ZIP 32346 vs ZIP 32327

32346 is one of 4 ZIP codes that lie mostly in Wakulla County, FL — 67% of its own area is in the county.

Shaded by typical home value, it ranks 1 of the 4 with a value.

32327 is one of 4 ZIP codes that lie mostly in Wakulla County, FL.

Shaded by typical home value, it ranks 2 of the 4 with a value.

14 school locations in 32327: 6 elementary, 2 middle, 6 high.

In alphabetical order: ALTERNATIVE HIGH SCHOOL PROGRAM, CRAWFORDVILLE ELEMENTARY SCHOOL, DISTRICT PRE-K PROGRAMS, MEDART ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 32346 was worth $88,283.

Values peaked at $441,189 in October 2024. The latest reading is −3.0% from that peak.

As of August 2026: $427,758, +0.9% over twelve months.

Start with the typical home: $427,758. Put 20% down and borrow $342,206 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,369 a month in principal and interest.

The median household here earns $58,382 a year, $4,865 a month. So the payment takes 48.7% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $529.

In December 2020, with rates at 2.68%, it was $929.

By August 2026, at 6.67%, it was $2,201 — +137% since December 2020, while the home's value moved +49%.

Reported values rose +385% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $174,236. So the real change is +146%, not +385%.

32346: +385% since January 2000.

Wakulla County: +245% since January 2000.

Florida: +245% since January 2000 — 32346 ran ahead of it by 140 points.

Owning the typical home costs about $2,797 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,489 a month.

Price divided by a year's rent: 23.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 32327 was worth $87,562.

Values peaked at $293,929 in August 2024. The latest reading is −0.3% from that peak.

As of August 2026: $292,936, +0.8% over twelve months.

Start with the typical home: $292,936. Put 20% down and borrow $234,349 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,623 a month in principal and interest.

The median household here earns $76,714 a year, $6,393 a month. So the payment takes 25.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $524.

In December 2020, with rates at 2.68%, it was $685.

By August 2026, at 6.67%, it was $1,507 — +120% since December 2020, while the home's value moved +38%.

Reported values rose +235% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $172,813. So the real change is +70%, not +235%.

32327: +235% since January 2000.

Wakulla County: +245% since January 2000.

Florida: +245% since January 2000 — 32327 ran behind it by 11 points.

Owning the typical home costs about $1,916 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,828 a month.

Price divided by a year's rent: 13.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 6 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 46.

Going out — closed sales: about 5 a month. The drain is drawn 33% narrower: the share of homes for sale that sell each month is 67% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 9.9 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 5 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 6 — so sales ran at 83% of it, and below it in 10 of the last 24 months.

Across Wakulla County, builders pulled permits for 518 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 66 a month (Redfin, 3-month rolling data through August 2026). That is 119% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 252. That is 122% of the 2015–2019 level for the same months.

Going out — closed sales: about 56 a month. That is 124% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 4.5 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 10 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 56 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 42 — so sales ran at 133% of it, and below it in 0 of the last 24 months.

Across Wakulla County, builders pulled permits for 518 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Wakulla County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 638 moved in. Among the ten receiving the most, 324 moved out.

Net across those counties: +314 households. Beside it, homes for sale in this ZIP: 46 in June 2026.

Most arrivals came from Leon, FL (564 households); most departures went to Leon, FL (324).

This ZIP sits in Wakulla County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 638 moved in. Among the ten receiving the most, 324 moved out.

Net across those counties: +314 households. Beside it, homes for sale in this ZIP: 252 in June 2026.

Most arrivals came from Leon, FL (564 households); most departures went to Leon, FL (324).