ZIP 32738 vs ZIP 32141

32738 is one of 27 ZIP codes that lie mostly in Volusia County, FL.

Shaded by typical home value, it ranks 16 of the 26 with a value.

5 school locations in 32738: 3 elementary, 1 middle, 1 high.

In alphabetical order: FRIENDSHIP ELEMENTARY SCHOOL, HERITAGE MIDDLE SCHOOL, PINE RIDGE HIGH SCHOOL, PRIDE ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

32141 is one of 27 ZIP codes that lie mostly in Volusia County, FL.

Shaded by typical home value, it ranks 17 of the 26 with a value.

1 school location in 32141: 1 elementary.

In alphabetical order: INDIAN RIVER ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 32738 was worth $86,382.

Values peaked at $322,785 in September 2024. The latest reading is −6.4% from that peak.

As of August 2026: $302,058, −0.6% over twelve months.

Start with the typical home: $302,058. Put 20% down and borrow $241,646 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,673 a month in principal and interest.

The median household here earns $76,394 a year, $6,366 a month. So the payment takes 26.3% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $517.

In December 2020, with rates at 2.68%, it was $703.

By August 2026, at 6.67%, it was $1,554 — +121% since December 2020, while the home's value moved +39%.

Reported values rose +250% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $170,484. So the real change is +77%, not +250%.

32738: +250% since January 2000.

Volusia County: +229% since January 2000.

Florida: +245% since January 2000 — 32738 ran ahead of it by 5 points.

Owning the typical home costs about $1,975 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,054 a month.

Price divided by a year's rent: 12.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 32141 was worth $86,296.

Values peaked at $317,661 in September 2022. The latest reading is −5.1% from that peak.

As of August 2026: $301,305, −0.4% over twelve months.

Start with the typical home: $301,305. Put 20% down and borrow $241,044 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,669 a month in principal and interest.

The median household here earns $61,110 a year, $5,093 a month. So the payment takes 32.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $517.

In December 2020, with rates at 2.68%, it was $710.

By August 2026, at 6.67%, it was $1,550 — +118% since December 2020, while the home's value moved +37%.

Reported values rose +249% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $170,314. So the real change is +77%, not +249%.

32141: +249% since January 2000.

Volusia County: +229% since January 2000.

Florida: +245% since January 2000 — 32141 ran ahead of it by 4 points.

Owning the typical home costs about $1,970 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,088 a month.

Price divided by a year's rent: 12.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 60 a month (Redfin, 3-month rolling data through August 2026). That is 52% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 168. That is 67% of the 2015–2019 level for the same months.

Going out — closed sales: about 52 a month. That is 53% of the 2015–2019 level for the same months. The drain is drawn 23% narrower: the share of homes for sale that sell each month is 77% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.3 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 52 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 91 — so sales ran at 57% of it, and below it in 24 of the last 24 months.

Across Volusia County, builders pulled permits for 2,826 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 41 a month (Redfin, 3-month rolling data through August 2026). That is 121% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 134.

Going out — closed sales: about 27 a month. That is 76% of the 2015–2019 level for the same months. The drain is drawn 40% narrower: the share of homes for sale that sell each month is 60% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.0 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 14 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 27 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 29 — so sales ran at 93% of it, and below it in 11 of the last 24 months.

Across Volusia County, builders pulled permits for 2,826 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Volusia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,195 moved in. Among the ten receiving the most, 6,033 moved out.

Net across those counties: +2,162 households. Beside it, homes for sale in this ZIP: 168 in June 2026.

Most arrivals came from Seminole, FL (2,811 households); most departures went to Seminole, FL (1,690).

This ZIP sits in Volusia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,195 moved in. Among the ten receiving the most, 6,033 moved out.

Net across those counties: +2,162 households. Beside it, homes for sale in this ZIP: 134 in June 2026.

Most arrivals came from Seminole, FL (2,811 households); most departures went to Seminole, FL (1,690).