ZIP 32577 vs ZIP 32502

32577 is one of 19 ZIP codes that lie mostly in Escambia County, FL.

Shaded by typical home value, it ranks 3 of the 15 with a value.

1 school location in 32577: 1 elementary.

In alphabetical order: MOLINO PARK ELEMENTARY. Locations only — no ratings are shown here.

32502 is one of 19 ZIP codes that lie mostly in Escambia County, FL.

Shaded by typical home value, it ranks 4 of the 15 with a value.

In January 2000 the typical home in 32577 was worth $109,131.

Values peaked at $375,108 in August 2026. The latest reading is the peak.

As of August 2026: $375,108, +5.3% over twelve months.

Start with the typical home: $375,108. Put 20% down and borrow $300,086 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,078 a month in principal and interest.

The median household here earns $62,071 a year, $5,173 a month. So the payment takes 40.2% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $653.

In December 2020, with rates at 2.68%, it was $833.

By August 2026, at 6.67%, it was $1,930 — +132% since December 2020, while the home's value moved +46%.

Reported values rose +244% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $215,381. So the real change is +74%, not +244%.

32577: +244% since January 2000.

Escambia County: +159% since January 2000.

Florida: +245% since January 2000 — 32577 ran behind it by 1 points.

Owning the typical home costs about $2,453 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $903 a month.

Price divided by a year's rent: 34.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 32502 was worth $130,271.

Values peaked at $358,073 in February 2024. The latest reading is −6.0% from that peak.

As of August 2026: $336,653, −1.1% over twelve months.

Start with the typical home: $336,653. Put 20% down and borrow $269,322 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,865 a month in principal and interest.

The median household here earns $67,548 a year, $5,629 a month. So the payment takes 33.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $780.

In December 2020, with rates at 2.68%, it was $822.

By August 2026, at 6.67%, it was $1,732 — +111% since December 2020, while the home's value moved +33%.

Reported values rose +158% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $257,103. So the real change is +31%, not +158%.

32502: +158% since January 2000.

Escambia County: +159% since January 2000.

Florida: +245% since January 2000 — 32502 ran behind it by 87 points.

Owning the typical home costs about $2,201 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,074 a month.

Price divided by a year's rent: 13.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 4 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 3 — so sales ran at 133% of it, and below it in 13 of the last 24 months.

Across Escambia County, builders pulled permits for 1,398 new homes in 2025.

Of those, 98% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 14 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 78.

Going out — closed sales: about 11 a month. The drain is drawn 19% narrower: the share of homes for sale that sell each month is 81% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 7.3 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 11 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 9 — so sales ran at 122% of it, and below it in 2 of the last 24 months.

Across Escambia County, builders pulled permits for 1,398 new homes in 2025.

Of those, 98% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Escambia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 3,260 moved in. Among the ten receiving the most, 3,605 moved out.

Net across those counties: −345 households. Beside it, homes for sale in this ZIP: 14 in June 2026.

Most arrivals came from Santa Rosa, FL (1,530 households); most departures went to Santa Rosa, FL (1,723).

This ZIP sits in Escambia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 3,260 moved in. Among the ten receiving the most, 3,605 moved out.

Net across those counties: −345 households. Beside it, homes for sale in this ZIP: 78 in June 2026.

Most arrivals came from Santa Rosa, FL (1,530 households); most departures went to Santa Rosa, FL (1,723).