ZIP 32653 vs ZIP 32618

32653 is one of 21 ZIP codes that lie mostly in Alachua County, FL.

Shaded by typical home value, it ranks 9 of the 17 with a value.

1 school location in 32653: 1 elementary.

In alphabetical order: WILLIAM S. TALBOT ELEM SCHOOL. Locations only — no ratings are shown here.

32618 is one of 21 ZIP codes that lie mostly in Alachua County, FL — 81% of its own area is in the county.

Shaded by typical home value, it ranks 10 of the 17 with a value.

1 school location in 32618: 1 elementary.

In alphabetical order: ARCHER ELEMENTARY. Locations only — no ratings are shown here.

In January 2000 the typical home in 32653 was worth $128,188.

Values peaked at $340,809 in May 2024. The latest reading is −5.0% from that peak.

As of August 2026: $323,687, −1.8% over twelve months.

Start with the typical home: $323,687. Put 20% down and borrow $258,950 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,793 a month in principal and interest.

The median household here earns $97,700 a year, $8,142 a month. So the payment takes 22.0% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $768.

In December 2020, with rates at 2.68%, it was $817.

By August 2026, at 6.67%, it was $1,665 — +104% since December 2020, while the home's value moved +28%.

Reported values rose +153% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $252,992. So the real change is +28%, not +153%.

32653: +153% since January 2000.

Alachua County: +179% since January 2000.

Florida: +245% since January 2000 — 32653 ran behind it by 93 points.

Owning the typical home costs about $2,117 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,856 a month.

Price divided by a year's rent: 14.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 32618 was worth $98,475.

Values peaked at $330,087 in March 2025. The latest reading is −4.2% from that peak.

As of August 2026: $316,354, −2.4% over twelve months.

Start with the typical home: $316,354. Put 20% down and borrow $253,083 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,752 a month in principal and interest.

The median household here earns $52,176 a year, $4,348 a month. So the payment takes 40.3% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $590.

In December 2020, with rates at 2.68%, it was $728.

By August 2026, at 6.67%, it was $1,628 — +124% since December 2020, while the home's value moved +41%.

Reported values rose +221% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $194,351. So the real change is +63%, not +221%.

32618: +221% since January 2000.

Alachua County: +179% since January 2000.

Florida: +245% since January 2000 — 32618 ran behind it by 24 points.

Owning the typical home costs about $2,069 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $950 a month.

Price divided by a year's rent: 27.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 23 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 68.

Going out — closed sales: about 22 a month. That is 70% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.1 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 22 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 22 — so sales ran at 100% of it, and below it in 20 of the last 24 months.

Across Alachua County, builders pulled permits for 3,336 new homes in 2025.

Of those, 21% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 3 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 4 — so sales ran at 75% of it, and below it in 14 of the last 24 months.

Across Alachua County, builders pulled permits for 3,336 new homes in 2025.

Of those, 21% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Alachua County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 3,142 moved in. Among the ten receiving the most, 2,941 moved out.

Net across those counties: +201 households. Beside it, homes for sale in this ZIP: 68 in June 2026.

Most arrivals came from Marion, FL (526 households); most departures went to Marion, FL (499).

This ZIP sits in Alachua County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 3,142 moved in. Among the ten receiving the most, 2,941 moved out.

Net across those counties: +201 households. Beside it, homes for sale in this ZIP: 16 in June 2026.

Most arrivals came from Marion, FL (526 households); most departures went to Marion, FL (499).