ZIP 32355 vs ZIP 32358

32355 is one of 4 ZIP codes that lie mostly in Wakulla County, FL.

Shaded by typical home value, it ranks 4 of the 4 with a value.

1 school location in 32355: 1 middle.

In alphabetical order: WAKULLA COAST CHARTER SCHOOL OF ARTS SCIENCE & TECHNOLOGY. Locations only — no ratings are shown here.

32358 is one of 4 ZIP codes that lie mostly in Wakulla County, FL — 85% of its own area is in the county.

Shaded by typical home value, it ranks 3 of the 4 with a value.

In February 2006 the typical home in 32355 was worth $180,605.

Values peaked at $268,134 in July 2026. The latest reading is the peak.

As of August 2026: $268,029, +3.7% over twelve months.

Start with the typical home: $268,029. Put 20% down and borrow $214,423 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,485 a month in principal and interest.

The median household here earns $57,083 a year, $4,757 a month. So the payment takes 31.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 21.0% in 2006.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2006 (6.25%) the payment was $890.

In December 2020, with rates at 2.68%, it was $590.

By August 2026, at 6.67%, it was $1,379 — +134% since December 2020, while the home's value moved +47%.

Reported values rose +48% since February 2006.

General prices (CPI-U) rose +68% over the same span.

Divide one by the other: in August 2026 dollars, the 2006 home was worth $302,637. So the real change is −11%, not +48%.

32355: +48% since February 2006.

Wakulla County: +48% since February 2006.

Florida: +55% since February 2006 — 32355 ran behind it by 7 points.

Owning the typical home costs about $1,753 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,022 a month.

Price divided by a year's rent: 21.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 32358 was worth $67,407.

Values peaked at $289,065 in August 2024. The latest reading is −3.2% from that peak.

As of August 2026: $279,805, −0.1% over twelve months.

Start with the typical home: $279,805. Put 20% down and borrow $223,844 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,550 a month in principal and interest.

The median household here earns $73,304 a year, $6,109 a month. So the payment takes 25.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 6.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $404.

In December 2020, with rates at 2.68%, it was $675.

By August 2026, at 6.67%, it was $1,440 — +113% since December 2020, while the home's value moved +34%.

Reported values rose +315% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $133,035. So the real change is +110%, not +315%.

32358: +315% since January 2000.

Wakulla County: +245% since January 2000.

Florida: +245% since January 2000 — 32358 ran ahead of it by 70 points.

Owning the typical home costs about $1,830 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,551 a month.

Price divided by a year's rent: 15.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 0 a month in May 2026 (Redfin).

The 2015–2019 level for the same month was 0 — so sales ran at NaN% of it, and below it in 0 of the last 24 months.

Across Wakulla County, builders pulled permits for 518 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 6 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 29.

Going out — closed sales: about 4 a month. The drain is drawn 5% narrower: the share of homes for sale that sell each month is 95% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 7.9 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 4 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 200% of it, and below it in 2 of the last 24 months.

Across Wakulla County, builders pulled permits for 518 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Wakulla County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 638 moved in. Among the ten receiving the most, 324 moved out.

Net across those counties: +314 households. Beside it, homes for sale in this ZIP: 1 in January 2026.

Most arrivals came from Leon, FL (564 households); most departures went to Leon, FL (324).

This ZIP sits in Wakulla County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 638 moved in. Among the ten receiving the most, 324 moved out.

Net across those counties: +314 households. Beside it, homes for sale in this ZIP: 29 in June 2026.

Most arrivals came from Leon, FL (564 households); most departures went to Leon, FL (324).