Lotvox market story · compare
ZIP 32920 vs ZIP 32927
1 of 4
Who's going to sell
Turnover Index not published for 32920 yet.
Where
32920 in Brevard County, FL
32920 is one of 30 ZIP codes that lie mostly in Brevard County, FL.
Shaded by typical home value, it ranks 17 of the 26 with a value.
- Value rank in county
- 17 of 26
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 32920
1 school location in 32920: 1 middle.
In alphabetical order: CAPE VIEW ELEMENTARY SCHOOL. Locations only — no ratings are shown here.
- School locations
- 1
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 32927 yet.
Where
32927 in Brevard County, FL
32927 is one of 30 ZIP codes that lie mostly in Brevard County, FL.
Shaded by typical home value, it ranks 18 of the 26 with a value.
- Value rank in county
- 18 of 26
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 32927
7 school locations in 32927: 4 middle, 3 high.
In alphabetical order: ATLANTIS ELEMENTARY SCHOOL, BREVARD COUNTY JAIL COMPLEX, BREVARD COUNTY JUVENILE DETENTION CENTER, CHALLENGER 7 ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 7
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 32920
In January 2000 the typical home in 32920 was worth $101,503.
Values peaked at $358,407 in August 2022. The latest reading is −11.7% from that peak.
As of August 2026: $316,338, −1.8% over twelve months.
- Typical home value
- $316,338
- 12-month change
- −1.8%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $316,338. Put 20% down and borrow $253,070 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,752 a month in principal and interest.
The median household here earns $70,734 a year, $5,895 a month. So the payment takes 29.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.5% in 2000.
- Payment share of income
- 29.7%
- Monthly P&I
- $1,752
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $608.
In December 2020, with rates at 2.68%, it was $801.
By August 2026, at 6.67%, it was $1,627 — +103% since December 2020, while the home's value moved +28%.
- Payment change since 2020
- +103%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +212% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $200,327. So the real change is +58%, not +212%.
- Real change since 2000
- +58%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
32920 against its neighbors
32920: +212% since January 2000.
Brevard County: +220% since January 2000.
Florida: +245% since January 2000 — 32920 ran behind it by 33 points.
- Change since 2000
- +212%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $2,069 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,957 a month.
Price divided by a year's rent: 13.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 13.5
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 32927
In January 2000 the typical home in 32927 was worth $89,202.
Values peaked at $321,248 in April 2024. The latest reading is −5.0% from that peak.
As of August 2026: $305,240, +0.4% over twelve months.
- Typical home value
- $305,240
- 12-month change
- +0.4%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $305,240. Put 20% down and borrow $244,192 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,691 a month in principal and interest.
The median household here earns $81,969 a year, $6,831 a month. So the payment takes 24.8% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.2% in 2000.
- Payment share of income
- 24.8%
- Monthly P&I
- $1,691
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $534.
In December 2020, with rates at 2.68%, it was $727.
By August 2026, at 6.67%, it was $1,570 — +116% since December 2020, while the home's value moved +36%.
- Payment change since 2020
- +116%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +242% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $176,049. So the real change is +73%, not +242%.
- Real change since 2000
- +73%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
32927 against its neighbors
32927: +242% since January 2000.
Brevard County: +220% since January 2000.
Florida: +245% since January 2000 — 32927 ran behind it by 3 points.
- Change since 2000
- +242%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $1,996 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,091 a month.
Price divided by a year's rent: 12.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 12.2
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
3 of 4
What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 35 a month (Redfin, 3-month rolling data through August 2026). That is 104% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 139.
Going out — closed sales: about 25 a month. That is 77% of the 2015–2019 level for the same months. The drain is drawn 36% narrower: the share of homes for sale that sell each month is 64% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 5.6 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 10 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 5.6
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 25 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 29 — so sales ran at 86% of it, and below it in 23 of the last 24 months.
- Sales vs 2015–19 level
- 86%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Brevard County, builders pulled permits for 4,624 new homes in 2025.
Of those, 73% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 4,624
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 43 a month (Redfin, 3-month rolling data through August 2026). That is 71% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 103. That is 68% of the 2015–2019 level for the same months.
Going out — closed sales: about 40 a month. That is 74% of the 2015–2019 level for the same months.
The ladder: homes for sale ÷ monthly sales = 2.6 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 2.6
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 40 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 49 — so sales ran at 82% of it, and below it in 24 of the last 24 months.
- Sales vs 2015–19 level
- 82%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Brevard County, builders pulled permits for 4,624 new homes in 2025.
Of those, 73% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 4,624
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
4 of 4
Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Brevard County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,046 moved in. Among the ten receiving the most, 3,979 moved out.
Net across those counties: +2,067 households. Beside it, homes for sale in this ZIP: 139 in June 2026.
Most arrivals came from Orange, FL (1,458 households); most departures went to Orange, FL (1,196).
- Net households (top-10 flows)
- +2,067
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Housing pulse
Migration and inventory
This ZIP sits in Brevard County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,046 moved in. Among the ten receiving the most, 3,979 moved out.
Net across those counties: +2,067 households. Beside it, homes for sale in this ZIP: 103 in June 2026.
Most arrivals came from Orange, FL (1,458 households); most departures went to Orange, FL (1,196).
- Net households (top-10 flows)
- +2,067
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01