ZIP 32908 vs ZIP 32909

32908 is one of 30 ZIP codes that lie mostly in Brevard County, FL.

Shaded by typical home value, it ranks 15 of the 26 with a value.

3 school locations in 32908: 2 middle, 1 high.

In alphabetical order: BAYSIDE HIGH SCHOOL, JUPITER ELEMENTARY SCHOOL, WESTSIDE ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

32909 is one of 30 ZIP codes that lie mostly in Brevard County, FL.

Shaded by typical home value, it ranks 16 of the 26 with a value.

7 school locations in 32909: 1 elementary, 5 middle, 1 high.

In alphabetical order: COLUMBIA ELEMENTARY SCHOOL, ODYSSEY CHARTER SCHOOL, ODYSSEY PREPARATORY CHARTER ACADEMY, ROYAL PALM CHARTER SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 32908 was worth $94,789.

Values peaked at $343,903 in September 2022. The latest reading is −7.5% from that peak.

As of August 2026: $318,029, −1.6% over twelve months.

Start with the typical home: $318,029. Put 20% down and borrow $254,423 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,762 a month in principal and interest.

The median household here earns $66,589 a year, $5,549 a month. So the payment takes 31.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $568.

In December 2020, with rates at 2.68%, it was $742.

By August 2026, at 6.67%, it was $1,636 — +120% since December 2020, while the home's value moved +39%.

Reported values rose +236% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $187,076. So the real change is +70%, not +236%.

32908: +236% since January 2000.

Brevard County: +220% since January 2000.

Florida: +245% since January 2000 — 32908 ran behind it by 10 points.

Owning the typical home costs about $2,080 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,038 a month.

Price divided by a year's rent: 13.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 32909 was worth $92,886.

Values peaked at $346,503 in September 2022. The latest reading is −8.4% from that peak.

As of August 2026: $317,453, −1.8% over twelve months.

Start with the typical home: $317,453. Put 20% down and borrow $253,962 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,758 a month in principal and interest.

The median household here earns $76,708 a year, $6,392 a month. So the payment takes 27.5% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $556.

In December 2020, with rates at 2.68%, it was $759.

By August 2026, at 6.67%, it was $1,633 — +115% since December 2020, while the home's value moved +35%.

Reported values rose +242% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $183,320. So the real change is +73%, not +242%.

32909: +242% since January 2000.

Brevard County: +220% since January 2000.

Florida: +245% since January 2000 — 32909 ran behind it by 3 points.

Owning the typical home costs about $2,076 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,982 a month.

Price divided by a year's rent: 13.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 65 a month (Redfin, 3-month rolling data through August 2026). That is 188% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 249.

Going out — closed sales: about 56 a month. That is 201% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 4.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 9 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 56 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 23 — so sales ran at 243% of it, and below it in 0 of the last 24 months.

Across Brevard County, builders pulled permits for 4,624 new homes in 2025.

Of those, 73% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 132 a month (Redfin, 3-month rolling data through August 2026). That is 138% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 481. That is 172% of the 2015–2019 level for the same months.

Going out — closed sales: about 105 a month. That is 147% of the 2015–2019 level for the same months. The drain is drawn 20% narrower: the share of homes for sale that sell each month is 80% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.6 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 27 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 105 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 64 — so sales ran at 164% of it, and below it in 0 of the last 24 months.

Across Brevard County, builders pulled permits for 4,624 new homes in 2025.

Of those, 73% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Brevard County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,046 moved in. Among the ten receiving the most, 3,979 moved out.

Net across those counties: +2,067 households. Beside it, homes for sale in this ZIP: 249 in June 2026.

Most arrivals came from Orange, FL (1,458 households); most departures went to Orange, FL (1,196).

This ZIP sits in Brevard County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,046 moved in. Among the ten receiving the most, 3,979 moved out.

Net across those counties: +2,067 households. Beside it, homes for sale in this ZIP: 481 in June 2026.

Most arrivals came from Orange, FL (1,458 households); most departures went to Orange, FL (1,196).