Lotvox market story · compare

ZIP 32180 vs ZIP 32127

ZIP 32180

Volusia County, FL

ZIP 32127

Volusia County, FL

1 of 4

Who's going to sell

Turnover Index not published for 32180 yet.

Where

32180 in Volusia County, FL

32114 · $183,96132117 · $215,73432118 · $292,72032119 · $249,80032124 · $436,17832127 · $352,11032128 · $440,60332129 · $285,42132130 · $341,00032132 · $277,94132141 · $301,30532168 · $381,90032169 · $549,74532174 · $370,95932176 · $349,98132180 · $352,61832190 · $257,44132713 · $378,32532720 · $327,58432723 · no value published32724 · $342,71132725 · $296,76332738 · $302,05832744 · $330,63932759 · $341,64732763 · $292,58432764 · $403,106 32180
$184K$550K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

32180 is one of 27 ZIP codes that lie mostly in Volusia County, FL — 91% of its own area is in the county.

Shaded by typical home value, it ranks 8 of the 26 with a value.

Value rank in county
8 of 26

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 32180

2 school locations in 32180: 1 elementary, 1 high.

In alphabetical order: PIERSON ELEMENTARY SCHOOL, T. DEWITT TAYLOR MIDDLE-HIGH SCHOOL. Locations only — no ratings are shown here.

School locations
2

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

Turnover Index not published for 32127 yet.

Where

32127 in Volusia County, FL

32114 · $183,96132117 · $215,73432118 · $292,72032119 · $249,80032124 · $436,17832127 · $352,11032128 · $440,60332129 · $285,42132130 · $341,00032132 · $277,94132141 · $301,30532168 · $381,90032169 · $549,74532174 · $370,95932176 · $349,98132180 · $352,61832190 · $257,44132713 · $378,32532720 · $327,58432723 · no value published32724 · $342,71132725 · $296,76332738 · $302,05832744 · $330,63932759 · $341,64732763 · $292,58432764 · $403,106 32127
$184K$550K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

32127 is one of 27 ZIP codes that lie mostly in Volusia County, FL.

Shaded by typical home value, it ranks 9 of the 26 with a value.

Value rank in county
9 of 26

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 32127

4 school locations in 32127: 3 elementary, 1 high.

In alphabetical order: PORT ORANGE ELEMENTARY SCHOOL, SPRUCE CREEK ELEMENTARY SCHOOL, SPRUCE CREEK HIGH SCHOOL, SWEETWATER ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

School locations
4

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 4

What it costs

Home values

What homes are worth in 32180

$0$100K$200K$300K$400K200020052010201520202025Peak May 2026 · $353,579Latest · $352,618
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 32180 was worth $74,418.

Values peaked at $353,579 in May 2026. The latest reading is −0.3% from that peak.

As of August 2026: $352,618, +5.0% over twelve months.

Typical home value
$352,618
12-month change
+5.0%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$352,618
Loan at 20% down
$282,094
30-year fixed rate
7.40%
Monthly principal + interest
$1,953
Median household income, per month
$5,590
Share of income
34.9%
0%30%60%
At today's rate, by home value, 2000–2026: 7.4% → 34.9%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $352,618. Put 20% down and borrow $282,094 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,953 a month in principal and interest.

The median household here earns $67,083 a year, $5,590 a month. So the payment takes 34.9% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.4% in 2000.

Payment share of income
34.9%
Monthly P&I
$1,953

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K$2K2000200520102015202020252.68% rate · $7306.67% rate · $1,814
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $446.

In December 2020, with rates at 2.68%, it was $730.

By August 2026, at 6.67%, it was $1,814 — +148% since December 2020, while the home's value moved +56%.

Payment change since 2020
+148%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K$400K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +374% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $146,872. So the real change is +140%, not +374%.

Real change since 2000
+140%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

32180 against its neighbors

0200400600200020052010201520202025
32180 (2000 = 100)Volusia County (2000 = 100)Florida (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

32180: +374% since January 2000.

Volusia County: +229% since January 2000.

Florida: +245% since January 2000 — 32180 ran ahead of it by 129 points.

