Lotvox market story · compare
ZIP 33034 vs ZIP 33035
1 of 4
Who's going to sell
Turnover Index not published for 33034 yet.
Where
33034 in Miami-Dade County, FL
33034 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL — 53% of its own area is in the county.
Shaded by typical home value, it ranks 36 of the 39 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 36 of 39
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 33034
7 school locations in 33034: 2 elementary, 2 middle, 3 high.
In alphabetical order: CHARTER HIGH SCHOOL OF THE AMERICAS (FLORIDA CITY CAMPUS), FLORIDA CITY ELEMENTARY SCHOOL, LINCOLN-MARTI SCHOOLS INTERNATIONAL CAMPUS, MIAMI COMMUNITY CHARTER HIGH SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 7
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 33035 yet.
Where
33035 in Miami-Dade County, FL
33035 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.
Shaded by typical home value, it ranks 37 of the 39 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 37 of 39
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 33035
5 school locations in 33035: 3 middle, 2 high.
In alphabetical order: GATEWAY ENVIRONMENTAL K-8 LEARNING CENTER, KEYS GATE CHARTER HIGH SCHOOL, KEYS GATE CHARTER SCHOOL, SOMERSET PREP ACADEMY MIDDLE HOMESTEAD, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 5
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
2 of 4
What it costs
Home values
What homes are worth in 33034
In January 2000 the typical home in 33034 was worth $68,188.
Values peaked at $402,913 in March 2025. The latest reading is −6.0% from that peak.
As of August 2026: $378,924, −4.0% over twelve months.
- Typical home value
- $378,924
- 12-month change
- −4.0%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $378,924. Put 20% down and borrow $303,139 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $2,099 a month in principal and interest.
The median household here earns $46,404 a year, $3,867 a month. So the payment takes 54.3% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.8% in 2000.
- Payment share of income
- 54.3%
- Monthly P&I
- $2,099
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $408.
In December 2020, with rates at 2.68%, it was $753.
By August 2026, at 6.67%, it was $1,949 — +159% since December 2020, while the home's value moved +63%.
- Payment change since 2020
- +159%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +456% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $134,576. So the real change is +182%, not +456%.
- Real change since 2000
- +182%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
33034 against its neighbors
33034: +456% since January 2000.
Miami-Dade County: +330% since January 2000.
Florida: +245% since January 2000 — 33034 ran ahead of it by 211 points.
- Change since 2000
- +456%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
33034 among Florida ZIPs
Against 1,098 Florida ZIP codes, 33034 sits at the 6th percentile for affordability (price vs local income).
7th for appreciation (recent value growth); 68th for rental yield (rent vs price).
- Affordability percentile
- 6th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $2,478 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,458 a month.
Price divided by a year's rent: 12.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 12.8
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 33035
In January 2000 the typical home in 33035 was worth $86,479.
Values peaked at $363,517 in July 2024. The latest reading is −10.5% from that peak.
As of August 2026: $325,253, −6.5% over twelve months.
- Typical home value
- $325,253
- 12-month change
- −6.5%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $325,253. Put 20% down and borrow $260,202 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,802 a month in principal and interest.
The median household here earns $67,601 a year, $5,633 a month. So the payment takes 32.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.5% in 2000.
- Payment share of income
- 32.0%
- Monthly P&I
- $1,802
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $518.
In December 2020, with rates at 2.68%, it was $683.
By August 2026, at 6.67%, it was $1,673 — +145% since December 2020, while the home's value moved +54%.
- Payment change since 2020
- +145%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +276% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $170,675. So the real change is +91%, not +276%.
- Real change since 2000
- +91%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
33035 against its neighbors
33035: +276% since January 2000.
Miami-Dade County: +330% since January 2000.
Florida: +245% since January 2000 — 33035 ran ahead of it by 31 points.
- Change since 2000
- +276%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
33035 among Florida ZIPs
Against 1,098 Florida ZIP codes, 33035 sits at the 47th percentile for affordability (price vs local income).
1st for appreciation (recent value growth); 86th for rental yield (rent vs price).
- Affordability percentile
- 47th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $2,127 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,288 a month.
Price divided by a year's rent: 11.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 11.8
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
3 of 4
What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 72 a month (Redfin, 3-month rolling data through August 2026).
On the shelf — homes for sale at the end of the period: 303.
Going out — closed sales: about 35 a month. The drain is drawn 49% narrower: the share of homes for sale that sell each month is 51% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 8.7 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 37 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 8.7
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 35 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 12 — so sales ran at 292% of it, and below it in 0 of the last 24 months.
- Sales vs 2015–19 level
- 292%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.
Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 16,535
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 56 a month (Redfin, 3-month rolling data through August 2026). That is 119% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 254.
Going out — closed sales: about 30 a month. That is 76% of the 2015–2019 level for the same months. The drain is drawn 61% narrower: the share of homes for sale that sell each month is 39% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 8.4 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 25 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 8.4
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 30 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 34 — so sales ran at 88% of it, and below it in 18 of the last 24 months.
- Sales vs 2015–19 level
- 88%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.
Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 16,535
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.
Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 303 in June 2026.
Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).
- Net households (top-10 flows)
- −11,529
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 5,609 properties with a market value here. Their average assessed market value is $291,354; the typical home value is $378,924.
The assessor average sits −23.1% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 5,609
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)
Housing pulse
Migration and inventory
This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.
Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 254 in June 2026.
Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).
- Net households (top-10 flows)
- −11,529
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 6,943 properties with a market value here. Their average assessed market value is $292,800; the typical home value is $325,253.
The assessor average sits −10.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 6,943
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)