ZIP 32950 vs ZIP 32949

32950 is one of 30 ZIP codes that lie mostly in Brevard County, FL.

Shaded by typical home value, it ranks 3 of the 26 with a value.

32949 is one of 30 ZIP codes that lie mostly in Brevard County, FL.

Shaded by typical home value, it ranks 4 of the 26 with a value.

In January 2000 the typical home in 32950 was worth $143,317.

Values peaked at $555,176 in August 2026. The latest reading is the peak.

As of August 2026: $555,176, +2.8% over twelve months.

Start with the typical home: $555,176. Put 20% down and borrow $444,141 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,075 a month in principal and interest.

The median household here earns $122,905 a year, $10,242 a month. So the payment takes 30.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $858.

In December 2020, with rates at 2.68%, it was $1,200.

By August 2026, at 6.67%, it was $2,856 — +138% since December 2020, while the home's value moved +50%.

Reported values rose +287% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $282,851. So the real change is +96%, not +287%.

32950: +287% since January 2000.

Brevard County: +220% since January 2000.

Florida: +245% since January 2000 — 32950 ran ahead of it by 42 points.

Owning the typical home costs about $3,630 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,830 a month.

Price divided by a year's rent: 25.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 32949 was worth $124,986.

Values peaked at $517,991 in June 2024. The latest reading is −0.1% from that peak.

As of August 2026: $517,631, +2.9% over twelve months.

Start with the typical home: $517,631. Put 20% down and borrow $414,105 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,867 a month in principal and interest.

The median household here earns $126,146 a year, $10,512 a month. So the payment takes 27.3% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 6.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $748.

In December 2020, with rates at 2.68%, it was $1,129.

By August 2026, at 6.67%, it was $2,663 — +136% since December 2020, while the home's value moved +48%.

Reported values rose +314% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $246,673. So the real change is +110%, not +314%.

32949: +314% since January 2000.

Brevard County: +220% since January 2000.

Florida: +245% since January 2000 — 32949 ran ahead of it by 69 points.

Owning the typical home costs about $3,385 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,556 a month.

Price divided by a year's rent: 27.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 7 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 27.

Going out — closed sales: about 4 a month. The drain is drawn 33% narrower: the share of homes for sale that sell each month is 67% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 7.4 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 4 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 6 — so sales ran at 67% of it, and below it in 13 of the last 24 months.

Across Brevard County, builders pulled permits for 4,624 new homes in 2025.

Of those, 73% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 9 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 47.

Going out — closed sales: about 5 a month. The drain is drawn 18% narrower: the share of homes for sale that sell each month is 82% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 8.8 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 5 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 4 — so sales ran at 125% of it, and below it in 0 of the last 24 months.

Across Brevard County, builders pulled permits for 4,624 new homes in 2025.

Of those, 73% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Brevard County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,046 moved in. Among the ten receiving the most, 3,979 moved out.

Net across those counties: +2,067 households. Beside it, homes for sale in this ZIP: 27 in June 2026.

Most arrivals came from Orange, FL (1,458 households); most departures went to Orange, FL (1,196).

This ZIP sits in Brevard County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,046 moved in. Among the ten receiving the most, 3,979 moved out.

Net across those counties: +2,067 households. Beside it, homes for sale in this ZIP: 47 in June 2026.

Most arrivals came from Orange, FL (1,458 households); most departures went to Orange, FL (1,196).