ZIP 32605 vs ZIP 32607

32605 is one of 21 ZIP codes that lie mostly in Alachua County, FL.

Shaded by typical home value, it ranks 11 of the 17 with a value.

6 school locations in 32605: 3 elementary, 2 middle, 1 high.

In alphabetical order: C. W. NORTON ELEMENTARY SCHOOL, GLEN SPRINGS ELEMENTARY SCHOOL, HOWARD W. BISHOP MIDDLE SCHOOL, LITTLEWOOD ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

32607 is one of 21 ZIP codes that lie mostly in Alachua County, FL.

Shaded by typical home value, it ranks 12 of the 17 with a value.

1 school location in 32607: 1 elementary.

In alphabetical order: MYRA TERWILLIGER ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 32605 was worth $107,815.

Values peaked at $315,975 in May 2024. The latest reading is −4.3% from that peak.

As of August 2026: $302,487, −0.9% over twelve months.

Start with the typical home: $302,487. Put 20% down and borrow $241,990 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,675 a month in principal and interest.

The median household here earns $83,114 a year, $6,926 a month. So the payment takes 24.2% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $646.

In December 2020, with rates at 2.68%, it was $751.

By August 2026, at 6.67%, it was $1,556 — +107% since December 2020, while the home's value moved +30%.

Reported values rose +181% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $212,784. So the real change is +42%, not +181%.

32605: +181% since January 2000.

Alachua County: +179% since January 2000.

Florida: +245% since January 2000 — 32605 ran behind it by 64 points.

Owning the typical home costs about $1,978 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,840 a month.

Price divided by a year's rent: 13.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 32607 was worth $102,256.

Values peaked at $301,635 in June 2024. The latest reading is −4.5% from that peak.

As of August 2026: $287,934, −1.5% over twelve months.

Start with the typical home: $287,934. Put 20% down and borrow $230,347 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,595 a month in principal and interest.

The median household here earns $46,517 a year, $3,876 a month. So the payment takes 41.1% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $612.

In December 2020, with rates at 2.68%, it was $732.

By August 2026, at 6.67%, it was $1,481 — +102% since December 2020, while the home's value moved +27%.

Reported values rose +182% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $201,813. So the real change is +43%, not +182%.

32607: +182% since January 2000.

Alachua County: +179% since January 2000.

Florida: +245% since January 2000 — 32607 ran behind it by 63 points.

Owning the typical home costs about $1,883 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,503 a month.

Price divided by a year's rent: 16.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 41 a month (Redfin, 3-month rolling data through August 2026). That is 92% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 122.

Going out — closed sales: about 35 a month. That is 61% of the 2015–2019 level for the same months. The drain is drawn 26% narrower: the share of homes for sale that sell each month is 74% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 35 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 39 — so sales ran at 90% of it, and below it in 20 of the last 24 months.

Across Alachua County, builders pulled permits for 3,336 new homes in 2025.

Of those, 21% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 34 a month (Redfin, 3-month rolling data through August 2026). That is 86% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 139.

Going out — closed sales: about 36 a month. That is 71% of the 2015–2019 level for the same months. The drain is drawn 30% narrower: the share of homes for sale that sell each month is 70% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 36 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 34 — so sales ran at 106% of it, and below it in 18 of the last 24 months.

Across Alachua County, builders pulled permits for 3,336 new homes in 2025.

Of those, 21% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Alachua County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 3,142 moved in. Among the ten receiving the most, 2,941 moved out.

Net across those counties: +201 households. Beside it, homes for sale in this ZIP: 122 in June 2026.

Most arrivals came from Marion, FL (526 households); most departures went to Marion, FL (499).

This ZIP sits in Alachua County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 3,142 moved in. Among the ten receiving the most, 2,941 moved out.

Net across those counties: +201 households. Beside it, homes for sale in this ZIP: 139 in June 2026.

Most arrivals came from Marion, FL (526 households); most departures went to Marion, FL (499).