ZIP 32347 vs ZIP 32348

32347 is one of 4 ZIP codes that lie mostly in Taylor County, FL.

Shaded by typical home value, it ranks 2 of the 3 with a value.

9 school locations in 32347: 3 elementary, 1 middle, 4 high, 1 other.

In alphabetical order: TAYLOR COUNTY ACCELERATED SCHOOL, TAYLOR COUNTY ELEMENTARY SCHOOL, TAYLOR COUNTY HIGH SCHOOL, TAYLOR COUNTY JAIL SERVICES, and more on the ZIP page. Locations only — no ratings are shown here.

32348 is one of 4 ZIP codes that lie mostly in Taylor County, FL.

Shaded by typical home value, it ranks 3 of the 3 with a value.

In March 2004 the typical home in 32347 was worth $100,354.

Values peaked at $209,546 in July 2026. The latest reading is −0.2% from that peak.

As of August 2026: $209,185, +7.4% over twelve months.

Start with the typical home: $209,185. Put 20% down and borrow $167,348 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,159 a month in principal and interest.

The median household here earns $41,750 a year, $3,479 a month. So the payment takes 33.3% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 16.0% in 2004.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in March 2004 (5.45%) the payment was $453.

In December 2020, with rates at 2.68%, it was $463.

By August 2026, at 6.67%, it was $1,076 — +132% since December 2020, while the home's value moved +46%.

Reported values rose +108% since March 2004.

General prices (CPI-U) rose +79% over the same span.

Divide one by the other: in August 2026 dollars, the 2004 home was worth $179,216. So the real change is +17%, not +108%.

32347: +107% since April 2004.

Taylor County: +90% since April 2004.

Florida: +130% since April 2004 — 32347 ran behind it by 23 points.

Owning the typical home costs about $1,368 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $810 a month.

Price divided by a year's rent: 21.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In April 2004 the typical home in 32348 was worth $99,943.

Values peaked at $181,307 in August 2026. The latest reading is the peak.

As of August 2026: $181,307, +6.8% over twelve months.

Start with the typical home: $181,307. Put 20% down and borrow $145,046 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,004 a month in principal and interest.

The median household here earns $48,343 a year, $4,029 a month. So the payment takes 24.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.7% in 2004.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in April 2004 (5.83%) the payment was $471.

In December 2020, with rates at 2.68%, it was $424.

By August 2026, at 6.67%, it was $933 — +120% since December 2020, while the home's value moved +38%.

Reported values rose +81% since April 2004.

General prices (CPI-U) rose +78% over the same span.

Divide one by the other: in August 2026 dollars, the 2004 home was worth $178,197. So the real change is +2%, not +81%.

32348: +81% since April 2004.

Taylor County: +90% since April 2004.

Florida: +130% since April 2004 — 32348 ran behind it by 49 points.

Owning the typical home costs about $1,186 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $961 a month.

Price divided by a year's rent: 15.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 5 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 5 — so sales ran at 100% of it, and below it in 9 of the last 24 months.

Across Taylor County, builders pulled permits for 58 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 6 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 33.

Going out — closed sales: about 5 a month.

The ladder: homes for sale ÷ monthly sales = 6.2 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 5 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 4 — so sales ran at 125% of it, and below it in 13 of the last 24 months.

Across Taylor County, builders pulled permits for 58 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Taylor County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 35 moved in. Among the ten receiving the most, 63 moved out.

Net across those counties: −28 households. Beside it, homes for sale in this ZIP: 23 in June 2026.

Most arrivals came from Leon, FL (35 households); most departures went to Leon, FL (40).

This ZIP sits in Taylor County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 35 moved in. Among the ten receiving the most, 63 moved out.

Net across those counties: −28 households. Beside it, homes for sale in this ZIP: 33 in June 2026.

Most arrivals came from Leon, FL (35 households); most departures went to Leon, FL (40).