ZIP 32949 vs ZIP 32937

32949 is one of 30 ZIP codes that lie mostly in Brevard County, FL.

Shaded by typical home value, it ranks 4 of the 26 with a value.

32937 is one of 30 ZIP codes that lie mostly in Brevard County, FL.

Shaded by typical home value, it ranks 5 of the 26 with a value.

6 school locations in 32937: 5 middle, 1 high.

In alphabetical order: DELAURA MIDDLE SCHOOL, OCEAN BREEZE ELEMENTARY SCHOOL, SEA PARK ELEMENTARY SCHOOL, SPESSARD L. HOLLAND ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 32949 was worth $124,986.

Values peaked at $517,991 in June 2024. The latest reading is −0.1% from that peak.

As of August 2026: $517,631, +2.9% over twelve months.

Start with the typical home: $517,631. Put 20% down and borrow $414,105 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,867 a month in principal and interest.

The median household here earns $126,146 a year, $10,512 a month. So the payment takes 27.3% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 6.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $748.

In December 2020, with rates at 2.68%, it was $1,129.

By August 2026, at 6.67%, it was $2,663 — +136% since December 2020, while the home's value moved +48%.

Reported values rose +314% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $246,673. So the real change is +110%, not +314%.

32949: +314% since January 2000.

Brevard County: +220% since January 2000.

Florida: +245% since January 2000 — 32949 ran ahead of it by 69 points.

Owning the typical home costs about $3,385 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,556 a month.

Price divided by a year's rent: 27.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 32937 was worth $126,051.

Values peaked at $525,043 in April 2024. The latest reading is −5.8% from that peak.

As of August 2026: $494,746, +0.5% over twelve months.

Start with the typical home: $494,746. Put 20% down and borrow $395,797 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,740 a month in principal and interest.

The median household here earns $98,411 a year, $8,201 a month. So the payment takes 33.4% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $755.

In December 2020, with rates at 2.68%, it was $1,145.

By August 2026, at 6.67%, it was $2,545 — +122% since December 2020, while the home's value moved +40%.

Reported values rose +292% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $248,775. So the real change is +99%, not +292%.

32937: +293% since January 2000.

Brevard County: +220% since January 2000.

Florida: +245% since January 2000 — 32937 ran ahead of it by 48 points.

Owning the typical home costs about $3,235 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,672 a month.

Price divided by a year's rent: 15.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 9 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 47.

Going out — closed sales: about 5 a month. The drain is drawn 18% narrower: the share of homes for sale that sell each month is 82% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 8.8 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 5 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 4 — so sales ran at 125% of it, and below it in 0 of the last 24 months.

Across Brevard County, builders pulled permits for 4,624 new homes in 2025.

Of those, 73% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 57 a month (Redfin, 3-month rolling data through August 2026). That is 78% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 193. That is 74% of the 2015–2019 level for the same months.

Going out — closed sales: about 55 a month. That is 80% of the 2015–2019 level for the same months. The drain is drawn 1% narrower: the share of homes for sale that sell each month is 99% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 55 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 62 — so sales ran at 89% of it, and below it in 23 of the last 24 months.

Across Brevard County, builders pulled permits for 4,624 new homes in 2025.

Of those, 73% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Brevard County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,046 moved in. Among the ten receiving the most, 3,979 moved out.

Net across those counties: +2,067 households. Beside it, homes for sale in this ZIP: 47 in June 2026.

Most arrivals came from Orange, FL (1,458 households); most departures went to Orange, FL (1,196).

This ZIP sits in Brevard County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,046 moved in. Among the ten receiving the most, 3,979 moved out.

Net across those counties: +2,067 households. Beside it, homes for sale in this ZIP: 193 in June 2026.

Most arrivals came from Orange, FL (1,458 households); most departures went to Orange, FL (1,196).