ZIP 32327 vs ZIP 32358

32327 is one of 4 ZIP codes that lie mostly in Wakulla County, FL.

Shaded by typical home value, it ranks 2 of the 4 with a value.

14 school locations in 32327: 6 elementary, 2 middle, 6 high.

In alphabetical order: ALTERNATIVE HIGH SCHOOL PROGRAM, CRAWFORDVILLE ELEMENTARY SCHOOL, DISTRICT PRE-K PROGRAMS, MEDART ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

32358 is one of 4 ZIP codes that lie mostly in Wakulla County, FL — 85% of its own area is in the county.

Shaded by typical home value, it ranks 3 of the 4 with a value.

In January 2000 the typical home in 32327 was worth $87,562.

Values peaked at $293,929 in August 2024. The latest reading is −0.3% from that peak.

As of August 2026: $292,936, +0.8% over twelve months.

Start with the typical home: $292,936. Put 20% down and borrow $234,349 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,623 a month in principal and interest.

The median household here earns $76,714 a year, $6,393 a month. So the payment takes 25.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $524.

In December 2020, with rates at 2.68%, it was $685.

By August 2026, at 6.67%, it was $1,507 — +120% since December 2020, while the home's value moved +38%.

Reported values rose +235% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $172,813. So the real change is +70%, not +235%.

32327: +235% since January 2000.

Wakulla County: +245% since January 2000.

Florida: +245% since January 2000 — 32327 ran behind it by 11 points.

Owning the typical home costs about $1,916 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,828 a month.

Price divided by a year's rent: 13.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 32358 was worth $67,407.

Values peaked at $289,065 in August 2024. The latest reading is −3.2% from that peak.

As of August 2026: $279,805, −0.1% over twelve months.

Start with the typical home: $279,805. Put 20% down and borrow $223,844 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,550 a month in principal and interest.

The median household here earns $73,304 a year, $6,109 a month. So the payment takes 25.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 6.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $404.

In December 2020, with rates at 2.68%, it was $675.

By August 2026, at 6.67%, it was $1,440 — +113% since December 2020, while the home's value moved +34%.

Reported values rose +315% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $133,035. So the real change is +110%, not +315%.

32358: +315% since January 2000.

Wakulla County: +245% since January 2000.

Florida: +245% since January 2000 — 32358 ran ahead of it by 70 points.

Owning the typical home costs about $1,830 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,551 a month.

Price divided by a year's rent: 15.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 66 a month (Redfin, 3-month rolling data through August 2026). That is 119% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 252. That is 122% of the 2015–2019 level for the same months.

Going out — closed sales: about 56 a month. That is 124% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 4.5 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 10 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 56 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 42 — so sales ran at 133% of it, and below it in 0 of the last 24 months.

Across Wakulla County, builders pulled permits for 518 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 6 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 29.

Going out — closed sales: about 4 a month. The drain is drawn 5% narrower: the share of homes for sale that sell each month is 95% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 7.9 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 4 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 200% of it, and below it in 2 of the last 24 months.

Across Wakulla County, builders pulled permits for 518 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Wakulla County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 638 moved in. Among the ten receiving the most, 324 moved out.

Net across those counties: +314 households. Beside it, homes for sale in this ZIP: 252 in June 2026.

Most arrivals came from Leon, FL (564 households); most departures went to Leon, FL (324).

This ZIP sits in Wakulla County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 638 moved in. Among the ten receiving the most, 324 moved out.

Net across those counties: +314 households. Beside it, homes for sale in this ZIP: 29 in June 2026.

Most arrivals came from Leon, FL (564 households); most departures went to Leon, FL (324).