ZIP 32190 vs ZIP 32119

32190 is one of 27 ZIP codes that lie mostly in Volusia County, FL.

Shaded by typical home value, it ranks 23 of the 26 with a value.

32119 is one of 27 ZIP codes that lie mostly in Volusia County, FL.

Shaded by typical home value, it ranks 24 of the 26 with a value.

1 school location in 32119: 1 elementary.

In alphabetical order: SOUTH DAYTONA ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2013 the typical home in 32190 was worth $80,970.

Values peaked at $271,792 in August 2024. The latest reading is −5.3% from that peak.

As of August 2026: $257,441, +4.7% over twelve months.

Start with the typical home: $257,441. Put 20% down and borrow $205,953 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,426 a month in principal and interest.

The median household here earns $73,433 a year, $6,119 a month. So the payment takes 23.3% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.3% in 2013.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2013 (3.41%) the payment was $288.

In December 2020, with rates at 2.68%, it was $616.

By August 2026, at 6.67%, it was $1,324 — +115% since December 2020, while the home's value moved +35%.

Reported values rose +218% since January 2013.

General prices (CPI-U) rose +44% over the same span.

Divide one by the other: in August 2026 dollars, the 2013 home was worth $116,776. So the real change is +120%, not +218%.

32190: +218% since January 2013.

Volusia County: +179% since January 2013.

Florida: +169% since January 2013 — 32190 ran ahead of it by 49 points.

Owning the typical home costs about $1,683 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,467 a month.

Price divided by a year's rent: 14.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 32119 was worth $76,896.

Values peaked at $274,846 in April 2024. The latest reading is −9.1% from that peak.

As of August 2026: $249,800, −0.5% over twelve months.

Start with the typical home: $249,800. Put 20% down and borrow $199,840 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,384 a month in principal and interest.

The median household here earns $53,795 a year, $4,483 a month. So the payment takes 30.9% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $460.

In December 2020, with rates at 2.68%, it was $621.

By August 2026, at 6.67%, it was $1,285 — +107% since December 2020, while the home's value moved +30%.

Reported values rose +225% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $151,762. So the real change is +65%, not +225%.

32119: +225% since January 2000.

Volusia County: +229% since January 2000.

Florida: +245% since January 2000 — 32119 ran behind it by 20 points.

Owning the typical home costs about $1,633 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,534 a month.

Price divided by a year's rent: 13.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 0 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 0% of it, and below it in 14 of the last 24 months.

Across Volusia County, builders pulled permits for 2,826 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 42 a month (Redfin, 3-month rolling data through August 2026). That is 109% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 161.

Going out — closed sales: about 36 a month. That is 87% of the 2015–2019 level for the same months. The drain is drawn 44% narrower: the share of homes for sale that sell each month is 56% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 36 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 37 — so sales ran at 97% of it, and below it in 21 of the last 24 months.

Across Volusia County, builders pulled permits for 2,826 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Volusia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,195 moved in. Among the ten receiving the most, 6,033 moved out.

Net across those counties: +2,162 households. Beside it, homes for sale in this ZIP: 1 in June 2026.

Most arrivals came from Seminole, FL (2,811 households); most departures went to Seminole, FL (1,690).

This ZIP sits in Volusia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,195 moved in. Among the ten receiving the most, 6,033 moved out.

Net across those counties: +2,162 households. Beside it, homes for sale in this ZIP: 161 in June 2026.

Most arrivals came from Seminole, FL (2,811 households); most departures went to Seminole, FL (1,690).