ZIP 32631 vs ZIP 32669

32631 is one of 21 ZIP codes that lie mostly in Alachua County, FL.

Shaded by typical home value, it ranks 2 of the 17 with a value.

32669 is one of 21 ZIP codes that lie mostly in Alachua County, FL — 83% of its own area is in the county.

Shaded by typical home value, it ranks 3 of the 17 with a value.

4 school locations in 32669: 2 elementary, 1 middle, 1 high.

In alphabetical order: HEALTHY LEARNING ACADEMY CHARTER SCHOOL, NEWBERRY ELEMENTARY SCHOOL, NEWBERRY HIGH SCHOOL, OAK VIEW MIDDLE SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 32631 was worth $147,077.

Values peaked at $375,008 in January 2025. The latest reading is −0.9% from that peak.

As of August 2026: $371,454, +1.2% over twelve months.

Start with the typical home: $371,454. Put 20% down and borrow $297,163 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,057 a month in principal and interest.

The median household here earns $57,566 a year, $4,797 a month. So the payment takes 42.9% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 17.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $881.

In December 2020, with rates at 2.68%, it was $914.

By August 2026, at 6.67%, it was $1,911 — +109% since December 2020, while the home's value moved +32%.

Reported values rose +153% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $290,272. So the real change is +28%, not +153%.

32631: +153% since January 2000.

Alachua County: +179% since January 2000.

Florida: +245% since January 2000 — 32631 ran behind it by 92 points.

Owning the typical home costs about $2,429 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,339 a month.

Price divided by a year's rent: 23.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 32669 was worth $129,156.

Values peaked at $372,020 in May 2024. The latest reading is −5.1% from that peak.

As of August 2026: $353,106, −1.8% over twelve months.

Start with the typical home: $353,106. Put 20% down and borrow $282,485 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,956 a month in principal and interest.

The median household here earns $102,335 a year, $8,528 a month. So the payment takes 22.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $773.

In December 2020, with rates at 2.68%, it was $912.

By August 2026, at 6.67%, it was $1,817 — +99% since December 2020, while the home's value moved +25%.

Reported values rose +173% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $254,903. So the real change is +39%, not +173%.

32669: +173% since January 2000.

Alachua County: +179% since January 2000.

Florida: +245% since January 2000 — 32669 ran behind it by 72 points.

Owning the typical home costs about $2,309 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,250 a month.

Price divided by a year's rent: 13.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 0 a month in October 2025 (Redfin).

The 2015–2019 level for the same month was 0 — so sales ran at NaN% of it, and below it in 4 of the last 24 months.

Across Alachua County, builders pulled permits for 3,336 new homes in 2025.

Of those, 21% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 44 a month (Redfin, 3-month rolling data through August 2026). That is 146% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 164.

Going out — closed sales: about 40 a month. That is 103% of the 2015–2019 level for the same months. The drain is drawn 9% narrower: the share of homes for sale that sell each month is 91% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.1 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 40 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 30 — so sales ran at 133% of it, and below it in 8 of the last 24 months.

Across Alachua County, builders pulled permits for 3,336 new homes in 2025.

Of those, 21% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Alachua County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 3,142 moved in. Among the ten receiving the most, 2,941 moved out.

Net across those counties: +201 households. Beside it, homes for sale in this ZIP: 3 in June 2026.

Most arrivals came from Marion, FL (526 households); most departures went to Marion, FL (499).

This ZIP sits in Alachua County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 3,142 moved in. Among the ten receiving the most, 2,941 moved out.

Net across those counties: +201 households. Beside it, homes for sale in this ZIP: 164 in June 2026.

Most arrivals came from Marion, FL (526 households); most departures went to Marion, FL (499).