ZIP 32767 vs ZIP 34748

32767 is one of 24 ZIP codes that lie mostly in Lake County, FL.

Shaded by typical home value, it ranks 23 of the 23 with a value.

2 school locations in 32767: 1 middle, 1 high.

In alphabetical order: HOPE FOREST ACADEMY, SPRING CREEK CHARTER SCHOOL. Locations only — no ratings are shown here.

34748 is one of 24 ZIP codes that lie mostly in Lake County, FL.

Shaded by typical home value, it ranks 22 of the 23 with a value.

6 school locations in 34748: 3 elementary, 2 middle, 1 high.

In alphabetical order: BEVERLY SHORES ELEMENTARY SCHOOL, CARVER MIDDLE SCHOOL, LEESBURG ELEMENTARY SCHOOL, LEESBURG HIGH SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 32767 was worth $63,796.

Values peaked at $236,593 in June 2024. The latest reading is −5.0% from that peak.

As of August 2026: $224,731, 0.0% over twelve months.

Start with the typical home: $224,731. Put 20% down and borrow $179,785 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,245 a month in principal and interest.

The median household here earns $64,772 a year, $5,398 a month. So the payment takes 23.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 6.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $382.

In December 2020, with rates at 2.68%, it was $544.

By August 2026, at 6.67%, it was $1,156 — +113% since December 2020, while the home's value moved +34%.

Reported values rose +252% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $125,908. So the real change is +78%, not +252%.

32767: +252% since January 2000.

Lake County: +192% since January 2000.

Florida: +245% since January 2000 — 32767 ran ahead of it by 7 points.

Owning the typical home costs about $1,470 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,059 a month.

Price divided by a year's rent: 17.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 34748 was worth $103,887.

Values peaked at $301,530 in November 2022. The latest reading is −9.3% from that peak.

As of August 2026: $273,620, −3.9% over twelve months.

Start with the typical home: $273,620. Put 20% down and borrow $218,896 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,516 a month in principal and interest.

The median household here earns $53,768 a year, $4,481 a month. So the payment takes 33.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $622.

In December 2020, with rates at 2.68%, it was $681.

By August 2026, at 6.67%, it was $1,408 — +107% since December 2020, while the home's value moved +30%.

Reported values rose +163% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $205,032. So the real change is +33%, not +163%.

34748: +163% since January 2000.

Lake County: +192% since January 2000.

Florida: +245% since January 2000 — 34748 ran behind it by 82 points.

Owning the typical home costs about $1,789 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,635 a month.

Price divided by a year's rent: 13.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 4 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 3 — so sales ran at 133% of it, and below it in 18 of the last 24 months.

Across Lake County, builders pulled permits for 5,342 new homes in 2025.

Of those, 75% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 95 a month (Redfin, 3-month rolling data through August 2026). That is 106% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 384. That is 139% of the 2015–2019 level for the same months.

Going out — closed sales: about 72 a month. That is 85% of the 2015–2019 level for the same months. The drain is drawn 39% narrower: the share of homes for sale that sell each month is 61% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.3 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 23 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 72 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 74 — so sales ran at 97% of it, and below it in 14 of the last 24 months.

Across Lake County, builders pulled permits for 5,342 new homes in 2025.

Of those, 75% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Lake County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,955 moved in. Among the ten receiving the most, 6,695 moved out.

Net across those counties: +3,260 households. Beside it, homes for sale in this ZIP: 12 in June 2026.

Most arrivals came from Orange, FL (4,390 households); most departures went to Orange, FL (2,145).

This ZIP sits in Lake County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,955 moved in. Among the ten receiving the most, 6,695 moved out.

Net across those counties: +3,260 households. Beside it, homes for sale in this ZIP: 384 in June 2026.

Most arrivals came from Orange, FL (4,390 households); most departures went to Orange, FL (2,145).