ZIP 33028 vs ZIP 33328

33028 is one of 55 ZIP codes that lie mostly in Broward County, FL.

Shaded by typical home value, it ranks 9 of the 38 nearby ZIPs shown.

4 school locations in 33028: 2 elementary, 1 middle, 1 high.

In alphabetical order: CHARLES W FLANAGAN HIGH SCHOOL, LAKESIDE ELEMENTARY SCHOOL, SILVER PALMS ELEMENTARY SCHOOL, WALTER C. YOUNG MIDDLE SCHOOL. Locations only — no ratings are shown here.

33328 is one of 55 ZIP codes that lie mostly in Broward County, FL.

Shaded by typical home value, it ranks 10 of the 38 nearby ZIPs shown.

4 school locations in 33328: 2 elementary, 1 middle, 1 high.

In alphabetical order: COOPER CITY ELEMENTARY SCHOOL, COOPER CITY HIGH SCHOOL, PIONEER MIDDLE SCHOOL, SILVER RIDGE ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 33028 was worth $173,592.

Values peaked at $705,184 in October 2024. The latest reading is −4.7% from that peak.

As of August 2026: $672,022, −1.2% over twelve months.

Start with the typical home: $672,022. Put 20% down and borrow $537,618 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,722 a month in principal and interest.

The median household here earns $111,553 a year, $9,296 a month. So the payment takes 40.0% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,039.

In December 2020, with rates at 2.68%, it was $1,518.

By August 2026, at 6.67%, it was $3,457 — +128% since December 2020, while the home's value moved +43%.

Reported values rose +287% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $342,602. So the real change is +96%, not +287%.

33028: +287% since January 2000.

Broward County: +317% since January 2000.

Florida: +245% since January 2000 — 33028 ran ahead of it by 42 points.

Against 1,098 Florida ZIP codes, 33028 sits at the 22nd percentile for affordability (price vs local income).

43rd for appreciation (recent value growth); 44th for rental yield (rent vs price).

Owning the typical home costs about $4,394 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,539 a month.

Price divided by a year's rent: 15.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33328 was worth $152,374.

Values peaked at $654,395 in February 2025. The latest reading is −4.3% from that peak.

As of August 2026: $626,047, −0.7% over twelve months.

Start with the typical home: $626,047. Put 20% down and borrow $500,838 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,468 a month in principal and interest.

The median household here earns $127,386 a year, $10,616 a month. So the payment takes 32.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $912.

In December 2020, with rates at 2.68%, it was $1,399.

By August 2026, at 6.67%, it was $3,221 — +130% since December 2020, while the home's value moved +45%.

Reported values rose +311% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $300,726. So the real change is +108%, not +311%.

33328: +311% since January 2000.

Broward County: +317% since January 2000.

Florida: +245% since January 2000 — 33328 ran ahead of it by 66 points.

Against 1,098 Florida ZIP codes, 33328 sits at the 51st percentile for affordability (price vs local income).

50th for appreciation (recent value growth); 25th for rental yield (rent vs price).

Owning the typical home costs about $4,094 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,720 a month.

Price divided by a year's rent: 19.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 22 a month (Redfin, 3-month rolling data through August 2026). That is 61% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 59.

Going out — closed sales: about 25 a month. That is 72% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 2.4 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 25 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 27 — so sales ran at 93% of it, and below it in 23 of the last 24 months.

Across Broward County, builders pulled permits for 2,690 new homes in 2025.

Of those, 26% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 51 a month (Redfin, 3-month rolling data through August 2026). That is 138% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 138.

Going out — closed sales: about 40 a month. That is 122% of the 2015–2019 level for the same months. The drain is drawn 20% narrower: the share of homes for sale that sell each month is 80% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 11 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 40 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 27 — so sales ran at 148% of it, and below it in 7 of the last 24 months.

Across Broward County, builders pulled permits for 2,690 new homes in 2025.

Of those, 26% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Broward County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 28,483 moved in. Among the ten receiving the most, 27,153 moved out.

Net across those counties: +1,330 households. Beside it, homes for sale in this ZIP: 59 in June 2026.

Most arrivals came from Miami-Dade, FL (17,471 households); most departures went to Miami-Dade, FL (10,482).

This ZIP sits in Broward County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 28,483 moved in. Among the ten receiving the most, 27,153 moved out.

Net across those counties: +1,330 households. Beside it, homes for sale in this ZIP: 138 in June 2026.

Most arrivals came from Miami-Dade, FL (17,471 households); most departures went to Miami-Dade, FL (10,482).