ZIP 32526 vs ZIP 32504

32526 is one of 19 ZIP codes that lie mostly in Escambia County, FL.

Shaded by typical home value, it ranks 8 of the 15 with a value.

9 school locations in 32526: 3 elementary, 3 middle, 3 high.

In alphabetical order: BELLVIEW ELEMENTARY SCHOOL, BELLVIEW MIDDLE SCHOOL, BEULAH ACADEMY OF SCIENCE, BEULAH ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

32504 is one of 19 ZIP codes that lie mostly in Escambia County, FL.

Shaded by typical home value, it ranks 9 of the 15 with a value.

6 school locations in 32504: 2 elementary, 1 middle, 3 high.

In alphabetical order: ESCAMBIA COUNTY ACCELERATION ACADEMY, J. H. WORKMAN MIDDLE SCHOOL, PACE PROGRAM, REINHARDT HOLM ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 32526 was worth $111,338.

Values peaked at $283,485 in May 2024. The latest reading is −0.9% from that peak.

As of August 2026: $280,866, +1.7% over twelve months.

Start with the typical home: $280,866. Put 20% down and borrow $224,693 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,556 a month in principal and interest.

The median household here earns $71,651 a year, $5,971 a month. So the payment takes 26.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $667.

In December 2020, with rates at 2.68%, it was $673.

By August 2026, at 6.67%, it was $1,445 — +115% since December 2020, while the home's value moved +35%.

Reported values rose +152% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $219,737. So the real change is +28%, not +152%.

32526: +152% since January 2000.

Escambia County: +159% since January 2000.

Florida: +245% since January 2000 — 32526 ran behind it by 93 points.

Owning the typical home costs about $1,837 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,796 a month.

Price divided by a year's rent: 13.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 32504 was worth $99,227.

Values peaked at $277,076 in August 2024. The latest reading is −2.1% from that peak.

As of August 2026: $271,129, +1.9% over twelve months.

Start with the typical home: $271,130. Put 20% down and borrow $216,904 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,502 a month in principal and interest.

The median household here earns $74,067 a year, $6,172 a month. So the payment takes 24.3% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $594.

In December 2020, with rates at 2.68%, it was $659.

By August 2026, at 6.67%, it was $1,395 — +112% since December 2020, while the home's value moved +33%.

Reported values rose +173% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $195,835. So the real change is +38%, not +173%.

32504: +173% since January 2000.

Escambia County: +159% since January 2000.

Florida: +245% since January 2000 — 32504 ran behind it by 72 points.

Owning the typical home costs about $1,773 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,469 a month.

Price divided by a year's rent: 15.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 88 a month (Redfin, 3-month rolling data through August 2026). That is 120% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 270. That is 85% of the 2015–2019 level for the same months.

Going out — closed sales: about 73 a month. That is 102% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.7 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 15 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 73 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 67 — so sales ran at 109% of it, and below it in 7 of the last 24 months.

Across Escambia County, builders pulled permits for 1,398 new homes in 2025.

Of those, 98% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 39 a month (Redfin, 3-month rolling data through August 2026). That is 98% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 120.

Going out — closed sales: about 34 a month. That is 90% of the 2015–2019 level for the same months. The drain is drawn 4% narrower: the share of homes for sale that sell each month is 96% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 34 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 35 — so sales ran at 97% of it, and below it in 15 of the last 24 months.

Across Escambia County, builders pulled permits for 1,398 new homes in 2025.

Of those, 98% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Escambia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 3,260 moved in. Among the ten receiving the most, 3,605 moved out.

Net across those counties: −345 households. Beside it, homes for sale in this ZIP: 270 in June 2026.

Most arrivals came from Santa Rosa, FL (1,530 households); most departures went to Santa Rosa, FL (1,723).

This ZIP sits in Escambia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 3,260 moved in. Among the ten receiving the most, 3,605 moved out.

Net across those counties: −345 households. Beside it, homes for sale in this ZIP: 120 in June 2026.

Most arrivals came from Santa Rosa, FL (1,530 households); most departures went to Santa Rosa, FL (1,723).