Change since 2000
+374%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,306
principal + interest $1,953 · taxes & insurance est. $353
Rent: typical rent (ZORI)
$882
Price-to-rent ratio
33.3
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,306 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $882 a month.

Price divided by a year's rent: 33.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
33.3

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 32127

$0$200K$400K$600K200020052010201520202025Peak October 2022 · $390,253Latest · $352,110
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 32127 was worth $118,585.

Values peaked at $390,253 in October 2022. The latest reading is −9.8% from that peak.

As of August 2026: $352,110, −2.5% over twelve months.

Typical home value
$352,110
12-month change
−2.5%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$352,110
Loan at 20% down
$281,688
30-year fixed rate
7.40%
Monthly principal + interest
$1,950
Median household income, per month
$5,438
Share of income
35.9%
0%30%60%
At today's rate, by home value, 2000–2026: 12.1% → 35.9%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $352,110. Put 20% down and borrow $281,688 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,950 a month in principal and interest.

The median household here earns $65,260 a year, $5,438 a month. So the payment takes 35.9% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.1% in 2000.

Payment share of income
35.9%
Monthly P&I
$1,950

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K2000200520102015202020252.68% rate · $8896.67% rate · $1,812
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $710.

In December 2020, with rates at 2.68%, it was $889.

By August 2026, at 6.67%, it was $1,812 — +104% since December 2020, while the home's value moved +28%.

Payment change since 2020
+104%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +197% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $234,040. So the real change is +50%, not +197%.

Real change since 2000
+50%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

32127 against its neighbors

0100200300400200020052010201520202025
32127 (2000 = 100)Volusia County (2000 = 100)Florida (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

32127: +197% since January 2000.

Volusia County: +229% since January 2000.

Florida: +245% since January 2000 — 32127 ran behind it by 48 points.

Change since 2000
+197%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,302
principal + interest $1,950 · taxes & insurance est. $352
Rent: typical rent (ZORI)
$1,627
Price-to-rent ratio
18.0
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,302 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,627 a month.

Price divided by a year's rent: 18.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
18.0

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

Housing pulse

Sales pace vs. normal

0123420252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 3 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 150% of it, and below it in 20 of the last 24 months.

Sales vs 2015–19 level
150%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

02,0004,0006,0008,00020225,50820234,55320243,40320252,826
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Volusia County, builders pulled permits for 2,826 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
2,826

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo4.7 mo4.7 months of supplyNet +7 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 51 a month (Redfin, 3-month rolling data through August 2026). That is 96% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 205. That is 113% of the 2015–2019 level for the same months.

Going out — closed sales: about 44 a month. That is 71% of the 2015–2019 level for the same months. The drain is drawn 39% narrower: the share of homes for sale that sell each month is 61% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.7 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
4.7

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

02040608020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 44 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 52 — so sales ran at 85% of it, and below it in 22 of the last 24 months.

Sales vs 2015–19 level
85%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

02,0004,0006,0008,00020225,50820234,55320243,40320252,826
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Volusia County, builders pulled permits for 2,826 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
2,826

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
8,195
Moved out (top-10 destination counties)
6,033
Net households
+2,162
Top origins
Seminole, FL2,811
Orange, FL2,023
Flagler, FL828
Top destinations
Seminole, FL1,690
Orange, FL1,178
Flagler, FL956
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Volusia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,195 moved in. Among the ten receiving the most, 6,033 moved out.

Net across those counties: +2,162 households. Beside it, homes for sale in this ZIP: 9 in June 2026.

Most arrivals came from Seminole, FL (2,811 households); most departures went to Seminole, FL (1,690).

Net households (top-10 flows)
+2,162

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
8,195
Moved out (top-10 destination counties)
6,033
Net households
+2,162
Top origins
Seminole, FL2,811
Orange, FL2,023
Flagler, FL828
Top destinations
Seminole, FL1,690
Orange, FL1,178
Flagler, FL956
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Volusia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,195 moved in. Among the ten receiving the most, 6,033 moved out.

Net across those counties: +2,162 households. Beside it, homes for sale in this ZIP: 205 in June 2026.

Most arrivals came from Seminole, FL (2,811 households); most departures went to Seminole, FL (1,690).

Net households (top-10 flows)
+2,162

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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