 2015–2019 level for the same months. The drain is drawn 44% narrower: the share of homes for sale that sell each month is 56% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.1 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 22 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 32 — so sales ran at 69% of it, and below it in 24 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 254 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 6,943 properties with a market value here. Their average assessed market value is $292,800; the typical home value is $325,253.

The assessor average sits −10.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 137 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 11,147 properties with a market value here. Their average assessed market value is $255,645; the typical home value is $298,325.

The assessor average sits −14.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.