ZIP 32333 vs ZIP 32343

32333 is one of 7 ZIP codes that lie mostly in Gadsden County, FL.

Shaded by typical home value, it ranks 1 of the 6 with a value.

2 school locations in 32333: 1 middle, 1 high.

In alphabetical order: GADSDEN COUNTY HIGH SCHOOL, HAVANA MAGNET SCHOOL. Locations only — no ratings are shown here.

32343 is one of 7 ZIP codes that lie mostly in Gadsden County, FL.

Shaded by typical home value, it ranks 2 of the 6 with a value.

In March 2004 the typical home in 32333 was worth $151,937.

Values peaked at $277,030 in February 2025. The latest reading is −3.1% from that peak.

As of August 2026: $268,367, −1.3% over twelve months.

Start with the typical home: $268,367. Put 20% down and borrow $214,694 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,486 a month in principal and interest.

The median household here earns $56,968 a year, $4,747 a month. So the payment takes 31.3% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 17.7% in 2004.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in March 2004 (5.45%) the payment was $686.

In December 2020, with rates at 2.68%, it was $623.

By August 2026, at 6.67%, it was $1,381 — +122% since December 2020, while the home's value moved +39%.

Reported values rose +77% since March 2004.

General prices (CPI-U) rose +79% over the same span.

Divide one by the other: in August 2026 dollars, the 2004 home was worth $271,335. So the real change is −1%, not +77%.

32333: +77% since March 2004.

Gadsden County: +65% since March 2004.

Florida: +133% since March 2004 — 32333 ran behind it by 56 points.

Owning the typical home costs about $1,755 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $904 a month.

Price divided by a year's rent: 24.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In March 2004 the typical home in 32343 was worth $135,983.

Values peaked at $261,418 in July 2024. The latest reading is −2.9% from that peak.

As of August 2026: $253,857, −1.9% over twelve months.

Start with the typical home: $253,857. Put 20% down and borrow $203,086 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,406 a month in principal and interest.

The median household here earns $60,735 a year, $5,061 a month. So the payment takes 27.8% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.9% in 2004.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in March 2004 (5.45%) the payment was $614.

In December 2020, with rates at 2.68%, it was $570.

By August 2026, at 6.67%, it was $1,306 — +129% since December 2020, while the home's value moved +44%.

Reported values rose +87% since March 2004.

General prices (CPI-U) rose +79% over the same span.

Divide one by the other: in August 2026 dollars, the 2004 home was worth $242,844. So the real change is +5%, not +87%.

32343: +87% since March 2004.

Gadsden County: +65% since March 2004.

Florida: +133% since March 2004 — 32343 ran behind it by 46 points.

Owning the typical home costs about $1,660 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,097 a month.

Price divided by a year's rent: 19.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 12 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 34.

Going out — closed sales: about 9 a month.

The ladder: homes for sale ÷ monthly sales = 3.6 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 9 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 9 — so sales ran at 100% of it, and below it in 10 of the last 24 months.

Across Gadsden County, builders pulled permits for 122 new homes in 2025.

Of those, 36% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 2 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 3 — so sales ran at 67% of it, and below it in 21 of the last 24 months.

Across Gadsden County, builders pulled permits for 122 new homes in 2025.

Of those, 36% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Gadsden County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 646 moved in. Among the ten receiving the most, 643 moved out.

Net across those counties: +3 households. Beside it, homes for sale in this ZIP: 34 in June 2026.

Most arrivals came from Leon, FL (560 households); most departures went to Leon, FL (517).

This ZIP sits in Gadsden County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 646 moved in. Among the ten receiving the most, 643 moved out.

Net across those counties: +3 households. Beside it, homes for sale in this ZIP: 10 in June 2026.

Most arrivals came from Leon, FL (560 households); most departures went to Leon, FL (517).