Lotvox market story · compare
ZIP 32180 vs ZIP 32127
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Who's going to sell
Turnover Index not published for 32180 yet.
Where
32180 in Volusia County, FL
32180 is one of 27 ZIP codes that lie mostly in Volusia County, FL — 91% of its own area is in the county.
Shaded by typical home value, it ranks 8 of the 26 with a value.
- Value rank in county
- 8 of 26
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 32180
2 school locations in 32180: 1 elementary, 1 high.
In alphabetical order: PIERSON ELEMENTARY SCHOOL, T. DEWITT TAYLOR MIDDLE-HIGH SCHOOL. Locations only — no ratings are shown here.
- School locations
- 2
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 32127 yet.
Where
32127 in Volusia County, FL
32127 is one of 27 ZIP codes that lie mostly in Volusia County, FL.
Shaded by typical home value, it ranks 9 of the 26 with a value.
- Value rank in county
- 9 of 26
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 32127
4 school locations in 32127: 3 elementary, 1 high.
In alphabetical order: PORT ORANGE ELEMENTARY SCHOOL, SPRUCE CREEK ELEMENTARY SCHOOL, SPRUCE CREEK HIGH SCHOOL, SWEETWATER ELEMENTARY SCHOOL. Locations only — no ratings are shown here.
- School locations
- 4
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 32180
In January 2000 the typical home in 32180 was worth $74,418.
Values peaked at $353,579 in May 2026. The latest reading is −0.3% from that peak.
As of August 2026: $352,618, +5.0% over twelve months.
- Typical home value
- $352,618
- 12-month change
- +5.0%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $352,618. Put 20% down and borrow $282,094 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,953 a month in principal and interest.
The median household here earns $67,083 a year, $5,590 a month. So the payment takes 34.9% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.4% in 2000.
- Payment share of income
- 34.9%
- Monthly P&I
- $1,953
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $446.
In December 2020, with rates at 2.68%, it was $730.
By August 2026, at 6.67%, it was $1,814 — +148% since December 2020, while the home's value moved +56%.
- Payment change since 2020
- +148%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +374% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $146,872. So the real change is +140%, not +374%.
- Real change since 2000
- +140%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
32180 against its neighbors
32180: +374% since January 2000.
Volusia County: +229% since January 2000.
Florida: +245% since January 2000 — 32180 ran ahead of it by 129 points.
- Change since 2000
- +374%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $2,306 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $882 a month.
Price divided by a year's rent: 33.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 33.3
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 32127
In January 2000 the typical home in 32127 was worth $118,585.
Values peaked at $390,253 in October 2022. The latest reading is −9.8% from that peak.
As of August 2026: $352,110, −2.5% over twelve months.
- Typical home value
- $352,110
- 12-month change
- −2.5%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $352,110. Put 20% down and borrow $281,688 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,950 a month in principal and interest.
The median household here earns $65,260 a year, $5,438 a month. So the payment takes 35.9% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.1% in 2000.
- Payment share of income
- 35.9%
- Monthly P&I
- $1,950
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $710.
In December 2020, with rates at 2.68%, it was $889.
By August 2026, at 6.67%, it was $1,812 — +104% since December 2020, while the home's value moved +28%.
- Payment change since 2020
- +104%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +197% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $234,040. So the real change is +50%, not +197%.
- Real change since 2000
- +50%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
32127 against its neighbors
32127: +197% since January 2000.
Volusia County: +229% since January 2000.
Florida: +245% since January 2000 — 32127 ran behind it by 48 points.
- Change since 2000
- +197%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $2,302 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,627 a month.
Price divided by a year's rent: 18.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 18.0
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Sales pace vs. normal
Homes sold: about 3 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 2 — so sales ran at 150% of it, and below it in 20 of the last 24 months.
- Sales vs 2015–19 level
- 150%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Volusia County, builders pulled permits for 2,826 new homes in 2025.
Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 2,826
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 51 a month (Redfin, 3-month rolling data through August 2026). That is 96% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 205. That is 113% of the 2015–2019 level for the same months.
Going out — closed sales: about 44 a month. That is 71% of the 2015–2019 level for the same months. The drain is drawn 39% narrower: the share of homes for sale that sell each month is 61% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 4.7 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 4.7
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 44 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 52 — so sales ran at 85% of it, and below it in 22 of the last 24 months.
- Sales vs 2015–19 level
- 85%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Volusia County, builders pulled permits for 2,826 new homes in 2025.
Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 2,826
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Volusia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,195 moved in. Among the ten receiving the most, 6,033 moved out.
Net across those counties: +2,162 households. Beside it, homes for sale in this ZIP: 9 in June 2026.
Most arrivals came from Seminole, FL (2,811 households); most departures went to Seminole, FL (1,690).
- Net households (top-10 flows)
- +2,162
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Housing pulse
Migration and inventory
This ZIP sits in Volusia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,195 moved in. Among the ten receiving the most, 6,033 moved out.
Net across those counties: +2,162 households. Beside it, homes for sale in this ZIP: 205 in June 2026.
Most arrivals came from Seminole, FL (2,811 households); most departures went to Seminole, FL (1,690).
- Net households (top-10 flows)
- +2,162
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01